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<br /> '�` .:.��,., aoi�o.�CCeesl the trcat6au�s emattnt e•t�t�es tor a f�►c�ted maR�aagg toan-may reqaire for Ba�sn�ver's esaow�ear.mt unQes tha � ---
<br /> `- ` � �..• . 'Yadei�R�f Esnte�aR Prared�s A.ct ai 1973 ca smended trom tano to thnQ 12 US.C.2&Ot et u - _
<br /> �� � ' eR.l`AF.SPA•�.urt1�a►[bLher I�rL...? - _
<br /> '�7 L�s�F. ' ~ . ,it?�tt�AHea 4o the Funds seLss a te�ses amount. It&o�Lendar mty. et any tL�rte co3�ct ar.d hc28 Fu�ds in an ema�'n4 not to acca2d tT.�i� —
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<br /> -:'��°.,, �;` t.,sser�rourtL I.eed��r[ay estimate Mo emaunt ot M+Rs dua ofl the Basfs of�t dsta�and�onsb�9��sa2es o4 exp�ttd�ras�� _ -
<br /> `'��`.`:," �.�-- `� ' fu4ure Estaavt ttertts ar oth�rdso f�ttccor�esvrNA�pp?r�'s tsw. : t� , .,-_—_____
<br /> -l`��:'`�.�`�. ' The Fun�s shs3 be hdd tn an �naL'fiittan wttase 6epastYs ere I�stu@d b�/s tedeial agency.(nstrssmettaEtY.as�►L'.y(att�t�ng L�endar H�
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<br />{�- 1=. �"k•�. "`'� I.�de�ts cuth an[n�cHan) ar fn a�ry FtIIa�Hams Laan Bank. I.endg efia�epp;y tha�imas to gay tt�e E�aw(.hana. l.�cfx�mn�r n44 _
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<br /> ,-�" ' ctr�rg�BmtavrEr for Aoi�ttg�nd ayp*fing ths Funt£s,e�tnu�`Y.enr,�Zn9 Na e^.�caa��v ascoun�cr verUy�g'the Escrow ft�ra.ur.irs len3�� =_----_
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<br /> '' `� � pays Bortaw�Urternst on the�Flnds ep6 app8eah!e��►penntts lcsider ta mASce sucA�►�Wtarga Howev�r,Lmider�s7/requira Bamr�rre►to
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<br /> • �ay a•on�me charga tdr mi tndcyend�t�at e�e�x repaKing serulee used by Wsder�n e�nrtecFtati v�tA tMs tcan.un:eSS e�Pi�bte ia�c ---- -
<br /> '`t --- ' pravh€as abl�v�e. Untesa sn a�ee�sc�'ii i3 s�ad3 rtr��a r�' Ettta�! to��"!. l�nBu sh�nat�te�.4�tQ�� -- _-_—
<br />��, .: ..`,.:�...�,:�. i� ° � �Bosrower a�ryr tntsest ar eamf�gs on tAa Fureds,8arrawer and LenQs may e�in Yrt*�.:ng,hax�r�thai trtesest ahs9 bo pa�9 aa the Eunds. _-__
<br />,:�{: ,-''� ' . . Lender sGap give to Hortav�er.wRhaut ettarga.-an annux!aeeau�►g at the funds.sha�g�en6�d�f�to'the Funds�md the p�rose � . "°" --
<br />-f . . ` � ' far�vislt�h each Qe�ii to ths Funds waa tr�de. Th9 Funds are ptedge�as BQd�fonal sectaSy/tat a8 s�ns sgacre�d tiy this Secu�►tnststmunL
<br />= u�.Y~-��_»: B tAa F�mds hsid try Lertda exceed the art►dis�Ms pem�tted to be Aeld bY BDPg�ta(aw. tender sAa9 accauni to Hortowa tar the . '
<br />-- ' � excgss ftmds in aecor�nco wfth tRe tcquirenents oi eyp�fe taw. If thestt►aunt of the�unds hetd by l.ender ffi any ttme Is nat su�dent � _
<br /> ":,`,:<�",.`..: .,-.:, ta pay th0 Esaaw Items wh�f Que. letd�rs�Y so no9d�t Bm�ower iti w�@1n8,end.tn sucA ease 8ortawc�ettas pay to Lend�the amoln2
<br />-" . --�- ;._L. : . nec�sary W make uP.the QeHrlenay. Borrawes sha9 malca up the d�C3eney(n ao mora Shan t�+e rrmnihly PaycR�.at LenQ�'s sote
<br />"`" - c4scrc�on. � ---
<br /> i'�' .' . ` � ttyon Payment tn flttl ot aA serms serasred by this 8ewrfiY tnsWment. Lender shaU pmmp4y re�rsd tn Bflnnwer arry Funds held by .
