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<br />[Space Above This Line For Recording Data]
<br />Requested by and returned to: r £_
<br />Financi reedom Senior Funding Corporation
<br />A Subsidi IndyMac Bank, FSB PLEASE RETURN TO REC.
<br />3009 Douglas Bo-tkvard, Suite 210 lenders First Choice
<br />Roseville, California 95661 3850 Royal Avenue
<br />Simi Valley, CA 93063
<br />PU' o-w --TI -V-LE E b ► -st /a S/
<br />FHA Case Number: 3212364788 -952
<br />LOAN
<br />u;�7 �V A DJUSTABLE RATE SECOND DEED OF TRUST
<br />THIS DEED OF TRUST ( "Security Instrument" or "Second Security Instrument ") is made on AUGUST 23, 2004.
<br />The trustor is NORMAN L. HOEVET AND JOAN R. HOEVET, HUSBAND AND WIFE AS JOINT TENANTS
<br />whose address is 129 MONUMENT ROAD, DONIPHAN, NEBRASKA 68832 ( "Borrower "). The trustee is
<br />ALLIANCE TITLE ( "Trustee "). The beneficiary is the SECRETARY OF HOUSING AND URBAN
<br />DEVELOPMENT, whose address is 451 Seventh Street, S.W., Washington, DC 20410 ( "Lender" or "Secretary").
<br />Borrower has agreed to repay to Lender amounts which Lender is obligated to advance, including future advances,
<br />under the terms of a Home Equity Conversion Loan Agreement dated the same date as this Security Instrument
<br />( "Loan Agreement "). The agreement to repay is evidenced by Borrower's Note dated the same date as this Security
<br />Instrument ( "Second Note "). This Security Instrument secures to Lender: (a) the repayment of the debt evidenced
<br />by the Second Note, with interest, and all renewals, extensions and modifications of the Note, up to a maximum
<br />principal amount of TWO HUNDRED FORTY THOUSAND TWO HUNDRED SIXTY FOUR DOLLARS AND
<br />NO CENTS Dollars (U.S. $240,264.00); (b) the payment of all other sums, with interest, advanced under
<br />Paragraph 5 to protect the security of this Security Instrument or otherwise due under the terms of this Security
<br />Instrument; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and
<br />the Second Note. The full debt, including amounts described in (a), (b), and (c) above, if not paid earlier, is due
<br />and payable on JUNE 17, 2086. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust,
<br />with power of sale, the following described property located in HALL County, Nebraska:
<br />LOT NINE (9) AMICK ACRES THIRD SUBDIVISION, HALL COUNTY NEBRASKA APN NO: 400234262
<br />which has the address of 129 MONUMENT ROAD, DONIPHAN, NEBRASKA 68832 ( "Property Address ");
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, rights,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property. "
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<br />Requested by and returned to: r £_
<br />Financi reedom Senior Funding Corporation
<br />A Subsidi IndyMac Bank, FSB PLEASE RETURN TO REC.
<br />3009 Douglas Bo-tkvard, Suite 210 lenders First Choice
<br />Roseville, California 95661 3850 Royal Avenue
<br />Simi Valley, CA 93063
<br />PU' o-w --TI -V-LE E b ► -st /a S/
<br />FHA Case Number: 3212364788 -952
<br />LOAN
<br />u;�7 �V A DJUSTABLE RATE SECOND DEED OF TRUST
<br />THIS DEED OF TRUST ( "Security Instrument" or "Second Security Instrument ") is made on AUGUST 23, 2004.
<br />The trustor is NORMAN L. HOEVET AND JOAN R. HOEVET, HUSBAND AND WIFE AS JOINT TENANTS
<br />whose address is 129 MONUMENT ROAD, DONIPHAN, NEBRASKA 68832 ( "Borrower "). The trustee is
<br />ALLIANCE TITLE ( "Trustee "). The beneficiary is the SECRETARY OF HOUSING AND URBAN
<br />DEVELOPMENT, whose address is 451 Seventh Street, S.W., Washington, DC 20410 ( "Lender" or "Secretary").
<br />Borrower has agreed to repay to Lender amounts which Lender is obligated to advance, including future advances,
<br />under the terms of a Home Equity Conversion Loan Agreement dated the same date as this Security Instrument
<br />( "Loan Agreement "). The agreement to repay is evidenced by Borrower's Note dated the same date as this Security
<br />Instrument ( "Second Note "). This Security Instrument secures to Lender: (a) the repayment of the debt evidenced
<br />by the Second Note, with interest, and all renewals, extensions and modifications of the Note, up to a maximum
<br />principal amount of TWO HUNDRED FORTY THOUSAND TWO HUNDRED SIXTY FOUR DOLLARS AND
<br />NO CENTS Dollars (U.S. $240,264.00); (b) the payment of all other sums, with interest, advanced under
<br />Paragraph 5 to protect the security of this Security Instrument or otherwise due under the terms of this Security
<br />Instrument; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and
<br />the Second Note. The full debt, including amounts described in (a), (b), and (c) above, if not paid earlier, is due
<br />and payable on JUNE 17, 2086. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust,
<br />with power of sale, the following described property located in HALL County, Nebraska:
<br />LOT NINE (9) AMICK ACRES THIRD SUBDIVISION, HALL COUNTY NEBRASKA APN NO: 400234262
<br />which has the address of 129 MONUMENT ROAD, DONIPHAN, NEBRASKA 68832 ( "Property Address ");
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, rights,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property. "
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