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<br /> �'��'j'j�S�j� TOVBIIlEt1LS A�W OI bC[��B � __�_
<br /> and additions shal1 atso be wver� tsY t�s Securiiy
<br /> �: ,� , �-��� f4xtnres eow.,or herea8er a part of the piapetry..All replao�enis .�}. , -- —_--
<br /> . ' �'�LI1P.utL:.��� .
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<br /> � �- ` �'" � iastr�ca�at.All of the foregoing is refesred to in this Securia3+Instrume oonve e�l and i�as the right w gtant an�1 --- .
<br /> �� �} �� , �l'"� ` BORROWER COV E N A N T S t L a C B nrro�e r i.s I a w f i il l y s e i s e d o f t h e e s t a t e hereb y Y ---
<br /> -•i� � ��-..��'``�' ' � conv t�Propertl+and t�at ths FrapertY is uaenau�m.�.except for encumbmnces of recoid. �osrowe��rarcants eiid will ` -_-_---
<br /> �'`;k � ,._'_':� defend geueruliy the ut[e.to the Pcoperty�aittst all claims and demands.sntiject ta any eacumbra�.'s af re�rd. .. -
<br /> . �.�� , , : T3IIS SECURITY INSTRUMEN'T oombin�nnifocm covenanis for nati�nal use and non-uniform coveaa�s with,limit� , _-�
<br /> : �.�. .• variations by jurisdiction to consdmte a uniforin seruritY instcument eavering real pr�pert3'• _
<br /> l .� UNIFORM COVENAl�iT5.Hotrower aad Leader covenaat and agrEe as.fo l Iows: a, whea due the � ---
<br /> - - 1. Ps►Ytaee�i of Prfaclgal and Inierest;FreFa3�me� mt�l Lnte Cha�ges.B'atruwer shali pramptlY P Y , . - ---
<br />_ � ;.�` � principal of and interest on the debt evidenced dy the�Tote and anY P�9�t aad Iate c�es dtt;uscder�lte Note. ` : - : • -
<br /> " ' 2.Fmttda for'faxes stnd�•Subject to applic�bte law or to a written waiver by Lendet.Sorro'wer'�aU pay to�
<br /> =.V.�' ��. � Leader oa the day uionthly payments ai�e due�ndes the Note.um�tbe Nate is paid in full.a sum(°Funds")far,(a)Ye�Tly tages --
<br /> I as a fien�on the Pro ,(b?Y��y��01a p3;;..ent�
<br /> •`�--.: : -. and asse�ssments which may attain priority over tBis Secuiit3+I,'utn�ment �' .
<br /> ;' ur ground rents�n the Frop.,'rtY.if azry;(c)Yeazly 6azard or pxapercy insnTance premiums;(d}Yea�ty flaad insuraace rremiums.
<br /> �-r, , �` ��,L..• , � mort e insurance remiums, if any and(t?anY Sums Payat�te by Barcovrer m�ader.in acoordance with
<br /> ��:,. , if az►y:(e)yeaz1Y SaP p � of m�ortgage is�suraace pr�iums.These iterns are calted"&crow Items•". . .
<br /> '?� : t : �• .. tbe provisions of patagraph 8.in liea af the yment
<br /> �,a�;m,t.n amount a iendFr for a fedeialTy
<br /> '_�: � ';F.,' . I,ender may.at any time, collect aad hold Fdiids in an amount not to exceed the
<br /> ,.�: , ; ` related mortgage loan may require for Bormwez's escrow ascount ur�er the federal Real Fstate Setdement FracQdures Act nf
<br /> ; • • 12 U.S C. Sxtion 2501 et seq. (°RF.SPA�). unless an�ther iaw tfiai agplies to the Fu�s
<br />;' ,.;�, '.' � :�:. ,,����. . 1974 as amended from time to time. . —
<br /> .� ' sets a lesser artsoun� If so. Lender may.at arry time,cqltect and hold Funds in an amount aot to ex+ce�d the lesser am�un�
<br /> � � • �� Lender may estimate th�'amount of Funds due on tLe basis of carreat data aud reasombte�amates of expeaditmres of fnuue '
<br /> 'r:� ., • Fsecow Items or bthet�vise in accordanoe with agplicabte law. `
<br /> ' 3.� � �, The Funds shall be hetd in an instimtion whose deposits are insured by a federal agency. ins�nmeIltalitY, or'entlty• —
<br /> _.. _ . �._. -.� - T" I the Fuads to a ttse
<br /> °-•' -'- , . (irtcludiag Leudef.�f Lertder is sucb an institntion)or in a�Federat Y�ome Iuan Tdank.Lender s�a.i�y P_Y
<br /> �=� .�+` Fscrov�Items.Leader may not charge Borrawer for hoiding and applying the Funds,ennualIy anejyr�ng t6e escr°n'�•°�
<br /> ��.�:•. . . ga a�orrower interest on the Funds and ap�Sicable law perraits I�ender to maks sucS� ---
<br /> � verifying the Escrow Items.untess Lender y. rtln �ecvice
<br /> `°. � ' a charge. l�owever.I�der may reqttire Bormwer to pay a one-timz charge for an indi�ndent real�e��P° g '
<br /> :-.. .- .. . . used by Lender tn cunnection with this loan. untess applicable law pmvides athetwise. Unless an agreemen�s�r�du�'.:� .
