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<br /> = . TOGLTHER \VTTH ell tno improvecncnte notiv or heresftcr erected on tho �raperty, end ell ea�ment��
<br /> apputY�s�::nce�,ond?ixturc�norr or hereaft�n part o?2ho p:a�.�ty.All rcalr.c�ntantn ot�d r,�lditior,�ch�li el.��!��cnvr;e�l �-,'-:;
<br /> i�y tl�io��,:u�ity It�atcufacnC.All ot Yhs Y�r�nin��s�r?c�rcc�4a�n ti�i��cr,i�sity In•�Y►•t��n�:;�tca 2i1� k'�e�i,�:.ty.° . °
<br /> k3f)I2I::0�,"JEI�COV�lvAI�'CS 21�ot I3aeror�c�in ln��fully r.::ir.�d oL'tF�o c:�zneo iii�G{►y crn�v;.yc�7 c:nci h°�; 41�; yl�'?:F,ft� : •
<br /> � grant�nd eonvey!he Pt�op�rty and that tho Property ie unencur.�bererl,c�YCep:for ericuit�Urance:��f eec�a-�3.�Yc�rt+sf.�z• �..':_-
<br />. , -1 werrante astd cvill defend g�nerally*ho title to tho d'roperty egainst ell clnirne and dsme�t�.9,e�Ujrc:t eo ac�y enoumbr�n�c� .
<br />=_-�r:. ,..-; , � of recorcl.
<br /> ""' ` ' THIS 9ECURITY lNSTRUMENT combines un3[orm covenente ior nstionel uvo and nnn-uni[orm covenAnAs�ith
<br /> r � Iimited v�r�etions by jurisdiction to conatitute:n unitorm r�ecuy ity iru+tcument covering real proper2y.
<br />`���.:.� � � UNI�ORI�i COVENANTS.Borrower and Lc:nde�r covenant and egrae aa tollows: -
<br /> i.Pxyment of Princ�p�l snd Interest;Pre�aymoat�nd L�to Char�es.Borrower shell promptly pay�hen duo
<br /> . � tha principal AY and interest on th�debt avidenced by the I�Iote and any prepeyment and lats charges dua under 4ha h'ato.
<br /> " 2. Funds for Taxes snd Insur�nce. Subjact to applicebla!aw or to a written weiver by Lendnr.Iiosrower ehdl
<br /> ay to Lender on ct►e day nnonthly paymente ere duo t�nder the Note,until the Note i�paid in full,a surn("Furtds")tor:
<br /> - ° (�a)yesrly tnxes end assessrnent9 which may attain priarlty over thie Security Inatrument as a lien on the Property; (b�
<br /> ;, , yearly leasehoid paymeiits �r gruund rente on the Pcoperty,if eny;(c)yc;�.rly hnzu�'d os prap�rty i�sw^-ance p:.,mium�; . _ __
<br /> (d)yearly flood insurance prer►ziums,if any;(e)yearly mortgage insuran.ce premiume,if any;and(f)uy►y Euma p�yeblo
<br /> ` �� by Borroever to Lender,in eaordence with the pravioiane oi paragnph 8.tn lieu of the payment of martgage insurar,ca
<br /> ° prQmiums.TtIP,SB lt�pA 8Pb CAI1ed^Fscrow Iteme."�.ender maY,at ardy timd,collect and hold�unds in en amaunt not �
<br /> � � to excee� the maximum amount a lender for a fcderally related mortgnge� loan may require tor Rorrowcr's ascrovr
<br /> account under the federal Real F�tste Settlement Procedures Act oi 1974 as amended from time to time,12 U.S.C.
<br /> ;�' � Section 2501 et seq. ("RESPA°),u�less another lew thnt applies to tha Punda stte e lesser amount.If eo,Lender mey.
