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'F d���r.c con.li�lo��s n�r Ilinl,�1) <br /> ' I uwsi(3ive Ihe Nqle Ilutder uWlr.e Ihna I�vnnl 1t►du su;(II)¢�u 11►c Cunvc�nlun I)nlc, I neusl osut ��c In�iciE�ull c:ciElcv � <br /> :.Q . Ihe fVute ur ihe Secuiily Inslromeui:(llly Uy n dale sperl01cc1 by IEce f�lule 1 ioi�ter,l mu��l p,�y li►e Na�e 91uh!er o<u�ic�r�I�is� t�-:,�. �' <br />°�:�. „ :. = fer u(U.S. S 2r��.Up ;111i1)(IV�I OilU9!9Ig11 fllil)gIVC IIIG NUIC IIUQ�IEI'[IUy l�qClaillCll�!I IIIC <br />�� , � � Na�e Ilulder�equhcs �u effecl Iha� cuuva�tuu, <br /> ""'•j�Jl.i d1w:/IiyMf�u�`. <br /> .r—�1�.=•.""ttlf��"`y'�-. <br />.. . • (II) Cnlculnllon e�t I�I.rcd Ilnle <br /> `y's`-`�4Y�,,��;{; My ne�v, (Ixe�l lideresl rnle�vill be equnl lu IDe I'eAc�nl Nalinnnl Mutlgnge /1�auclntluu'�icap�l�«!t nct ytchi �e <br /> ""'�''?+::�:':=�t'^;�;; uf a date nnd Ilnie of dny spccilled by I��c tvnlc 1 luldcr lar(I)if II►e mlgins�l Ic�m nf Ihlt Nule H g�cnlci Ihiu�1! Ye�n.r, <br />==�`,'�'� ��:�:'• ' JU-Yem fixed rale morlgages coveoed by�np��licnble GU•dny u��indnlury dellveiy contmUmenit, plu�Ilvr•cighOh�i�l ou¢ <br />���,-,.,. <br /> �L.'�'`�''•'':�"'"j.�'° pcicenl�rge pi�inl(U.G25M1i),rouadcd�u Ihc nemc�l o��e•eighlh u►unc�tcicc�itngc p��(ul lU.12S4�1,nr(fi)if 11ic oi i�lnnl <br /> _.�,� , <br /> '��'::::' f.�� '' lern�of U+is Note is IS yenrs or Icss, IS•yea��fixcel��le n�url�tnge�cuvered by n��pllc�►blr l�?-dny ronndntc►ry dellve�y <br /> . `•.'`:"_:' ��:��' : commlU�icnls.1►lus live•eighlh�of nne�1c�ceninge poliU(O.fi2S'1b),mu��decl lu Ihc ncnresl unc-cidhlh nf one perccnln6c <br />.:�:,•:. .°,�;�.;;'';;,:.;� , pc�inl(0.125°!0).If U�fe rcqulrecl nel yfcid cannul bc delen�tincd becnuse Ihe np�dicnldc camn►Ihnenls uic nnt nvnSiuGlc, `_ <br /> �•<<•. Il�e Note I lalcler wlll delermlue my Inte�esl rnie by ushig cotnpn�nble Infuimutfon. My ne�v r�IC cnlcuimcd und�r 1li:s �--_ - <br /> .',�� . . �� ' Sccllun 5(Il) will nul bc grctUcr Ilum IHc Mnai�num Itnlx sl�lc�l in Sccllun�i�l)) nl�ovc. <br /> : ' • � (C) Nc�v 1'nymenl An�umtl and I;Itecllve Unlc '� — <br /> -:�;. .,;.;:. . ,..;i���` 1!1 choase lo excrcf3c lhe Converslvn Uptlu��,lhc Note I laldcr wiQ dcicnnlnc Ihe nm�+unl of Ihe munlhly pnytucnl <br /> ;;�.:.,:'�' ' " Ih�l woulcl be sufficlent tv repny Ihe unpnicl p�inripal I nm expected to o�ve on Ihe Cunversiqn Unle h► full an We <br /> :.1 . ;: u��iUuUy Jate al iny new tlxeJ Intetest rnle in s�Ustanil�lty cqunl paynscnls.'I'I�c rc,oult a!thE�cc�ltulnttoie eelQ!1e l�ee . <br /> � ncw mnount of icry munlhly pny�acnl. Uegbmh�p�vilh my firel uionlldy pz�y�nenl n(ler the Conversiou Uate, 1 will <br /> '� . pay lhe ucw mnou��l ns my monlhly pnymenl unli) lhe ronl��iily dnle. <br /> `�r'i.