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200411340 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />18277429 <br />LO ac (Seal) <br />DERALD G WATSON - Borrower <br />CHRISTINE CHERYL WAT N - Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />18277429 <br />(M- 6A(NE) poo5yo1 Page 14 of 15 Form 3028 1101 <br />m <br />