<br /> � � at eny ti�e,collect aad hmld P�nds in an acn�unt not to exceed tho le�ser amount.T.�ndar may estimate tho emount of _
<br /> "� Funds due on thn baeis of cuaentdata and reasonable estimates�of axpenditures of futnire Escraw Itemsor otherwise in
<br /> ncwrdance with applicable lew. _
<br /> " The Funds shall be held in en institution whose deposits ars ineu�red by a federal agency,inetrum�ntelity,or entity ��_
<br /> (including Lender,if I.ender ie such en institution�ur in any Federal Home II.oen Bank.Lender ehall apply tho Funcis t� �-,��_
<br /> pay the Fscrow Itemo.I.ender may not cherge$orrower for holdin�end applydng the Ft�atds, annually analyzing the =__
<br /> escrow account,or verifying the fis�row Iteme,unless Lender paye Borcower�nteres¢on 4ho Funds end a�pplicable law
<br /> permite Lender to cnake awh e cmarge: Howaver, Lender may require Bonower �� pay a one-tir�e ct�arge far an
<br /> inde�sendsnt real estnte tax rep�rting service used by L.ender in connection Nith thie loan,unless applicabla lew provides _ _
<br /> otherwise.Unless an agreement ie made or applicable law requires interest to be paid,Lender shall not be required to ----
<br /> � pay Bon�wer any interest or earninge on the Funds. Borrower and Lender may agree in writing,however. thai interest __
<br /> ,, ehall be psid on tha Funds.Lender shall give to Borrower,without charge,an annual accounting of the Fundn,showing
<br /> - �ea;;�arau 3ati�ia:ha F:��a„s �c3 t;:�purpre fQr�hi�h esch der;r t.,t1,P Fund.v wex made.The Punds are oledged ea
<br /> additiannl eecutity for all sume secured by this Security Inetrument. _•
<br /> If the Funda held by I.ender exceed the nmounts permitteci to be held by applicable law,L�nder ehal!account to ---�-�
<br /> Borrower for the exce�Funds in accordance with the requirementa of applicable law.If the amount of the Funds held ---
<br /> �1[�A•'_
<br /> by Lender at any time is noteufticeent to pay the Escrow Items when due, 'J.ender may so notify Borrower in writing, �,;�
<br /> and,in euch case Borrawer shall pfly to Lender tha amount necessary to make up the de4iciency.Horrower ehall ma{ce '�'-.� __
<br /> up the deficiency in no moro than twelve monthly payments,at Lender's sole discretion. ��� '
<br /> � Upon payment in futl ot all sums secured by this Security Instrument,I.ender ahall promptly refuad to Sorrower f„',-..
<br /> �� any Funda held by Lender.If, under paragraph 21, Lender shall acquire or sell the Property, II.ender, Priar to tha �
<br /> acquisition or sele o4 the Property. ehall apply any Funda held by Lender at tha time of acqu�sition or eale es a credit �
<br /> � against the sums secured by this Security In�strument. �
<br /> 3. Application of Payments.Unless applicablP law provides otherNise,all payments received by I.ender under
<br /> paragraphe 1 and 2 shall be applied:tirat,to any prepayment cherges due under the Note;second. ta amovnts payable _
<br /> • under paragraph 2;third,ta interest due;fourch,to principal due;and last.to any late charges due under the Note.
<br /> 4. Cherges; Lions. BorcoNer shnll pay all texea, essessmente,charges, fines and impositions attributeble to the ^.
<br /> � . Property which may attain priority over this Security Inetrurnent, and leasehold payments or ground rents, if uny. �^
<br /> Bonower ehall pay thesa obligations in the rtanner provided in paragraph 2,or if not paid in that manner,Horcower ,
<br /> shall pay them on time directly to the person owed payment.Borrnwer shall promp2ly furnish to Lender sll notices of
<br /> �: � amounte to be paid under thie paragraph.If Bonower makes these payments directly,�orrower shall promptly furnish
<br /> . t, to Lender receipts evidencing tha payments.
<br /> :.� � $orcawer ahall promptly�isch�rge any lien which has priority over th�s Security Instrument unless]8orrower:(a)
<br /> � agcees in writing to the payment o€the obligation secured by the lien in a manner acceptable to Lendpr;(b)contests in
<br /> � .. good faith the lien by,or detends�gainst enforcement of the lien in. legal proceedinge which in the I.ender s opinion .
<br /> . operate to prevent the enfocce:ttent of the lien;or(c)secures from the holder of the lien an agreement satiefsctory to
<br /> • " I.ender subordinating the lien to thie Security Instrument.I4 Lender determines that any part of the Froperty is subject i .
<br /> - to a lien which cnny attnin priority over this Security Ins2rument,Lender muy give Bono�ver a notice icZentifying the
<br /> lien. BorcoNer shall satisfy the lien or wke one or more of the sctions set forth nbove within 10 days of t1�e giving of `
<br /> . " " notice. �
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