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<br /> _7��_ 'PC]�ETH�R WI�'H ull thc impravements now on c�rcnftcr crectcd on the proNerty.nnd nll eas�men►.s,npputlen?{nces,a�xl __
<br />"�"'����}�`'� •� fixtt+res notv or f.icreafter u part of the preperty. All rpluccments an@ additions sha!! also b� �avcrctl by Niis Seci�rlty
<br /> instrunt^ni. All of tite forcFniun i�;tefeered to in Ihis Sccurity Litittwncnt u.r•II►c"1'roperty." �':�`:``
<br /> UOIUtU�YL'!i('UVf?NAN'f:4 thc�t 13c►rrotivcr i�i Imvfully ticiscd of'thc c51�►tc hc��cl�y�:onvcyc:d nrid licis thc ril;lu to�����.t tm�i
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<br />_ ' �,. � convcy Qhc i'roparry c�nd th�it thc �roperty is uncncam�scrcd, cs:ccpt fiir encumbrar.ccs ut' eccu�sl. k;ocru��mr�•rir�-ants n��d e�ili '��-:�-
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<br />__--�--_;- ;���,,, defcnJ�enerrdly Qie titlG to�lie Froperty uguinst all c1ai�»s nnd dem��nds,suUJcci to nny�encumbranccs uf rccord.
<br />' `������•--���>.� 7'H1S SCCURI'fY INS'CRUM�N'T cantbi�7cs unifi�rm cnvcnants A►r national usc ui�d nnn-uniform ca�cnants�vitii li�uitcd
<br /> ____--r°�- vnriatfons by Jurisdiction to canstitute n uniform sccurity lnstrumcnt covcring rcal property.
<br /> -��--°� UNIfnRM('QVENAN7'S. E3m•rowcr imcl l.crndcr cov�nant rind nprec ny fnitaws: ,_
<br /> 1. Puymcut ol' Princlpu! and interest; NrcNuyment arvd Lute C6Arg�v� Fiarrrnvc;r sl�all promptly pay whcn duc the
<br /> � —=�;� principal of and intcrest on thc dcbt cvidcnccd by thc Nc�tc im�!nny prcpaymcnt nnd Intc chargcy duc undcr thc Notc.
<br /> �'�"""'�''� 2. Futxds for Tax�.S ancl Insurancc. Subjcct to npplicablc Inw ar to i� writtcn w,iivcr by Lcndcr, Qorrowcr shall pay to
<br />_ _-�-�q� I.cnder on the day monthly paymcnts arc due tutder tite Note,unt61 thc Notc is paid in full,a sum("Funds")for: (�)ycnrly tu�es
<br /> --��'�..���� nnd assessmcnts which mn nttuin riorit over this Securit I�istrumcnt as a licn on the Pro crt (6)yearl l��schold a men�s _
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<br />-- - _°'="`�'=� or grou��d rents on ihe Pr�perty,if any;(c)yearly h:uurd or praperty in�urmtce premluans;(d)yearly tloor.l insu�ance prcmiums. _
<br /> -�_-�;���' if any; (e)yearly mongage insuranee premiums, if any: and(�any sums payable by SormEVCr to Lci�der, in accordnnce with
<br /> ..�`"��`;�''�3�, the provisions of parag�:►ph 8, in 1ie�� of the payment of mongage insunrice premiums. These items ure called"Escrow Items."
<br /> *�}�;���� Lcnder may. nt any time, collcct and hold Funds ie�an amount not to cxcced thc maximum lmount a Icndcr for a federally
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<br /> _�.;�.�,. ' _ • related mongagc loan may requirc for Borrower's escraw account under tl�e fcderal Real Estnte Setdement 1'rncedu�s Act of
<br /> _-=�'''-`'�"-'"'``� 197A as nmended from time ta Nmc, 12 U.S.C. 3cctian 2601 c>t sey. ("RESPA"?, unless another law that npplies to the�unds
<br /> '�,,�;�i�`� sets a lesscr amount. [f so, Lendcr may, at uny time, caUcct und hold Funds in An amaunt not to exceed thc lcsser amount.
<br />-_-x=�:.� v�" I.ender may estimute ihe:unu��nt uf Funds due on rbe basis of currcnt data and reascr.:�blc at3mates of expe�zditures of Futura -
<br /> - ��'�"��_:, ; Escrow Items or othe�wise in accordancc with applicable lativ.
