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<br /> � 4` � �• '�Clf3�THER iN1TEi all tite imprave�nts aow or fle�eafter etected om tI�e property,nad ull easecaents.appartenaaces. �-� - - --
<br /> �i `� � `,`� aad fucwrrs nnw'or hereafter��art of tfie PI'oF�Y. J411 repincements aad additinns shall utso'Ese covered by 9hls�ecar'ity ��� -..__
<br /> ::' .F IRcs��++c AI!of the foregoing�S tefea�ed to in this�ec�uity Instrumens as tge"Property." �-�-�-:--
<br /> -=- �. _.. .', .. . c� ' ' ___ ___
<br /> .:. ��. .: .;� BO1tRUWER COtiiF.�Tl4N'FS that Boaawer is lawfiflly s�ised of the estate hcceby con�eyed and gas the rE�ht ta grant =-_--
<br />_ 9� ' aad mnvey tiie P�o�erty s�d that the Pcopecey+'ss uaeneumbered,eacept far encumbraaces of recozd. Boaow�r wsuiaafs and --------
<br /> �..-:".: ` �. .w�t defend gen�tally t�e tiit�to the�gerty aga�nst all cL•tsms and demands.snbject to any encumbraaces of record. _ --- - ---:
<br />_ ' :�`a �--_---
<br /> .. ,
<br /> 1'�IIS SECURYfY INS'jZtUMENT<combines uniform covenazus for natiaaal use su�non�.niforai soveaants�with , `_"-":
<br /> ��r ' � . . `s timited vaziations hy jnrisdIct�on to constitnte a�miform se�ariry ins�ment co'veruig ieal praperty. � �'�__=� -
<br /> . �•
<br /> -• - ':.�.- � UN�RM COVEPIAN'F5. Bortower and I.eadea caveaeent and agree as fo�Iaws. �__��_�
<br /> . . � l, pg}�neat oiP�lnel�aY�d�PeePaYcaent aatl Late Cha�gc9. Boaavrer sliall pmmptty gay:when dne eh� _�-----
<br /> �=' ` , , !. principal of and int�st�n che dehi evidenced by the Note aad aay gtepayment sud Iate cUatges due under the Note. , --
<br /> � �, . . Z Faaeds foa'�uad Ir,s�ra.ac� Subject to apgticable lav�or w a asitoen aaiver hy Lender.Ba:rower s�il3 psry to
<br />,�.:;=: . . I.ender on the day mont�IY PaJ+ments are dus ander the Note,ur�l the Note is paid in fut1,a sum�"F�s'7 for:(a?Ye��y .
<br />. :Y . . : ' . . t.axes aaid assessments avhich may attain priarity over this Secxuity fastrnment as a lien on the Pt+operty,(b)Ye�tq leaseao'.d
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<br /> �, ��.4�',.., � gayu�nts or gcaaad cenu on tha Ptoperty,iP any; (a)YearIY�� PmP�3+insuiaace premi�s; (d)yeaiiy Qood
<br /> `�{ ` � �nce mi i€an , e msvrance if� Boaawer to
<br />,;;.:�..;,,.,. '�`;..�, Pre �us. Y' ( 1 Y�Y mortgage � Pie�iuums, Y:aad(�1�Y �QaY�b]I
<br /> - Le�d�r,in accos�dance�vitb the provisions of paragragh 8,in lieu of the payao�ent of mortgage ins�ance p�miums. Tt�ese
<br /> .�:.,` • '�,,•,. •�. i�s are cal2ed"Essmw�t�ms." Leader may,at any time.coQect and hotd Fimds in an amo�mt not to exceed th�ffiaximum
<br /> :>:: ;:.
<br /> � . .. . .� � � . ��nt a leader for a fedecally related mortgage Ioan may req�me far Horrower's escrow account andet the fe�ral i2ea! • .
<br />- ,� � � �Settlement Proceduc+es Aci of 19T4 as amended from wne to tim�I2 U.S.C.§2601 et seq..("RESPA),unless another ,
<br /> � �. . law t�at applies to the Funds sets a lesser amount If su,Lender may,at any time.coIIect aad h�ld F�mds in an ama�nt not w
<br /> '�� : ,-�,.' . °. easeed the lesser amount Leader may estimate the amount of l�unds dne on the basis of cuaeat dats and reasanab3e
<br /> ,-�� ` . :. • � estimates of exgendi�s of fuuue Esciow Iteias or otherarise in accordaace with applicabte Iaw.
<br /> � "f�.� � ..,�" �. � TBe Fonds shaU be held'm an institution whose deposiLS are ul�by a fedeial ageucy,��s+*+*TMentatity,or entiry
<br /> =`°.'.-=�-�' 1i`.!E E: ._ ` if Lender is s�6 an insritution)or in an Fedecal I�ome La�Bank Leniler s�all I the Fuads w a
<br /> - -°:.N�� � ("mcluding Lender, Y
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<br /> ,i��;�:�y ., ttie Escrow Items. �.eader�ma�aot c6acge Borrowet for t�uTdiag aad appiying the Punds,aimually a�nalyziag the�c ow
<br /> '- ';�7 :;-`": account,or verifying the Fscraw Items,wiless I.euder pay-s Baaower inte�st on the FUads and applicable law peQnits .
