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<br /> _ � � � . petfacts thas Lender requires. '[I�e insuruuce carrier pmvlding tLe���ce shall 6e chosen by Bomaw�er subjest to Lender's .. �-;� ,_ ,°..-
<br /> _a �'*t�- ' � approbal�rhich sliall not�e unr�sonably a+itl�hhald. If Botrower�ails tv maintain covera e described ebove.Leader ma „nt " ' a�:..�i°x,,�:��.
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<br /> L�tidcc�optiost,obuiin cov2rage to pnet�t Leaderls sigfi'ts ia the�+nper¢y u►ssccord�nce evitb pssagtaph 7. • =-.�„�{�� �
<br /> `�'a �.�?r�-;�` � All ins� hc'ses aad ieuew�ls sflail be aoce ble to Leader�d shatd iach�de a stand;ud mort t �`P�._
<br /> po' eu pra ba��e dauss. [,e�tder �`� z �. Y_ _
<br /> w 4 � '"`�,=;', � shalb ttave the rigP�t t�n 6ola the�nlicies aad cenewals. If Lender requires.BQimwer shall pmmpQy�ive co f.ender aI}car�iprs Y �, �� __
<br /> ,_ � •� of pai�p�miusns and renewa!natices. In tt�c event of[o�c.Burrower sl�al!give prampt notice to t�e inswance carrier an� . _•� ��`
<br /> ,.`., , ,�-�� :: t.encier.Leadesma ma�e '
<br /> � : � , m y p m o f o f lo�i f nat�na da pmmp t iy by Boirower. . • � _ _
<br /> 5 • , . Unless[�eader aad Borroz+ver otketolise u�+ee la writin�.insiaa�►ce praseeds sh�116e applied to restorasion or repag of '.,:`t j 4 , y .-
<br />-�.7. � , � `. _,� , tt�Prope�tY damaged,if the�storuion or npair is ecanomically feasi'b!e and Lsader�s e c a r i ry is not tessene6: If t h e �..�,`�;.,�`'�,�-::t-;���
<br />_;:�.��� .�. t�estorasion or[epair is noi�canamically feasr'ble or l,eader's sectuiry would ae tessetted.the insvrsr.ce pmceeds�hhall be ' _,;;�'s�h��-
<br /> * �� a�gli�w tf�susns se�ied Iry this S�x�rity Inmmm��wtieiher or not[�en due�vi�h any�,�p�d m Barrosver. tf . �� �
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<br /> � Boirower abaadnn,s the Pmperty.ot dces not aaswer within 30 days a aosice�+am Lender thut the insvsance carrie�{tas. � �.,;� ��, _:
<br /> � . } `.< ` oft'ered to settle a claim.then Lender may coP,ect the insuiancx praceeds. i.cmdrr may use.the pm�eeds to tepair Qz cesrore . � � - --
<br /> `-` :� , the 1'ropetty or to pay sums serused by ttris�cCUity Instrumeui,whether or aot thea dne. 7�ce 34-�lay period will begia+when ��__ -
<br /> _.>: • . the notice is given. --_..
<br /> ` �` Unless l,ettder aad Boaovrer ot6esarise
<br /> �. `` ``` ag�ee in n�riring,any appliqtioa of pmcexds to piincip�shall noi eateQd or �"� -=---=-
<br /> -� , . postpone the due da�of the maathly paymeats�ef�ed w ir�p�hs 1�d 2 or change the amozmt of the paymen�. If --
<br />� ** .t �;` from dp�a to th�E'ro��is acquired 6y I.e�der,Boaawer's ri,ght to any:,,���ee policics�aml pinceeeds resn�tting _ --
<br /> � `' ge perty pzior to the acqrnsi6aa skaiZ pass to L.ender ta the extent of ttte sums sec�ed by this Sec�uiry . -
<br /> -__�_,�_:,, s: Instrument immediately pria�s to the acquisition. ___�_
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<br /> =� �. ;, ' 6. Octupaacy. PresesvatIon, A;Tte�� aad Profectton o!the Property, Borrower's H.oan Appiir�on; , _
<br />___ _ _= Lea�kold�. Borrower shall o c c u p y.e s t a b l i s h,a n d use t he P r a p e rt y as Borrower�s prin c i p a l i e s i Q e n c e within sixty days after --
<br /> - - the eaecvtion of this Security tustra�nent�d shall continu�to occupy the Pmyerty as Bormwer's psatcipai�esidence for ut '
<br />_�': - • jeast ane year after the daie uf occupancy, a�less Leadet otherwise sgiees in writing, whieh cancent shall nari lie -
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<br />`��",'=��� �mieasanatsty�vithheld.or uniess exteaaating caicamstances exist wiric6 are beyond Bomower's conpmL Bomswer shalt not � --
<br />"-�::��::-; destroy.da�e ar impair the Aroperty,allow ti�e Pmperty to deteriarac�e.or commit waste oa the Prapeity. Bacmwer shail -
<br /> ,.�•_=r.__� '" be in defaait�if aay farfeuane action or pcoceed'mg.arhether civil or criininal.is 6egun that in Leader�s goard faitb jadg�eat --
<br />_�'� �� ,_.�~�;� wuld�esnIt in forfeiture of the Property or othenvise materially imTsair the lien c�eaied by thig Sec�ity Insnrument or
<br /> `.� Lender s security inteiess. �orrower may c��a default and ieinstate.as pravided in para�aph 18,by caasiag the sctian =---
<br /> ;� � . . or proc.�ding to be dismissed with a niling d�.�i�B..endeP�s goad faith de�emvnation,P�eclades forfeidae of the Bormwer's � • —
<br /> `. ,� .' inte�st w the Property or arher n�aterial im�ent of the lien created by this Serarity Instrmnerit or Lxader's�ecurity -