<br />�-:+��"X-� ' � The Funds shall bc hcld in an institution whose deposits arc insured by u federal agcncy, instn�mentaliry. or ent�ty
<br /> '-,s,���:r�,j„; (including I.ender,if L.cnder is such an institution)or in any Fecieral Homc Loan Bank. Lender shaU apply the Funds to pay the
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<br /> -:���y`' ' Esciow Items. Lender may not charge Borrower for holding and uppiying the Funds,annually analyzing the escrow account,or
<br />'�.�;�y�;, „ verifying thc Escrow Items,unlcss I.ender pays Borrower interest on thc Funds and.�pplicublc law pennits Lender to make such
<br />.Y, � . -.• a charge.However, I..cndcr may rcquire Dorro�NCr to pay n onc-time chargc for:ui indcpendent real estntc tax reporting service
<br /> =+�"3��-���.''rr�.'� used by L.ender in connection with this Inan, unless applicable la�v provides otherwise. Unless an a�reement is made or
<br />-.^r,;;:�,..:;'s;... applicablc law requires interest to be p:ud,[.cnde� shall not be required to pay Borrower uny interest nr carnin�s on the Funds.
<br />;���� �• �:'•��. . Bonower and Lender may agrce in writing, howevcr, that interest sball be paid on thc Funds. Lender shall givc to Borro�ver.
<br /> �• without charge, an unnual accounting of the Funds, sliowing credits and debits to the Funds :uid the purpose for which each
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<br /> ��•� •• � ' if the Funds held by L.ender exceed the amounts permitted to be he(d by applicable lnw.L.ender shall account to Borrower
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<br />`,, � " � •� for the excess Funds in accordance with the requirements of applicable law. If the amount of the Funds held by Lender at any
<br /> �� � time is not sufficient to pay the Escrow Items when due,Lender may xo notify Borrower in writing, and, in s�►ch case Horrower
<br />" .; .''�.:i. ,�' shall pay to Lender the amount necessary to make up the def iciency. Borrower shaU make up the deficiency in no more than =
<br /> twelve rnonthly payments,at Lender's sole discretion.
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<br />:'�,;.• ' ,,.!,'� Upon pay:nent in full of all sums secured by this Security Instrument. Lender shall promptly refur,d to 8orrower any
<br /> -"'r+��'���' ' Funds held b Lcnder. If,under ara ra h 21, L,ender shall;cc uire or sell thc Pro crt Lendcr, rior to tht�c wsuion or sale
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<br /> _,,___�..;;,;�. of the Propeny, shall apply any�unds held by Lender ut the time of acquisition or sale as a credit against the sums sccured by �,�-�-
<br />"'����:��&;� thisSecurity Instrument. °.'Y--�
<br /> '%'"` ��'���' 3. Applicution of Puyments.Unless applicable law provides otherwise, all payments received by Lender under paragraphs -
<br /> _-�'������'r•h� 1 and 2 shall be applied: first, to any prepayment charges due under thc Note: scrond, to amounts payable under paragraph 2;
<br /> -���Tt�`�� thitd,to interest duc:fourth,to prin•�ipal duc;anJ lact, to any late churges due undcr thc Notc. �,
<br /> :::�,;,,y�,_.:.. 4. Cltarges; Liens. Horrowcr shall pay all tuxes, asscssments, charges, fines and impositions aitributable ro thc Property "`
<br /> :;� '� :,�; which rnay �nnin priority over this Securiry Instrument, and leasehold payrnents or ground ronts, if any. Borro�ver shaU pay
<br />°`"��;�=•�'��`."���':' these obligations in the munner provided in paragraph 2,or if not paid in that manncr. Borrower shall pay thcm on timc dircctly
<br /> � �� ''�'��� � to the person owed payment. Borrower shall promptly furnish tc�Lender all notices of amounts to be paid under this parlgraph. J
<br /> :;�"`" " � i9'Horrower makes these paymcnts dircctly,Bonowcr shall promptly fumish to Lender receipts evidencing the puyments. !
<br /> '''' Borrower shall promptly dischargc uny lien which has priority ovcr this Sccurity Instrumcnt unlcss Borrowcr.(a)agrecs in
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<br />- ���" � � '�� � writing ta the payment of the obligation secured by the licn in a manner acceptable to Lender:(b)contests in good faith the tien
<br /> '�"' �� '�;.'� by, or defends aguinst enforccmcnt of thc licn in, Ic�al prorccdings �vhich in the Lcndcr's opinion operatc to prevent the
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<br />:st• enfurcement of the lien: or(c)secures from the holder of the lien an agrecment�utisfuctory to L.cnder suhordinating the lien to
<br /> - this Security Instrument. If Lender detcrminc.r• that uny part of thc Properly is subjcct to a lien which may unain prioriry��•er
<br />=`�F�� this Sc�curity Instrument, Lender may give Burrower a notice identifying the licn. Borrower shall satisfy the lien or take one or
<br /> ' � � more of the uciions set fonh ubuve within 10 days of the�iving of notice.
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<br />";- z? � "r"•. Form 3028 919G
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