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<br /> ��r �:,:.y � T(1GEI�IEEt WI7 H all the imptoVements aaw or heteafter.aetted aa the ptagerty.and uY!ease�cmts.app�orCena�c��. - - - --
<br /> �- � aad S�unes nay+or hereafter a part of t�e g�opertY• .All replace�ent�and addiaons sha11.-also be cov�rr�9 by this S�itY . .
<br /> -- �`,�°ti i ' ° Insttument All of the foregoing is refesred tn in ti�s S�ty Insunffieat as the"Plropefty° . ' ` ___--- -----
<br /> -'i ` ' BORROWER COVENANfS that Bontowver is Ia�fu1�Y seised of��o�d. H�wer w��ts�� , rt=-- - -
<br /> � aad convey the Progerty and that tfle Prapecty is tmencumi�esed,exscF _ --
<br /> - ' wA]defend gene�lly th�6tie oo the Pcopstty agains�t aII claims and demands�sdbje�t m any ensumbrances of cesord. . _ -
<br /> , - � 'rHIS SECURIIY INSPRLJIViEN'f oomfiaes tmifarm cavea�ts fui aational ase and aon-anifort�cav�aau�wi3ti _ ----_
<br /> HI covexim res� -
<br /> : . ..� . limited variatians lsy jaQisdicdon w caasawte a nnifonm sec�tyiasnumeat g p='QF�Y• _�__
<br />-,;'>• ' ' UNIFORM CdVENANTS. Baaowee aad lreader savenant and agcee as follaws: _
<br /> =,�;: � - , 1 Fepmea4 af�ndpai and Inset�FrePayment�d Late�es. Bmmwes st�all pmmPUY PaY ahen�e the
<br /> . , � principal af and iat�e.st on t1�e de6t evidenced by the Note aad aay�repaymeut a�laie d�arges dne�ster the Notr. --
<br />" �:`.;, ,. .���� ' Z. F�ds ffaa Tases an+d��o�,�Snbject w applicable}aw or to a a�st[�n waivesby Ixade�Batrower_shaIt paY td ` -
<br /> ` • Leadea an rhe day manttily payments sie dne mnder rhe Nate.uat�the Nate is paid in fa11,a sum(�unds°)fo�(a?yeaziy
<br />:���,, _ ; .
<br /> `-'�`''s" '�` ��' t�es attd ass�sments which may attaui ptforitY avet itris S�nrity Insaument as a liea on t�Pmptary',(h)YeaziY leasehold
<br />: , ` • '�`,;,;• Payments or gcouad reats.on the Prope�ey.i�any: t�) y��or propeny �aace �emi�: ca� y�y �� - - --
<br /> ,�.. .
<br /> :�.k`-.`�•� °: , a y� if , � (�anl+sums Pa3rab2e by t�m�i.s.�e . oi--
<br />�.�s,�� ,� .. . • insivance p�mi�s.if any: (e)Yeaz1Y mortgage msataace F�ums. an3+.
<br />���._ .°. < • LEnde�in axor�ance with the.provisinns of paragcaph 8,in lien of the paymeat of mostgage�cc premi ----
<br />�`s.�Y`•. �.;,, , , ite�s�+e catled'�scmw Items." l�der may,st'any t�e,coIIea and hold Fands m an amn�t not w exsxed the� --
<br /> � <�.``'. '';,,`��' amonnc a 1�for a federally related mortgage loan may r�far Bortawer's esaaw aecomu�der the fedeaat Real �
<br /> r..: ,iP;yrY..
<br /> ;,,� .',` . ..,:;,..,i Fsrate Seuteffierrt Pmcedvres Acc of 3.974 as ameuded froffi time w time.l2 U.S.C.§Z60�a secF("RESPA").untess anot6t�r - -
<br /> ' `�"��;��. law that hes to the Runds sets a Ie�ser amnunt ff so.I.ender maY,at an time.coIlect and hold Pymds in aa amounz uat to
<br /> �, � �. -. eueed�e-lesser amount Leudar may esaimats the amo�t af l�mds due on the basis of caaent data and�asonabls �-_- -
<br /> rr.._. . _.. '.
<br /> " , � . es�matrs of expeadiaucs of�Escroei Items or-otherwise in ar.cotd�ce with applicab.le Iaw. _.��ty,��� ,
<br /> -`'� au�
<br /> • � �:r The�mds shagL�i�eld in a3 instimaon�vhose depasits ace insared tiy a federal agenc.y. � _
<br /> ,." •�.,"� `` � ' (including Lender,if I.�asr is sr�xl*_2.�instituaan)or in any Fed�al Hame Loan Bank. Lender shall�y the F�mds to pay =-
<br /> .::��.;��.: �x . _
<br /> the Escmw Itetns. I.e��r.'S:���.�harge Bormwer for hoId�ng and appiy�the Fuads.annaally.:,��iag the escraw -
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<br /> . -,;;r't�t-. , � accouut. oT veiifSring t�e Escra�'L+�ms,imless Lender pays Bmmwer interest oa the Fu�ds a�d�-�t1ii.�.,^s�sLe� law gemmits , �: ����
<br /> � � I.ender-ta make suc�a charge. �e�vever:Lender may require Borrower to pay a oae-time�ctrar�C�3ri�dependent real :,�y��,,.
