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<br /> =°� , T(3�GETHE3i�J3TIi al!t�s iimprnv�Aats 8arr or h on e progerty,aad rilI ease��s,appurtenames.a�d �- . - - - ..
<br /> _ - . fi�bues aae� or her2atier a gart of the•pro��tY. All �placemeats aBd ad�ditions shall also be wv� bp tl�s Security �� - _-
<br /> �-�� Ias�n'L.Hil of the fos�aia�,is refesr�tq ia thLs Secuti�y I�suument as the°Pro�sty." . � ' ` =_.�_
<br /> - BURROWF•It COVENANT5 that Eoprcmies is lanrRilly seisecl uf t�e�state her�eb�oonveyed aad has the rigiit ta grea►t uad' �_-_-
<br /> �� _ �
<br /> __� �eonvey the Pragserty an�!'that the't'rop�ny is naeacu�nbered.eacept foi eac�mbranc�s of recard. Borcmwer wnreants and wall , . � -
<br /> --—== d�fend genaally the tiQe to the Praperty again�t all cla�ms and demands.subjc�t to any encambranc�bf record. ��=�=—
<br />-_ --=_- � . � T�iIS S�CiJRITY'INSTRUM�NT'oomtiuzes iiniform oa,venants for tiatiunal use aad nna-uaiform oovenants witb fianit�d ` - -_:�
<br /> � �Y,=�-�� • vari�tis�ns by jurisdictinn to constitu2e a iunform�ccurity insmim�nt oavering real PmP�Y• . �"s �- -.
<br /> t ° [9NTF�RM COVENANTS.Bo�rower�and I.ender covenant and agree as follows: � :� i r�--
<br />�;d'.����!' . �:�i�� `tf�+. ..
<br /> � _ �' D. �ayment oi Prindpaf aad Inie�st: �ke�aymlQnt ansi Late CPiaegeg. Borrower sbalt pmmptiy pay'when dus the .....-.�
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<br /> _t�.�a- �:� ; priBeipal af and iater�st on tit�debi evideaced Isy the Note and any prep.�yment and Iate char$es d�ce u�er the Note. ' ' +��,,;
<br /> :`.� iY1f!/-1.-�.
<br />_ .�;�>��. 2.F�ds fas'i'aa�es aiid Insnrance. $u6ject w ap�lirable[aw or to a wriaen vyaiver 6y L e n d er, Borrower s�afi pay tu - , . . . ,�+�;:- __
<br /> f�';` 1�. Lender on the day monthtp paytne�ts are due uader the Note,unt61 the Note is paid iu fiill,a s�m("Fuads')for.(a)yearly taxes 4�° _ --
<br /> ���� s K aati asscssm�nts which may attain priority over this Sec�rity Insmim�at as a lren an t6e Pruperty;(b)Yearly teasehotd Paymeats . ` � � �
<br /> '��`�•��'t .�. ar � gerty,if amy:(c)Y�uly hazard or ro �nsuiance premiums;(d)YeartY IIoad insurance gFemiums, ��_'�ta -Y---
<br /> _��;`�s��#r•; gtovnd reats on the Pto P PertY� t _ ��.-.��
<br /> � .•� e :: ��3►:(e)Y�ariY mo�gage insu�cePremiums,if any:and(�any sums payalile by Borrawer to I.encier, in accordanse arith , s ''��� '�• --
<br /> Fi�,�� the provisians of paragraph 8.in lizu of the payment of mortgage iasurance pnmiums..Th�se items are ral2ed"Fssraw Itetns.'. � -���. _-
<br /> :.,�� Leadet may. at anyr time.coltect and i�a2d FuIIds m an amoant not to ex�ed the maximwn amoo�a lerider for a fedetalIy - -
<br /> " '` � related mnrtgage loaa may tpquire for Borrower's escrow acoouat under We federal Real Fstate Settlemeat Pc�ocedures Acf of �4 f �``���� --
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<br /> �-���x�-�.:: 1974 as amende�fi�m time ta time, 12 U.3.C. Section 2641 et seg. ("RESPA'),unless aaother law that applies ro the Funds _ _ _
<br /> ' �� <t'-�: ' seis a lesse�amoust.tf sfl.Lender may.at any dme. collect and hatd Funds in an amnum not to exceed the tesser amount. h�„ - -
<br /> �
<br /> sz.'�`� i�r�y�te the amouni of�w�ds due aa the 6asis of current data and reasona6Ie�imates of expendiwres of future , --
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<br /> ���'��t Fssrow Ice�s or othetwise in accordance witb agplicabie law. � � _
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<br /> -�r`"`�'�'�--;• Tde FuncLs shall 6e hetd in an instimdon wl�use deposits are nuured by a federal agency, ins�umentaliry. or entity -..—.-. -
<br />, '�:_��.��`:,;::s,.. (including leader.if Iaader is such an inssimtian)c1r in atry Fedeial Homs i.oan Banlc.I.ea�der shall ap�ty the Funds to pay the �"��
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<br /> :�' Fscrow Item�.Lesder may nnt charge Borrower for holding and apPlyirtS the Fuads.aanuai}Y analyziag the escrow accaunt,or • � -
<br /> 1} '{ yerifying the ESCrow.Items.unless E.euder pays Barrower interest on the Funds and appliraio!e taw pemiits Lender to make sach � A�� _
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<br /> '"�'"�`�• � a charge. However.I�ender may reg�ire Borrower to pay a one-time ci�arge for an independeat real estate ta�c reporting service :,,„,�,
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<br />=;+'�,.'rkJ�,�}�;,'� .• usQd by Lertder in ooa.*�ction with this toan, untess applicable Iaw provides othesarise. Ualess an agreement is made or =
<br /> ''= �'"4��` ` `. applicable law r�uires�erest to be paid.Lender shall not be iequir�to pay Borrower any interest or eamings on the Fuuds.
