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<br /> � TOI'sETf�&R�all t�e ir�pmye;�nt�uaw t�r t�^i�fter er�tted an ti�propeity.ar���euz�u. a�;�n�rt�snt�s•u�d` ' ,.
<br /> � �sz%res aaar or�t�err�£ter a p� af thi pro�es3+. All rept�nts ar�ar3dicioas �t r.Is� hs wver2�tby thi� Sewr£ty �
<br /> , in�t�t.All af`t�e€oregoi�q is refereed tQ in t�is Scr�rity tasie�nent as the"panper,ty.° . � . . . . ,
<br /> . HdBitROWIIt COVENANT3[hat Barros�rer es tacvfi�lty sPi�ed Af t8e est�se�erehy conveye�cnd fias ti���ht w grsnt arrd.� �.
<br /> wnvey the Froperty aud that the Fmperry is�mbem.�.except for enc�ambrances of r�tart#.Bano��er warruus a�sr�l `
<br /> � defeted geae�uUy the�tit�e ea th�Pto�ny ugn�nst�91 clal��b°�nds:sabj�t tQ as�y e�cumb�af eesord.
<br /> ' 'i'gii�SF.,GtJRi'1'Y mISTRtTMEN'F oo�bins�u�ifarm oobenants far na'tianat use and rrate-unifarch cotTen�nts writti li�nit�i� �' `
<br /> . vaniationg 6Y jc�xisdsarao to constitute a�form se�atriry insuamant oaveriag teal prage�ty: � � � .
<br /> iJ�OIiM COVENANTS.�orrower and[,ettder aoven�m:�d a�ee a�foUow�s: • , .
<br /> � l.Fa�sai�!e�d"InE�-i�9a`-�3� a*��,; �rro�g��° ° Q��� F°�'-���-�- -
<br /> , 'principal of aa�Interrst on the deh2 evideaced by the Natc at�c unY Prepaymea€and late cliarges d�ua�:�1ss Nate. �- � _
<br /> 2.F�ad9 for Tas�and pR�,�_Subje�to applica.6le 1sN or to a u�ete�svaiver B�t Lend�. Baarbw�x shill pay to .� :
<br /> 'I.e�der oa tite day maat�ly payu�nts are due under tHe Note.uati!the Note��aid in fHU,a sutn("Fuads'j goe:(.�)yeari�taxes� , . �
<br /> and assessmems w&ich rn�y anain priority over this�ecuriry Insuur�ra as a tien•a�}t�e Prnperty:(b)Yeazfy teaseheld payments'
<br /> or ground ratts on[he Property.if any;(c)YearIy h�aasd or PmpertN insaraare Pr�miums:(d)yearJq flood fix�sarance prtmiums. .
<br /> if as►y:(eD Y�Y����ce P��:��►Y;amd(�a�►3+sums payable by Botm�res to L�n�de, izt a�oord�nce wutts
<br /> . Wc pravisions af paiagraph 8.In lieu of tue p�yment of martgage imsvYaare pze�niums.These items ere.cal2�d"Fsc�w Irems-"
<br /> � Lendes may.at arry ame,collect and hoSd Funds in an amoam no2 to exceed the maxtmnm amouet a lersder for a feder�lly.
<br /> related moagage toaa maY reqair�.far Borruwec's essrocv accoeint undEr ttiee•�edeca3 Rea!Fs7aie S�Pr�s Aet of
<br /> 19T4 as amended from ti�to time. 12 U.S.C.S�teon 2601 et seq.t°RESPA").an2css aaoti�r law.th�t a�i ises ta tttee Funds
<br /> sets a Ieiser amQUnt If so, Lender may.at angr time,wlle�sad ho2d Frmds in an amount aat to cxeeed the[�er�mouni. .
<br /> Lcader�estimate the amonnt of IF�ds due on�e basis of rurr�nt data an�reasona�sle estimat�s of�x�It�ues of f�ure '
<br /> Escrow Ite�s ar ottte�arise in aronrdance with a�piicable law. ,
<br /> . The Funds,.sf�all 6e held in an ins�ituuan urgose deposits a� insared by a fedecal aaenncy,iasE�un�a9ity. ar eflttty � ....
<br /> (inctuding Leader,if Ler�er is stich an iasritntian)ar in any Federal�bom�Iaan B�k.Le�ei sbait apply 4Tae Fua�s w gaq.the
<br /> Fscrow Items.L.tnder may aoi cbarge Borravler for holding aa3 appIying t�e Fnnds.aaar,r,-lty�alycing fhe cscfow account.az � .