<br /> _ . .",:� � .�,, Lender. 1�und�paagaph 21.I.enc�er sfiaU acqulre ot se�the I�aperty.L�da Pdar to the scqultftian ar safe o!the Rmpsty.stun app!y � _ _
<br /> ."�''�f:. ��• � any F�m�hdd tsy Le�d�a!fJra IIrree ot aquLSftton or sala es a creGit sg3nst the smns secured by this Secuurfty Utstrument � - —
<br />�`7:`;:,,,,;',: � �AppllCZflail O'��Sylit8M9. Uniess eppCcahle law provlde�otherwise.eD payn:eris recelved by Letd�undB para�As 9 end °..__
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<br />- �. .�_rr�„�.... . 2 siz�be appL��ErsL W enY P�P�3Ri►�t c�r8e��e under the No?�second.to amourts payaht�under para�agh�tAird to 4rt�est _
<br />- "-=%'`-`�= ' ' du�faurtt►,t+o p�indpai�te;and�sR to srry Iate eharges due unda tAe Not� ' - e���
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<br />, � 4.Chafge�LEone. 8ortawer shafl pay aSi taxes. assessrts�ts. charges.fures and tmpnsftions sttr3sutahfe M the Froperty+�fiFoA =--
<br /> �� ��; . ; • may atta6�pitorfly w�tfxis Secu�yt Instrument,end teasehotd payme�ar�amd rer�.il�yr. Bmmvrer shafl pay these ab4galtans in the _=_._
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<br /> , ;�,;�E�4:. mann�prwiQed tn paraQraph 2 mr H nat paid tn that manner. Botmu�er sha0 pay them en time��redty W the p�san owed pry+nert. -..----_-
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<br /> . . BonnwEr shaD prompt�l tUmish to LenQer a0 no�ea af amourtts ta be patd und� thfs �rageaph. (t Borrovrc�makes these paymertts e;__:'._-
<br />_ � : ,``�": �• - �rectly.8orrow�shaII A�?�N fumtsh to LenQet rasepts evtdencing the paymerrts. � '
<br /> •` ' � .,� ' Botrawer sh�11 pmmpUy► dtscharge arry Uen whtch has priotfty over thts Seeuriry Instrument untest�Horrawer: (a)a�ees b�wrf�rig W the. ��
<br /> . ' • . . Paymeirt ot tha ohIIgadten cerau+ed tsy the 6crf tn a manner eecep'tabte to I.e�d�; (b) corrtesta in good taaith the Qeo by.or deTends agntrtst � -- f,.; �
<br /> • , • . �fornem�t ot the Qen tn.tegal proceedinga whtch in the Lende's opinfon operate to prevent the erifareemenl ot the Qer,ot(c)seaue.s tmm - '�,:
<br /> .,;:fiy'�';; �• . � the Haztr3er a1 the flen en agreemertt satfsfactary to Lender subordmattng the(Ien to this Security Inshutttatt N Lender d�ermin�.s that arry ,���;_
<br /> ,� �r:��z�'� pact c,�the Property b suDject to a Qen whicb may attain pdo�Ety over th}s Securfty Instrumerd. lender may glva Bormwer a nottca identify'�ng s-
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<br /> ���•�;�s�" �` the C-�. 8o�ov�er shaD satb~ty the Uen or taSce one ar more o?the aetlons sei toRh above within 10 days af the gHing ot no� •