� ,.. C. 7'ItANSrLII Ul� '1'Hl;1'IZUI'Clfl'V Ult A DI:NI':�ICIA1�IN�I'I:1lI:.S1' IM Itl)IUIV�Yt:t� <br /> �""' I. Until Ilorrower exerclsec t9ie Converslon Uplton unc�.r Ilu conJi�lui►�slnted tn Szclivn U of Ihis AclJusmbfT —_ <br /> � ' ������' Ita1e Rlder, Uidl'otin Covet►ant 1� of Uie Sccurfly Inalruuitul Is amendeJ Io �end os lvllows: <br /> 'I'rnnsfer uf Ihc 1'roperly ur n Ileneficlnl Inleresi in Qnrro�rcr. If nll ur imy��rrl of lhe 1'roperly or ne�y i�deiesl —__ <br /> � ., In i�is svld or Irnosferrcd(or If u bencficl�l Inle�csl in Dono�ver Is sold ai Ironsfcr�cd And Uorrower is i�al n unlui�d <br /> persou) �villiout Lender's prlor w�illen conseid. l.euder mny,nl ils c�pliun, require Iiu�o�ec11n1e��nymenl i�� hd! of all = <br /> _ _ �� sumxFecn�rJ bv Ihiv Secu�Uv Insira��o�en�.l lotecvci.IhisopUo��shnll nnl bc exe�riscel l�y Lendcr if exercisc is prohib(tecl °--_::- <br /> " ' by fede�nl In�v ns of lhe d�te c►f this Secuil�y Irosiie�i�en�. I.encler nlso t1�s+U nol exeicise ddx oplitno If:Qn) Uu��o���er �;.�;�.�.. <br /> .. cnuses In be submilted Io Lcndcr infui nmliuo�cc�ai►cd by I..c��dcr lu cwd���ac ilie inlcnJecl lrt�oiafcir.c na{f n ne.v lumi �" <br /> . �vere being mncic Io U�e Irmisfe�ee;nnd(b) l.ender�ensnnnbly clelerndne9 Ihnl I.c�+der's secutiiy�vfll nnl be liu�mitcd �'��:�;�- <br /> -;��-- <br /> by Ihc lonu nssttn►plfun m�d ll�nl II►c risk c,f�bicnch nf nny covenani or��grccrocnl in Ihis SccurUy lusliwncnl is ncccrylnblc �; F _.. <br /> Iu Lcnder. ,1?" <br /> ' . 1'014e exlent per�nitled by w���ilicnble low,Lender mry cl�ni ge n�e�sonnble fee oe�conJillon Io I.encler's cauxe�tl - <br /> � lo ll�e I�an assumplion. Lender Also mny requite Ihe 1►a��sfeiee lo sfgn nn assuinplinn agreetneul Ihnl Is acce��inble '�'�_�- <br /> to LenJer en�D Ibot obligelcs lbc UAneferce lo keep nil Il�e prou�lses and agrec�uenls ntade lu Ihe Note nncl In Uds Secw fl y <br /> � , Inslrtnuenl.Borrowes�vlll cotriloue to be vbllgnlecl oi�Jer Ihe Nole nnel Ihis Securily Insltomenl unles�l.enJer relen�e� � <br /> ' Unrrower tu wriling. ' <br /> � ' � If Lendcr excrcise� U�e opUon Io require Inunedi�le pnyment in full, Let�Jcr ahnll gfve ilurrowe� iwtice nf <br /> �' " ncceierollon."i'he