<br /> - ,_.;,,��`• . , intecest. Bormwer shaU also be in defauii if Bmsvwer. during•the loan application process,gave materialty false or �_
<br /> . ... -- �.- - iflaccvrat�infomnation or stareu�eats to Lender(ar failed to provide Lender with a»y material iafarmation)i4 c�on witL
<br /> . � the loan evidenced by the Note.inciuding, 6ua not limited to, reBsesentations conceming Borrower�auapancy of t$e ��—�'
<br /> � � . . PtoPert3+as a Principal residec�ce. If this Secariry Insuament is on a leasehold,Bomawer shall comply arith all Ute pmvisians -- -_
<br />;;::E::�: � � of the lease. If Borrower acquires fee titte to the Anperty.the Ieasehold and the fee 6de shall not merge unless I.e�der agiees `--
<br /> E2S
<br /> r. ' LO the mergei iri wcitalg. -- _--
<br />. � �`;;;'::�'. 7 ProlectIon of Leader's R€�}'atv in the Prapei'ty. If Botrower fails to peiform t�z covenanu and ageements tp���
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<br /> .. .»-�J, , contained in Mis Secusity Inswme�, ar then is a Iegal pmceedin tfiat ma si �
<br />.. ..�r:��. S Y Sn�ca¢tfiy a�ect Lender�s rights in the �4�
<br /> ' ° . • Pcopeny(such as a proceeding in 6ar�ptry,probate.far eondemnadon or forfeituce or to enforee laws or regulatians).tlten
<br /> . - . Lender may do and pay for whatever is necessary to protect the vatue of ttt�Pcuperty and LenBer�s rigl�ts m the Pcs�perty. �.�
<br /> , •. � Lender's actions may ireclude paying any s�uns secured by a lien which hac pric�y over this Securiry Instntment,appeasiag ��`�"
<br /> _ . in canrt,paying reasonable attarreeys'fee.a and entering an the Property to make repairs.Althovgl�I,ender may take action '
<br /> �, , , under tt�s garagraph 9.Lender does not have to do so. ���
<br /> _ . � Aa}r amounts dis6ulsed 6y Lender under this paiagruph 7 shall[secome additional de6i of Bormwer serured isy this 'r; �
<br /> �� •. Sec�ity Instrumert. Untess Borrower and l.ender agree to other terms of paymen�these amounts shall bear interest ftom the +':":
<br />- �}''� � � date of disbursement at the Note rate and shall6e abie.with interest,u . ;ti. y,.: ;.:
<br /> . ..� pa�e� pa3+ pon notice from Lender w Sorrower requestin8 _ •_
<br /> �.:�
<br /> �.L ��.� F'� „ ; & Mortgage Iasurance. If Lender required mortgage insurance as a eondition of making the Ioan secured by this � �. -
<br /> ' '{t��'� Security Insuumen�Borrower shaU pay the premiams uired to maintain the mo � �i i�'�ir�;`
<br /> - ytNl,�. � re9 rtgage insutance in effect Yf,far any
<br /> , ,�j ,..� reason, tha mortgage insuranr,e cove�age r ired b -4�'"-===-= —
<br /> : r., �;t. equ y �ender lapses or ceases to he in effect. Borrawer sha11 pay the � �-_ --
<br /> • �kI• premiums t+equired to obtain covera�e substandally equivale�t to the mortgage insurance previousty in�t�c�t„ at a cost � �
<br /> • ` • ' substanqally equivalem to the cost to Borrower of the mortgage insurance pTe�i Jas1y in effect,from an af�ra•�x mortgage •�� ���'
<br /> �; ,.. �' ' � insurer approved by Leuder. If suhstantialiy equivaIent mortgage inswaaice ccive�;��e is not available.Baim�shall pa�+tu y�.,. . �- � -
<br /> �. :. � • Lender ezsh month a sum equal to one-twetfth of the yearly mortgage inswarioe premium being paid iry Borrowzr�n'� ; • �.. �.-'� ,��
<br /> �- � insurance aaverage lapsed or ceased to be in effect. Lender will accep�use and mtain these payments as a loss reserve in f.i�,
<br /> of mort�;e insurance.. Lass reserve payments may no longer be required,at the option of Lender,if m �e ins�s� �"-'' �y'=`-<"
<br /> '-ffi •. . : coveruge{in the amount and for the period that Lender u"ues) vided b an insurer a ���" ., � �°.�
<br /> .. availab2e and is obtainex€.Bmmwer shall a the � � y PP��ed by l.er�der again 6ecomes , . '•-t.•�.• ,ti•
<br /> p y pre�ni.lms�quir�d to maintain mortgage Insurance in effec�or to provide a
<br /> �� loss iescnre,until the ce�:rement for mortgage ins�-ice ends in accordance with any written agreement between Botrower � � � -
<br /> ��;� � : and Lender or applicabte law. � .:;:,:, • �', :
<br /> � �.' 9 Inspect�on Lender or its agcnt may�nake�easonabte ensries upon and inspections of thc Ftoperty. Lender shall `�'�� ��
<br /> ,��;;,_.�, give Bomnwer no�ce at the time of or prior to an inspection specifying rrasonable rause for the inspection. �,�. y =±
<br /> .� �.�.� :,�`r t�r. ; 10 Co�demnatlnn. The praceeds of any award or ctaim for damages,direct or consequen6al,in comv�ction with any '�'_
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