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<br /> , . • � .. 5.Ha�rd or P�operty Insuraneo. Borrowef shafl keep the tmpmyem�ts now e�dsUng or hereafter erected on tha Property -• %��°f�_
<br /> �,,,.'t;�c�-f..,� • insi..^�f agah�st toss hy t'ue. ha�rds induded vriMfi Me tErm 'exte�ded caverage'and any other haza�ds.tndadirig ftoads or floodng�for ,; ';`.;�`�
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<br /> . ;.;1 fe„. wh`r.�$�rtQer requires ins�uanea. This tnsurance sha0 be mafn4afned in the amourtta snd tor the periods ffiat lenQ�requlres. TAe Insurance
<br /> � e�n'I� provid'icig the fisuranee shatl be chosmi by Borrawer subjeet to Lendds apyroval wtiich sl�aD not bs unreasonab.y witfih�d. B
<br /> ' • , Botrawer ta�s to m�tain co�rasge desa�ed ebove, Lend�may.at LenQer's option, o6tafi eoverage to pmtect Lender's dghts in the • " � ;.;.;; ;`
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<br /> _ •� � Properly(n accordanw witA patagtaph 7. . r'tt�
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<br /> •• � AA(nsurdnca po4des and rer�e�wais shaA bo accep�bts to Lender and shafl indude e stat►�td mortgaga dause. Lender sha0 have the �t � �
<br />'��'� : -�,�c;��. ." hght ta hold tha paitcfes end renewals. if Lender requUes.Borrower shaD promptiy give to Lerafl�r aD recetpts of paid prern'�ms and renewat . �y�„' ,�-�1`
<br /> ��{� `�. notices. In ffie e�re�!oi toss.Bomower sha0 glve prompt noUce to the insurartcs cartter and L�dar. Lender may make(utrof of tesa H�ot ' � �`" ��
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<br /> made promyty by Bortowe. . ' s�
<br /> • , , � 1'S: • . Untess Lender and 8orrower otherwtse egree in w�ting. tnsurance procectds shatl be app�ed to r�fnn or�rcy�t�.ot the P�Defi'� ' ' y,, i-----.
<br /> '�'�t,r, damaged. B the �to�stion or repatr is economt teasible and Lenders s is not Esssened. N�ta resta�i tn r�fs ts rat .. , ,��` �'�
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<br /> , , � t� :: . ¢ce.�caRy teasib(e or Lenders securiiy wauld be less�e4 the tnsurance proeeeds shatl ba�pred to the sums sear�ef by ftds Sa�.r�y �t,�. ..� ,��,, � a
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<br /> , ¢„ tnstr�ment,whether ot not then due,witti any exoess peid to Borrower. 0 BoROwer abandmsg the Property, or does na!ansv�er wr'ltiln 30 � +� �.
<br /> r ' f;�t' , � • dayr3 a noHea from lender that ihe insuranee raaler has�sfiered to setUe e ctalm,then Lender may coQect the tnsurance proceeds. Lertc:� . ,� � • � -
<br /> . day • � i .r�; r�...
<br /> = � ' m a y u s e t h e p ro c e a d s t o r e p a l r o r�e s t o r a t h e P r o p e rt y o r t o p a y s u m s s e c u r e d b y tfiis Secu r i t y tnstnim e n t,whether or not then due. Th A �- •y�,r i':`.-.