<br /> . • . estate tax repmtiag service uscd by L,enader in comiection with tlus laaa,nnless aprplica6le law provi6es�vise. Un3ess an t:��,�:_=
<br /> � Bonm�er aay intenest or
<br /> • . '` ,:.:.,. , ageemeat is made or applicaWe 1�sEquires intest.st to be paid.Lend�shal!not be zeqaiied w pay � ;,;k����_-
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<br /> � �; ,,,:�ir' eamings on th�Funds. Borrower�ii 3.ender may agre�fn wnung,however.that interes[shaII be paid on the�'vads. Lender ,.,���.;�j_
<br /> agr _
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<br /> • ,�•�'4..h ,. . � shall give to Bomnwer.withuut c��° an annual accounting a£the Funds,showing ciedits and debits to the Fimds and the_
<br /> . �,rr���. ..�
<br /> . .,;r,,,,�;• putpose for wHicb each debit to w.�'�ds was IIiade. The F�s are pledged as addinional secialay for aU sums secur�d try
<br /> � � :. ` � this Securiry lnstrament -
<br /> . . If the Funds LY�by Lender exceed the�aants permi�:'-d to be 1�3 by applicable law.Lender shall account to `'"'`
<br /> j s f;• Botmwer for the esa�s Funds in 2:.a�rdance cs�''.�the r�tu�en�s of agF�z,:..ble law. If the amount oP the Fnnds held by �, _
<br /> _ �„ � Fr „-.. LendeT�::aay time'rs not st���':�pay the Fscrow Items wtr�due.Lender may so notify Borrower in aritmg,aad,in �: _
<br /> �f:�f,:.�,`'•:�,�, : such case Hosrower shaU pay te Lr�3er the amaant necessary to make up the deScienry. Boaower shall make �the ._
<br /> � `��` deficiency in no mare tbaa twelve aoathly payments,at I.ender's so2e discretion. ,�.'" '
<br /> [Ipoa payment in full of a11 s�s secured by th�s Secmiry Instnm�en�Lender shall promptly refund to Bonower any '� �'�
<br />. Plmds hetd by Lender. If.under pardgraPh 21.Lender shall acguire or sell�:Properry.Lender,prior to the acqaisition or ,. ' r" � :`•,.
<br /> . � sate of the Froperty.shall apply any Fuads held by l.ender at the ume of acquisirion or sate as a credit a�i�t the sums �� �.,`
<br /> secured by this Securiry lnsvament .. ;.+��_ �-- `
<br /> • ;i���': 3. Appllcation of Paymec� UWess appllcable law provides othe�wise, all payments received by Lender�mder ..�..:�:. , .��
<br /> � . l�r���;.� � hs 1 and 2 shall be a liec:fizs�to an prepayment charges due uader the Note;secon4 co amoanu payable under ��1 �r,.
<br /> �r• F�B�P DP Y, ., •w,v� -
<br /> �- . , p�ragraph�:tk"ad.to iaterest due;f�urth,co priacipal due:and last.to any late charges due under the Not$. . ';'��
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<br /> , q, ��g�;L[ona. B�wer shall pay aU taxes.assessmenu, c11:,."Frs.fines and impositia�ataibutabte to ti�e �__
<br /> , ' ' property which may auain prioriry over this Seciuity Instrumen�and leasslvcld payments or ground re�if any. Barrawer ,,:.- ' ��w
<br /> ;. .: � ��,�,�;��':,; s9au�r:�ihese obllgations in the manaer provided in paragag�:.or if not paid in tt►at maanet Bonower shall pay tb�on ,�%.,;.. .,,:�,,_.:_
<br /> ' y����, � time,�_ctly to the person owed paymen� Borrower shall prcm�y f�nish to Lender all no6ces of amounts to be paid�ader t��:, , s-
<br /> i �: . ; . . this paragraph. If Boaower makes these payments directly,Ecirower sha(1 prompzly fumish to Lender receipts evidencing ��.
<br /> .-li: . �lS `..-.
<br /> �� , � the paymenu. ,�.. �;..�^_�_;:
<br /> ` � ;.� ' Bmtower shall promptly discharge anv lien which has priority aver t;vs�acurity Inswment unless Horrower:(a)agrees . . . ,. • t,:;-
<br /> ' '�' � � '� �' � in a�rian to the a nt of the obli ation secured lry the lien in a manner acceptable to Lender:(b)contests in good faith the , • -:�°=
<br /> - ;1•<<. . • 8 P Y� S „-.,• � •
<br /> -L , ` .,,�;:�A, ; lien by.or defends against enfarc�em of the lien in.legal pmce�dings which in the Le�°r s opinion operate ta greveat the .:,,:>.�. .. .
<br /> -•tl�'�.s,:;. � • .�_*
<br /> -t enforcement of the liea;ot(c)secas�s fram the hoider of the iiea an agreemenc satisfartc�cy to Lender subordin�n�dte lien : �%�'�; ',. , _
<br /> .F.�;... .. : :;;S_�fi'�' '. ► Y P J Y Pn t}' , •;r•
<br /> �-' ; to this�Sec�uity Inswment If Lender determines that an art of the Propaty is sub'ect ra a lien whict�ma attain ori : �,�?u,
<br /> • . over this SQCUniiy Inst►�men�Lender may give Borrower a nouce identifying the lien. Boirower sh�Il�inisfy the liea or take � _
<br /> '�:.�` : . one or more of the a.�ions set fostb above within 10 days of the giviug of notice. . . , . ,�":'"'�
<br /> = .� � �• ` 5. HaTa�os�roperty Icsw�aace. Borrower shall k�the iurpmvements now existing or hez°after erected on the ..,;�'�.
<br /> ` :, property insured a�xinst loss by fi�e.ha�ds included withia t�temi"extended caverage"and aay other hazards.including '. ,. ' �'�-
<br /> .. �� .`�;.'. . ,>' � z:
<br /> ='.i. � �" ftoods or floodin;.fac which Lender requires ins�ce. 'l�is insutance sha11 be manntained in the amounts and for the ;.:.;,,
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