<br /> � �. ' • � applicable law requires interest to be paid,Lender shall rtot be required to pay Borrower any intErest Eir�min&4 :
<br /> •- - � - Borrower sind Lender may agree in��rriting,however.,that interest shall be paid on the Funds-.Lender shall give.Su Soria�,�+� _
<br /> ' without charge. an annaal acconnang of the Funds. showing credits aad debits to the Funds and the gurpose fY�:�?+hit�h.�
<br /> ,:ament.
<br /> • ' ' debit to the Funds was made.The Funds are pleciged as w�d.iu-onal security for all sums secured�a s���to Borr�wer
<br /> .�.�
<br /> , `'�,�, . � ..•.�,; if the Futtds held by Lender exceed the amounts per�tted to be held by applicable law. '
<br /> -v��' : for the exc.ess Funds in accordance with the recluirements of appiicable law.lf the amount of the Funds held bY Lender at a°Y
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<br /> "�t��`•� � ci�is aot su�cient to pay the Escrow Items whea due.I.ender may so nnti€y Borrower in writing,and,in such case Borrower
<br /> �� .. ' s��31 pay to Lender the amauat necessary to m�ke up the deficiency. Bonower shatl make up the de6ciency in ao mote thasi, �
<br /> • : � «•.<� � :.;i�;�,, tweive monthly payments,sit Lender's sole discretion. —
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<br /> . •� * , . •.;';, l)pon payment in fuU of aU sums secured 6y this Security Insuument, Lend�s3a11 pramptty refund to Borcower any �
<br /> '� � ' �• � Funds held by Lender./f,under paragraph 21. Lender sllall acquire or sell the Property,Ler►der,prior to the acquisidon or sa1Q �._
<br /> ' ; , of the Praperty.shall apply any Funds held by Lender at the time of acquisition or sale as a credit aga�nst nhe sums securet:bY �
<br /> � . _ this Security Insuument. —�'� `
<br /> - ' 3.Appllratton of Pa?��ats•Untess applicable law�rovides othenvise,atl pa}�.:nts received by Lender under patagt2phs
<br /> . p h 2; ��-:
<br /> `i .� • ' 1 and 2 shall be applied: f:sc.to any prepayment charges due under the Note:secozd,to amounu �yable under pazagrap _ � v_
<br />' ' • ,:,�;; t h i r d.t o i n t e r e st due;foarth,to p r incipal due:and last,ta any late charges due under the Note. ,.
<br /> ' ' �'- '�•.''? 4.Chargesi 1.iens•Bonower shall pay all�axes.assessments. c harges, f ines a n d i m p o s i t i c n�a t t ri b,u t a b l e t o t h e P r o p e r c y �� �
<br /> � , �� : ' %� �hich may attain prlority over this Security instrumen t. �.d l e a s e h old pa yments c.s vround r�*s. if any. Boaowet shall pay �_,_
<br /> � • � t]'s�e obligations in the manner provided in paragraph 2.c-t:f not paid in that ma.^.n�-BaiTOwer shall pay them an time directly ,�u,,�;=—�
<br /> }r,�r,:�,�;
<br /> •� � to the person owed payment. Bonower shall promptly fumish to I.er�:s all notices c�`:�ounu to be paid under this para�raph. ._______
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<br /> = If Borrower makes these payments directiy.Borrower shall promptty :i,-..sh to Lender receipts evidencing the payments. ,�,,i��a�_.
<br /> .':.�. ;'•• � �. 5 Borrower si�all promptly discharge any fien which has prioriry�1.:this Securiry lnstrument unless Borrower:(a)agrees in -�-=
<br /> "- � �� . �x,�i?ing to the payment of the obligation secured by the lien in a mzr.��s a�ceptable to Lender:(b)cantests in good faith the lien ��-��`'��.-_
<br /> . �, .
<br /> "y s • � � '�... nr defeads against enforcement of the lien in, legai proceedings which in the l.ender's opinion operate to prevent the ...��,_
<br /> '�� � `<�'��� c:.-forcement af the lien:or(c)secures from the hoider of the lien an a?reement sztisfactory to Lender suborc4ir�:t�:ng the lien to .
<br />.��=-'�. - � ' .� :5i� . .. .
<br /> �� �k : �° �,';:�` �"us Securiry Instrument. If Lender determines that any part of the grepersy is subject to a lien'which may a:tzin priority over , ' ,(. ,
<br /> � ',br'i, . . . �' ,
<br />_ • �'s Security Instrument. Lendcr may give Bonower a notice ideniifying the lien.Borrower sha.��..t sfy thc licn.or take one or
<br /> • ' �,�re of the actions set forth above within 10 days of the giving of notice. �;:.,,
<br /> .� ' • Fvrm 3028 9l90 '
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