noilce shall provlJe a perioJ nf nnt Icss IUan 30 dnys hom Uie dale Utc��oNce tt JelivereJ or�nnikd <br /> � ' � �vilhfo which IIOI�OWtf Itill9l nily AII S1�t11S StCllfffl f1y IIII9 SCCUtUy (IISI�UII1Ct11. I�IIUiIO��CC �QIIS IO �llt,y IIIlSC t1ItIH <br /> ' v�to��o�i���xi�tra�io��or u�t,r��toa,I..euJcr mny Invoke nny rcnrcJies�ic�mfUcd by Ilds 5ecurily Inalruntent wilh�n�l � <br /> • �urther iroUce or Jema��d on UoTVO�ve�. <br /> " �" 2. !f Durrowet exercises tirc Conversinn Opifon under Ilu condhlvns sl�lcd In Secliou II n!Il�is Ad)usinble Rnle <br /> `� Itider,Ute mnendntene ue�U��ifortn Covamnl 17 of Ilte Secutily Inslrument conlefned hi SecUvn C I �bove shnll tl�en <br /> -� ces�se to be{n effect,nnd the provnsions of Uuiform(:�venanl 17 of lhe Securiiy InsUomeid sbeli iuslenel be in effec7, <br />�`_;� as follo�vs: <br /> -i, I <br /> _ '1'teaster uf 11►e 1'►uperly or r Uenelld�d Inlereti In Ilut�u�ver. If�00 or eny�mtt of Ihe I'rore�ly or nny hileresl � <br /> = � in it la aolcl v�Irnns�erred(vr If n ba�eficial lideresl h�Uurra�ver is snlJ vr hensferred nnd borro��er is ool o un�ur�l � <br /> •• �ierson)wiU►nut Lencler'e pr{or v+rillen consent. Lender mny,nl Its op�lon, �ee�uire timnedlnte pnymen� in full uf nll ( <br />- suros secured by U►Is Securily lust�tantenl.l lowever,thts upllnn�hnll nnl be exercised by LenJer if exercise is prol�ibileJ � <br /> , ; by feJe�al In�v A�of Il�e date of ¢9ds Sectt�ily Ins►rumenl. ; <br /> � � <br /> If Leuder eae�cises U►Is oplivn.LenJer shall give Ilorro�vet nnlice af nccele�nlion.'I he i�olice shnll piovicle n�uriod I <br /> • of nol less lhhn 30 days front Ilte dnte Ihe ttotice fs cleiivered nr o�nile�i wilhin �vl�ich Uo�ro�ver musl �+ny nU so���s , <br /> �pi secureJ by ll�i�Securily IuslrmnenL If Unrro�ver fnils lo pny Il�ese sueua p�ioe Io Ihe expi�nllon of Iliis perfod,l_eiider � <br /> � . . mny invuke aoy renuJiea pern�UleJ by Utis Sectnily Instrunient �vilhoul furll►er notice or demnnJ on Unu���cr. � <br /> I <br /> . . , <br /> � <br />„ .� �� UY S1tlN1Ntl U[?LUW, i�otrower nccepls nnJ ngieex tc�Ihe tern�s nnd covennuls conlained In Ih{s AclJaxtable ; <br /> - � -- ------_-_-= Itate litder. ' <br /> _�_- -- - _ - � <br /> . . ��J ___ <br /> k . m. <br /> �� <br /> 5enl <br /> ., 4-BENSAN Ito io.va <br /> � � ' • <br /> , � ��EXJ��I I VEIi 6 (5cal) <br /> Itonu.vcr <br /> . (5enl) <br />.��, . �eoi�nwn <br /> .. �. ., . , � ' `(Set1Q <br /> � ' ". Itm�n�.�� <br /> 1 <br />