<br /> _ ,,.'• . .:. �;_�-
<br /> =• ��.. . s�Y Pedod wiA begln when the noUce is glven. • ' ' �. ..'_
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<br /> `� '��'�''��;��i•. Untess Lender and Borrower othervdsa agee in wrMing,any ayyfleaUan ot proceeds to pdndpa)sheU not eMend or p�stpone the Que ' �
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<br />-.--�°:,.,�``;.� • • d9te of the monthly payments�efcrred to tn paragr�pfis 1 and 2 or ehange the amount ot the paymerrts. If undv pazagrapA 21 the Properiy „_ ��
<br /> _ � : . •� _ ts acQuired by Lender,Bormwera�igM to any tnstusnee po(ldes end proceeds resutUng hom damage to tho!'roperry pdor to the acquisiUon ' � . •;.�
<br /> '� sha0 pass to Lertder to tAe extent of the sums secured by thts SecurHy tnsaument immematety pdor to the acqvtsiUon. ' � ° : • -
<br /> - � �� . � ��:'::;{ 6.Occupu�cy, Pr�servation. MalMenar�cA and Protaction oi the Property; Borrativer's Loan � �': +.�-
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<br />.��;:.;,;tty:;.�.�'� • '�. .. Apatficatlan; I.ea3�holds.Bonower shaD acc�rpy.estabBsh.and use the Froperty as Bamawer's principal resld¢naa wfthin sbcly days ' �.;;,. , .j
<br /> - �°�`''�`�•`': ' ,. after the exeartton o1 this Secudry tnsUUment anA shaA catrttr�ue to oeaipy the Property as Borrower's prtnelpal restdenoe for at least one ;,;;ai`; •- . : t
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<br /> � �� � ear after the dato af ac an unfess Lendv othenvise a fn wrttin which eo�asent sAaA not be unreasonabty withhetd,or unSws t '• '
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<br />-:p; .: . e�4enua+Jng chcumstances exi.st whtch are beyond BortoweYB contreL Boaaurer shall not desVoy.�mage ar 6�pair the Property.e11ex t�o ' • -
<br />-�' '': '. • PropeRy 4o detatoraf�or commit wastt!on tha Rroperiy. BOrtawer sha0 be€n def�utt N arry foAeiture aeUon or proceedh�g,whethet ci�rJ or . .' • , •'-'.j: .
<br /> �'''�� � - crimfial,t�be�ym that in lcnder's gaod t�fth jud�nen!couId,ras�1 tn todelNre oi the Propary or othewiso mate�iaQy impab the�en created ;. , �. :. �-__
<br /> '�' �� � by this Security trtswment ar l�dc�'s seeufity Interest Bortower may curo suei�o detault and tetnstate,ns provtded in paragrapb t8, Dy � ' • :...x �
<br /> � ,_ , au
<br /> � � . � eaustng tho action or proeecdin� to bo dlsmissed �Ath a �u7ng that, in Lendds gaad ta� detertnination, precludes todeitire of the ' _
<br /> j�� • � � ,
<br />-�, � ' '•��. Bor�ower's interest in the Prop�rty or other rnsierial lmpafrment o1 the L'en created by thie Securityr Instrumer►t or lender'a securtty interest. • _
<br /> � � ''�ri� Bomower sha9 etso bA tn Qefault H Borrower.dur(ng the loan app�'caUon process,gave matert11fy tatse or inacarate tnfomiatlon o►staterrents •
<br /> � � ��}�'} � to Lend¢r(o►taQed to proVttto LenCer vdth cny mateflal informatlon� in connec4len vrith the Iean evidenced by the Note indud'ing.but�ot ( . -
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<br /> • f�.;,� Gmited to. represartnUan9 concem!ng Bomawer s occupsncy o1 the Property es e pflnc3�a1 residence. 8 tht� Sewriry tnsUUment is on e - : • •�
<br />" .� • �'ti �'!t � (P.3SP.}t9ld.BOROJPET SI18D CQfRDS�SIUIUI BD U�0 ptOV15IGff9 O�1h0(G3SQ. II Borrower acquires tee titto to the f�rope�ty,the feasehotd and the • -t }.
<br /> - ��`�'�� tee titio shaD not merge unle�a the lcnder agrces to tho mcrger in�vY�9ng. • � �• .,
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