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DEED OF TRUST 200411274 <br />Loan No: 24695' ( 1 , i' (Continued) Page 6 <br />Guaranty. The word 'Goargroy' means the guaranty from guaramor, endorser, surety, or accommodation parry to Lender, including <br />without limitation a guaranty of all or part of the Note. <br />Hazardous Substances. The words 'Hazardous Substances' mean materials that, because of their quantity, concentration or <br />physical, chemical or infectious characteristics, may cause or pose a Present or potential hazard to human health or the environment <br />when improperly used, treated, stored, disposed of, generated, manufactured, transported or otherwise handled. The words <br />"Hazardous Substances" are used in their very broadest sense and Include without limitation any and all hazardous or toxic <br />substances, materials or waste as defined by or listed under the Environmental Laws. The term "Hazardous Substances" also <br />includes, without limitation, petroleum and petroleum by- products or any fraction thereof and aebestae. <br />Improvements. The word "Improvements" means all existing and future improvements, buildings, structures, mobile homes affixed on <br />the Real Property, facilities, addiflons, replacements and other construction on the Real Property. <br />Indebtedness. The word "Indebtedness" means all principal, !merest, and other amounts, costs and expenses payable under the Note <br />or Related Documents, together with all renewals of, extensions of, modifications of, consolidation. of and substitutions for the Note <br />or Related Documents and any amounts expanded or advanced by Lender to discharge Tractor's obligations or expenses incurred by <br />Trustee or Lender to enforce Trustor's obligations under this Dead of Trust, together with interest on such amounts as provided in this <br />Dead of Trust. <br />Lender. The word "Lander" means Nebraska National Bank, its successors and assigns. The words "successors or assigns" mean <br />any person or company that acquires any interest in the Note. <br />Note. The word "Note" means the promissory note dated November 17, 2004, in the original principal amount of <br />$214,012.25 from Borrower to Lander, together with all renewals of, extensions of, modifications of, refinancings of, <br />consolidations of, and substitutions for the promissory note or agreement. The maturity date of this Deed of Trust is November 22, <br />2005. <br />Personal Property. The words "Personal Property" mean all equipment, fixtures, and other articles of personal property now or <br />hereafter awned by Trustor, and now or hereafter attached or affixed to the Real Property; together with all accessions, parts, and <br />additions to, all replacements of, and all substitutions for, any of such property; and together with all proceeds (including without <br />limitation all insurance proceeds and refunds of premiums) from any sale or other disposition of the Property. <br />Property. The ward "Property' means collectively the Reel Property and the Personal Property. <br />Reel Property. The words "Real Property' mean the real property, interests and rights, as further described in this Deed of Trust. <br />Related Documents. The words "Related Documents" mean all promissory notes, credit agreements, loan agreements, environmental <br />agreements, guaranties, security agreements, mortgages, deeds of bust, security deeds, collateral mortgages, and all other <br />instruments, agreements and Documents, whether now or hereafter existing, executed In connection with the Indebtedness. <br />Rents. The word "Rents" means all present and future rents, revenues, income, issues, royalties, profits, and ether benefits derived <br />from the Property. <br />Trustee. The word "Trustee" means Nebraska National Bank, whose address is PO Be. 397, Kearney, NE 68848 and any substitute <br />or successor trustees. <br />Truster. The word "Trustor" means Brian P. Schardt and Libby D. Schardt. <br />EACH TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND EACH TRUSTOR AGREES TO <br />ITS TERMS. <br />TRUSTOR <br />I <br />6 <br />Alan P: ISaheal 1 I <br />'A" ' t-kni-a <br />flub, D.lj.edt <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF C I <br />I SS <br />COUNTY OF /i ) <br />On this day before me, the undersigned Notary Public, personally appeared Brian P. Schardt, spouse of Libby D. Schardt, to me known to <br />be the individual described in and who executed the Dead of Trust, and acknowledged that he or she signed the Deed of Trust as his or her <br />free and voluntary act and dead, for the uses and purposes therein mentioned. <br />Given under my hand and official seal able // 12 - e5 L day of — �20q_ <br />By // <br />f ®GENERAL NO MAY Stale of Nebraska Notary Push, In and for the State of n <br />ry, VICKI S GOE-T2_ Residing at e-� oL � 1!a , d <br />i"k"- my Ca.,. MY commission expires -1 Z, - �l3 - SLDO <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF <br />1SS <br />COUNTY OF JtfN I <br />On this day before me, the undersigned Notary Public, personally appeared Libby D. Schardt, spouse of Brian P. Schardt, to me known to <br />be the individual described in and he executed the Deed of Trust, and acknowledged that he or she signed the Deed of Trust as his or her <br />free and voluntary not and dead, for the uses and purposes therein mentioned. <br />Given under my hand and ffidal .eel this day of � 0 0-6j 4-el , 20 <br />GENERAL NOTARY-SIat, of Nebraska BY `+�"_,j�/ <br />VICKI S GOETZ Notary Paid. m and far the Sales of <br />MY Co.. ExFfafdt• Reelding M_ of <br />My commission expires / >-Xs— zoo <br />