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� n <br />rn <br />n = <br />j <br />� D - = <br />o <br />• n vs \ <br />3> <br />icv <br />� o <br />co <br />m <br />r- <br />Cry <br />.7 <br />ry <br />After Recording Return To: W <br />c` <br />D, <br />CD <br />� <br />W <br />Decision One Mortgage Company, LLC co <br />can <br />°D O <br />6060 J.A. Jones Drive, Suite 1000 <br />Charlotte, North Carolina 28287 <br />[Space Above This Line For Recording Data] <br />C� <br />Loan Number 2280041198190 <br />MIN: 100077910003013519 <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also <br />provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated NOVEMBER 18, 2004, together with all <br />Riders to this document. <br />(B) 'Borrower" is ELAINE H. SINSEL, A SINGLE PERSON. Borrower is the trustor under this Security <br />Instrument. <br />(C) "Lender" is Decision One Mortgage Company, LLC. Lender is a LIMITED LIABILITY COMPANY <br />organized and existing under the laws of NORTH CAROLINA. Lender's address is 6060 J.A. JONES <br />DRIVE, SUITE 1000, CHARLOTTE, NORTH CAROLINA 28287. <br />(D) "Trustee" is TICOR TITLE INSURANCE COMPANY. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated NOVEMBER 18, 2004. The Note states <br />that Borrower owes Lender FIFTY -FOUR THOUSAND EIGHT HUNDRED AND 00 /100ths Dollars <br />(U.S.$54,800.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to <br />pay the debt in full not later than NOVEMBER 18, 2034. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property. " <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 (page 1 of 13 pages) <br />111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111 <br />