<br /> verifying the Escrow Items.uNess Lendet pays Borrower interese on the Fands and applira8le taw penmits Iander to ima�e such , �
<br /> a chasge.However.Lender may require�orrower to paq a one-time cha�e far an indepeadent real estate tax r�poYting se�vioe. •
<br /> ase� by L�nder in �on with tIris loan, qnless appticable taw pr��s othenvise. Uniess an agr�anent is tt�e ot '
<br /> applicabie iaw requir�,s interest to be paid.Leader st�all not be required w pay Boirowei�ay interest or eamings on the Ft�Ls. '
<br /> Eorrower astd Lender may agree in writing,ltowever,that�eaesi stiall!se paid oa ttce Ftrnds. I�eader sha1Z give to Barrawer, .
<br /> without charge,an anaval accounting uf 4he Feiads, showia;credits aad debits to the Funds and the pnrpose far wtuch c�ch �
<br /> debit to the Funds was made.7'he��unds are ple�ad as additional secvriry fo�'ail sams sepued 6y this Seauity Insuument. _
<br /> � • If the Funds held by Leader exceed the a*R�^�-�pernnued to 6e held by applica62e 1aw,I.ender s6aU eccaunt tm Bo7ta�wet �
<br /> '•, fos the excess Funds in accordattce with the reqruremc�ss af applicable taw.If t6e am��a of the fiunds held Iry E.euckr��any
<br /> � time is cet sufficient to pay the Esciow Items when due.i.e�dis�ay so aotify Eorrawer�svriting,aad,in snch case��wes '
<br /> ' s4�a1!pay to Lender the amourit necessary to make ap the de�cieney. Borra�ver shaD��up the defrciency in do inore than
<br /> ' twelve montltly payments.at Lender's sole discretion. •
<br /> Upon payment in fu11 of ail sums secared by this Security.Instrumer�., Lender shall prompdy refuad to Borrower azry
<br /> Funds tcetd by Lender.If,uader pasagraph 21,I.ender shall acs�nire or sell the Property.Lender.prior to the acqaisitian or sate '
<br /> of the Property.shall appiy any F�ids hetd by Lender at the time of acquisition or sate as a credit against the suqic s�nred by
<br /> � . this Seairiry Instnunent.
<br /> 3.ApplIeatlon of Payments.Unless appL��,hle!aw provides otherwise,all payments received by I.ender under para�aphs
<br /> I and 2 shall be applied:first.to any prepayns�tt charges due under the Note;secor.d,to amounts payable under�mragraph 2:
<br /> � third,to interest due;fourth,to principal due:�d dast.to any f,�t�charg@s due under the Note. -
<br /> �.,Ctutrges;Lteus.Borrower shall pay a1F taxes,asses�m�is.charges, Fnes and imnositions atuibutable to the PropeRy
<br /> �vhicti,rrr�y attain priority over tius.�curiry In..�tcument. and:�sehold paymenu ar graand rents.if any. Borrawer shall pay
<br /> these obligazIons i�.u�.e manner provided in par„�naph 2.or if not paid in that manner.B�cn�wer sha11 pay them on time direcxly ; �
<br /> � to►he person owe�.�tnpment.Borrawer shall pramptly furaish to Lender aIF r�s�:ces of�s:ounts to 6e paid under this paragraph. '
<br /> df Borrower makes u.ese payments directfy,�orrower sha11 promptfy fumisb c�I,ender c�ceipu evidencing the payments. ' .
<br /> Borrower shall prompdy discharge any licn which has priority over this Security Ir�*.rument unless Borrower:(a)agrees in
<br /> writing to the payment of the obligation secured by the lien in a manner accepta6le to i.ecrei:r.(b)contests in goad faith the Ilen _
<br /> by. or defends against enforcement of the lien in. legal proceedings which in the Lender's apinion�perate to prevent the
<br /> enforcemeni of the lien:or(c)secures from ttie liolder of the lien amagreement satisfactory to Leru?c�r:t�ordinating the lien to -
<br /> this Securiry instrumeat. If Lender determines t!!ai any part of the Property is sub}ect to a Iien �iu;,h`may attain prioriry over -
<br /> . this Serurity Instrument.i.ender may give Borrower a notice ideniifying the lien.BonozreQ��ali sadsfy the lien or take one or -
<br /> ' �nore of the actions set forth above within 10 days of the giving of notice.
<br /> Fo,m aose srso =
<br /> . veye 2 016 `
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