<br /> � ' • 3' ' Lender to make sech a chazge. However,I.endec may reqnae Boaowea tsa pay a oae-time charge fflr�independent reat
<br /> . • estate tax reportir�sgrvics osed by Lendcr in eonaection witL tlris Ioan.i�Jk..�s applicable law provfdes otheravise. i7nless az�
<br /> __-- .. , . .. . agreeraent is mwd��r applicab2c law reqnires interest to be paid,Lender s..�nat be tequirect to pay Barrower any inierr,zsst or . .
<br /> ' •. earaia�s on the�s:�ds. Bormwea and Lender may agee in�ziting,however,that interest shall be paid on the Fuads. d.en[der• � �
<br /> . ^::s��� � shall give to Smmwer.witho�c�:arge,an annual account'sno nf ttie F�nds.showiag credits and debits to the Punds z.d We -
<br /> . . . purpose for which.�debit t��e Punds�vas made. The Funds are p'_�,��as additional securiry far aII snms s�by
<br />�,:,.� . , • this Securiry Ins4vu�aht , ` .
<br /> � .`.`. . .., If thP Fuad, u:tc� by Lendsr exceed the amoants permir.ed to B�u�"3 by applic�ble law.L�ster•sSiall account to .
<br />�:�''. , .,�`'a'.<, 8orrower for the C-.7�cess Fimds�accordance with the wrements of y
<br /> „�y{`,�. req ��:able Iaw. If�ttie amo��:.Ethe Funds held b
<br /> �. ��,�d;<�T,;<ff.. . Lendet at any t�e is not suL��zut to pay ihe Escrow Ite�rs when due,€�e:.s�a may sa eotify Bomo��in writing,and;in , __ _
<br /> � • � : �.5; •_ such case Borrower shall pay<u b.ender the amount necessary to ma�e rl:he deLc��.^y. Borra�r shall mak�up the ���:`--
<br /> : . de£cciency in nb r�a.-�e thaa twelve moatlily pa;.�:ents.at Lema`.�:'s sole c�..�an. � _ - -
<br /> ��'° � ' , ' Upon pay�x in full of all swns secu�by tlris Seruriry Tnshv��.�..4.ender shaU promptIy�rJ'�d to Boirower any, - -_-
<br /> . . Funds held by Ia�der. If,ander paragraph 21,Leader shall acqaire or s�th«Piroperty,Le�er,prior w the acquisition or " � -- °�
<br /> �. � sale of the ProperFy,shall apply any I�nds held by Lender at the time of acquisitioa or sale as a credit aa InCt the s�s �����''`
<br /> ' � secured by this Security Insuument �`
<br /> -�__-.
<br /> , 3. Appi�cadon uY Paytne�s. Unless upplicable law provides oWerwise. aU payments m,ceived by Lender ander _� ;.,±�_
<br />-�;:� � patagraplLC i and 2 shall be applied:frrst,to any prepayment charges due under the Note;second.to amounu payable�tder � ;r_,
<br />- paragraph 2•third,to interest due;fmuth.to principal due:artd las�to any t�c:charges due uader the Note. � ��_� ��'�
<br /> - � . - 4. Cha�.;ldens. Borrower shall pay all taxes. assessments,cL�ges. fines and impnsitions sun'butahLe to the ' r:--
<br />- • . Property wiuch�atiain priority over this Security Instrumen�and lease��ld payments or ground m�`s.if any. Boisower ;���
<br /> . • � �'�`' �.� shpll a these o��'aations in the maaner rovided in ara ph 2,or if not paid in that manner.Boaower shall Qay t�em on �:;'"Q� �
<br /> P Y � P P S� -�.-
<br /> , � �: � time directly to t��etscp►o�ed 1+aymen� Borrower shall prompdy fumish to Lender all notices of amounts to he p�,3;cader �:;i;.-_-;y=_-�-:
<br /> ` . . . �aara��h. If 134r�ower maices these pa��wr:ats direcdy.Borrower shall prompdy furnish to Lender receipts erY.�cing . L °�"-'
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<br />`-•� � Barrower�Trali" d dischar an lien ahich has nori over this Securi Insuument unies��arrower. a a r,..��,�--
<br />_,:`: ... � ' in writing to the p3.�:nent of the obligation secuied by the lie�in a manner acceptab2e to Lender,(b)consWsts In goo�€:ith the " ';�. "�t°��._.
<br /> � � � lien'by,or defends against eaforcement of the lien in,tegal pmceedings which in the i.ender's opinion operate to�.�`�r�t the •.i.. '�"':',;�••.;�
<br /> ' . enforcement of t�e Uen:or(c)secures fmm the holder of the lien an agreement satisfactory to Lender subordinati�g tir lien � -•: - ` "
<br /> --�. �. . �
<br /> - �� to tiris Security Intimrment If Lender determines that any part of the PreAerty is sabject to a lien which may attain prtoriry , � ''���-���� �'
<br />=•:�"� over ehis Security''.�trument,Lender may give Borrower a notice identifyirz�the lien. Borrower shall satisfy the lien or take . :. .'�,
<br /> �•;,,''. , one or more of t�:s,�tions set forth above within 10 days of the giving of aauce. � . 'y
<br />;�_ . ' S. Hazasd os Property Insaranoe. Boaower shall keeQ the improvements now existinng or heieafter erected on the . . • . .:i, . ._
<br /> f� �' �,','��,�' � • Property insuied againsi loss by fue,hazards irtcladed within the tem�"extended coverage"aad any other hazards.�ncluding .
<br /> floods ot Rooding,for which Lender requires inswance. 71�is insurance shall be maintained in the amounts and for the ����`� � �_
<br /> ',Q�� � . � � � 4.
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