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<br /> �t��. ';`�,r;<, Sarrower and i�ender may�ag'ree in writing.however,that iaterest sUall be paid on the Funds. Lender sl�all give to Borrower. .. � -`� -
<br /> �'�• • without cE�arge, an annual acca'!�"�of the Funds,shoaring a�dits and debits w the Fa�s and the pwpose for wi�ich each : '��:^�'•__
<br /> • � „ debit to�C�.2 Funds was made.The Funds are pledged as additia�n;,i:secutity for all sums s�by this Seca�rity Inswment. • ..:" �.°:' _
<br /> . .. .'•��';�� 'ued to be heid b a licalsle[a�,i.endet shall account to Borcawer ;•4 ,
<br /> - f; .r . I f t h e F w�d s h e l d b y I.e n d e r e x c e e d t h e a u c a w n.5 p e m n y p P
<br /> ����� ��� • for the eACess Funds in ac�cordance with the reqtririanents of applicabte law. If the amount of ttze Funds held b}r l.ender at any > ';. --
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<br /> ;..��:�„��".���.. � time is not suff'tcient ta�ay the Escraw Items cvhen dae,Lender may so notify Borrower in writing.and.in such case Bor�ower _
<br /> _i_'�`�<<h�.: shali pay to [�nder the amoant necessary to make up the deficiency. Bonower shall mabe ap the deficieacy in no mnre thaa =",'�;`
<br /> �" � ' =��� • ` twelve monthlY PaYments.at Lender's sole discretion. � '.�� •��"
<br /> - ::�-�_s�'_ � • Upon payment in ful!of all sums secund by this Security Instrument. Lender s��.f promptly refund to Bonower any ` �'�'• •� • ';Y
<br /> ±� �''`�'` '' Funds held Lender.If,under ara h 21,Lender shall acquire or seU the
<br /> . ,.;, . . by � p�p t�roperry.Lender,prior to the acquisition or sale ��:.;
<br />:;._;��=��;���,.�: . ' of t6e Property,shall apply any Funds held by I.ender at the time of acquisidon or sale as a credit against the sums secwed by •'�t�� ,`,"�
<br />'•;,�-;°''"-C'� � this Secarity IttstrUmeat. � `� �
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<br /> �•..,,�T f:" ; .3.Appltcalton of Payments.Untess applicable law provides othenvise.all payments received by Lender under paragraphs �,, � •f"?� - -.-.-
<br /> �•� 1 and 2 shall be lied:first.to an a ment char es due under the Note:second,to amounu a abte under ara ph 2; t 4'^' '=Y
<br /> s��:�c..� :� aPP Y Pn'P Y � P Y V 8� iy �r.� ;
<br /> � ��="=�" third.to iatezest due:fourth,to principal due:and last,to any late charges due under the Note. � �i� �,-
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<br /> -__-�:�•;�_. •: ' 4.Chauges;i�tens.Borrower shall pay all taxes.assessments.c h a rges.f ines an d impositions ami buta 6 le to t he P rope n y . �.,,. ..��
<br /> _��;,� • '`•• '�"_'
<br /> � •' w�ic h ma y a t t a i n p ri o ri ry o v e r t h i s S e c u r i ty Ins t n i m e nt.and leasehold pa y ments or grouad renu. if an y. Bonower shall pay • :�`. �• --- -
<br /> -.t --
<br /> • these obligations in the m3nner provided in paragraph 2,or if nat paid in that manner.Bomswer shall pay ttiem on time directly �� ;`�{;f� ��;'; t •�*—
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<br /> .°. , to the pezson o�ved payment. Borrower shall promptly fumish to Lertder all notices of amn�;u to be paid under this paragraph. •'. �f` ���1 ';:���-`--
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<br /> �t L� ' If Borrower mafces these paymenu directly.Borrower shall pr�omptly fumish to Lender receipts evidencing the payments. �••��.:�j•�1k s ,�.�-
<br /> � ' Bocrawet shall promptly diuharge any lien which has priority over this.Security lnstrument unless Borrower.(a)agrees in ::_�;"�.:�,•�'��_�_
<br />,'3�� ' . ' � writing tn the payment of the obtigatioa secured by.tlte lien in a manner acceptable to Lender.(b)cantests in goad faith the lien .` }r!�
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<br /> • ' by,ar:d�ffends against enforcement of the lien itt,. le:Z,�;l pn,caadings which in the l�er's opinion operate to prevent the ;,;<`
<br /> � ' - �. enforccc�nt of the Gen:or(c)secures fcom the trdddL--�o:itte tien an agreement satisfactory to l.ender subordinating the lien to • � ' .�
<br /> = - � this Security lnstrumem. If Lender determines 45.iG any part of the Ptoperty is subject to a lien which may attain priority over ` � ,�-^`
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<br /> _ .<.,,:�-< ; ,- this Secvrity Instrument.Lender may give Bomower a notice identifying the lien.Borrower shall satisfy the lien or take one or � � . �4 '
<br /> ��"'-"'`,"�,"�' more of the actions set forth a6ove within 10 da s of the �vin of nutice.
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