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<br />After Recording Return To:
<br />FLAGSTAR BANK
<br />5151 CORPORATE DRIVE
<br />TROY, MI 48098
<br />FINAL DOCUMENTS, MAIL STOP W -530 -3
<br />V2 WBCD LOAN # 500298152
<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />MIN 100052550029815296
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13,
<br />18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated NOVEMBER 16, 2004, together with
<br />all Riders to this document.
<br />(B) "Borrower" is BRIDGETTE RAMIREZ and JOSE RAMIREZ Wife and Husband, With Joint Rights
<br />of Survivorship.
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is HOMESTEAD MORTGAGE, INC.
<br />Lender isa CORPORATION
<br />under the laws of NEBRASKA.
<br />643 S 25TH ST, 6, LINCOLN, NE 68510.
<br />organized and existing
<br />Lender's address is
<br />(D) "Trustee" is "j/, !y4(¢rf /!Jy!fa Gary D. Byrne, a member of the Nebraska. Bar
<br />Association.
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as
<br />a nominee for Lender and Lender's successors and assigns. MERS Is the beneficiary under this Security Instrument.
<br />MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box
<br />2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated NOVEMBER 16, 2004. The Note
<br />states that Borrower owes Lender * ** *ONE HUNDRED TWENTY FIVE THOUSAND FIVE HUNDRED AND N01100
<br />*************************** * * * * * * * * * * * * * * * * * * * * * * * * * * * * * **
<br />Dollars (U.S. $125,500.00 )
<br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later
<br />than DECEMBER 1, 2034.
<br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 30281/01 Initials: i��
<br />© 1999 -2004 Online Documents, Inc. Page 1 of 9 NEEDEED 0402
<br />11 -16 -2004 10:17
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<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />MIN 100052550029815296
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13,
<br />18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated NOVEMBER 16, 2004, together with
<br />all Riders to this document.
<br />(B) "Borrower" is BRIDGETTE RAMIREZ and JOSE RAMIREZ Wife and Husband, With Joint Rights
<br />of Survivorship.
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is HOMESTEAD MORTGAGE, INC.
<br />Lender isa CORPORATION
<br />under the laws of NEBRASKA.
<br />643 S 25TH ST, 6, LINCOLN, NE 68510.
<br />organized and existing
<br />Lender's address is
<br />(D) "Trustee" is "j/, !y4(¢rf /!Jy!fa Gary D. Byrne, a member of the Nebraska. Bar
<br />Association.
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as
<br />a nominee for Lender and Lender's successors and assigns. MERS Is the beneficiary under this Security Instrument.
<br />MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box
<br />2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated NOVEMBER 16, 2004. The Note
<br />states that Borrower owes Lender * ** *ONE HUNDRED TWENTY FIVE THOUSAND FIVE HUNDRED AND N01100
<br />*************************** * * * * * * * * * * * * * * * * * * * * * * * * * * * * * **
<br />Dollars (U.S. $125,500.00 )
<br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later
<br />than DECEMBER 1, 2034.
<br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 30281/01 Initials: i��
<br />© 1999 -2004 Online Documents, Inc. Page 1 of 9 NEEDEED 0402
<br />11 -16 -2004 10:17
<br />
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