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<br /> periads thnt�.endee rcyuires. The insuruncc cnsric�•��ti�uvliHn�s dir iu��ur�mc�:+,Irill {�c�{in:cn by liurro�ver subjcct to Lendcrk ;:_�,�,' '
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<br />:. ; approvnl whicl�shall not b�unrcasonnbly�vilftiicicL !f Ilm�ue+���'fnll�+tu iuulmnE`t cuvcc;q;c dcrcrihcd aUovc,g.cndcr may, t�t +s.
<br /> --���:. . ,.. . Lender's option,obtnin cuvemge to protect l.etidcr�riNhty in Ihc:1'rci x►ay iu nccui•�inncc�vl�li���ro�raph 7. �,,1.�'•�`;;,;•?,��,,�,>
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<br /> ��. � �� All insurince policies ond rene�vuly nhnll Ix.nceephible In i.e����er:m�l��hnll inclt�de u sin�t�c�rd mo»ga�;e clnuse, Lender `
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<br /> _ ,,w;,';�,'�''v. Q shali have thc right ta I►old thc policics and renewids. If'l.ender rctpdrev,Hnrruwcr xhall picmi��ily�ivc to Lender ull reccipts �Y;
<br /> , . • of paid premiums nnd renewnl noticcy. In�hc cvcnt of�oss,l�nrrnwcr shull glvu pum�pt notire to 1ho insurance carrier nnd
<br /> , � � Lender. L,ender muy mKku prooS'of loss if nut mt�dP�+rnmpdy by tlurr�►wcr• ��"
<br /> - �-_:1.11.�.�. � �"=.
<br /> .,¢� ,r:T`;�:t�� Unless Lender nnd Bono�ver alhcrwtsc ngrcc in writing,insu�nnc:9��rewccdy M1ht�U t►c nppilcd to restorativn ur r��air of �7
<br /> Nti � „ �r ' ' ��'�-°� • the Properry dlmaged, if the restoration ar repalr ie ccoitomicadly fc+�sihlc nnd I.cndcr y sccurity is not lessened. 1f the ��",
<br /> -��• ` r�storation ar repair is rot ccunomically fensilile or L.cndcr+ sccurity w��uld be Ir.sscned, the insuruncc proceeds shall tie � ,
<br />=-�-`�'-�''�. �'•`•`}�"�� applied to the sums secured by this �ecurity Instrument, �vhethcr nr not then duc. wIU� nny excess paid to Borrower. If �_A_
<br /> ;�:�� :�� - ' Horrower abandons the Praperty,or does not answer within 30 dnyti n nutice 1'rom l.ender tl�nt �he insurctnce cnrrier has _�,�
<br /> `~�4• '- offered to settle a claim,then Lender m�ry coltect the insurnnce pr�xeeds. l,endcr may uhe the proceeds to repnir or restar� �, .,
<br /> r'� �•���•� �� � the Property or to pay sums secured by this Scci►riry Insuwnent,whethcr or not then duc, 'I'he 30•d�y period will begin wlicn i,F�
<br /> '�;�.ti y • h,;- ,
<br /> rxi '•, °••- � � the notice is given. ��`_
<br /> :"�`-:•':: ..' � Unless Lender and Horrower othenvise ugree in writing, any npp�►cntion of proceeds to principal sNnll nat ri�nts 7¢ ;
<br /> "� •••_-`•�'''�'' postpone the dua datc of[he monthly paymcnts referrcd ta in pnrngraphs 1 nnd 2 or changc the nmount oF the pay � :�;,.�.
<br /> -�'" ` '."�J/ under parngraph 21 the Pcoperty is acquired by Lendcr, �arrowcrH right to nny insurnncc Policics and procccds resultn��_ . .;,,,,.
<br /> -� �'� ' ' from dumage ro the Property prior ro thc ncquisition shull pass to t.cnder to Ihc cxtcnt of the sums secured by this S�curiry� : � ;.,..,_._
<br />'�:���, ,.._ ., ., , '
<br /> "f ^��y�r•:.' Instrumeut immediutely pnor to the acquisition. � , + �(eat[on; �
<br /> �r'-"''�' ' 6. Occupancy. Preservs�Uon, MaEntenance urtd Protectlon o! ihe 1 roperly; B�rrower s Loan App �
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<br />"�``��`'�'''�•` � • LeASehafds. Bonower shall uccupy.establish,and use the Property n+Boriowc�k psinclpn!residenre within sixty da�rs nfter..': :. ._______
<br /> � ��. '��r� � � the exeeution of this Security Instrument and shaU continue ta occupy the 1'ro�xrty ns E3oaower'r principal residence for�t�
<br /> "'� le�st one year aftcr the date of occupancy, unless Lendet� atherwfse agrees in writi�ig. which consent shall not be , ' ., ii,.
<br /> f unrcnsonably withheld,or unless cxtenuating circumstnnces e;xist which «re beyonci Borruwcr�control. Borxower shnll not •, � ._._
<br /> �" �" : ' • . destroy,damage or impair the Property,nllow the Property to detcrioratc,or cammit wnste on dtc Fraperty. Borrower shall ., .,� �.
<br /> .��•. . • .,�,. .^ be ln defuult if any forfciture actian or proceeding, whr.ther civil or criminnl,iti begun thnt in l.ender's good faith judgment • �.__
<br /> �� could result in farFeiture of the Property or ntherwise materially impiur thc lici� crcated by this Securny [nstrument or --
<br /> � '� Lender�securiry interest. Boirawer mny cure such u defuult iind rein�tate,iis provtded��rccludes fo�rfeturc of the H�o rower's
<br /> � or proceeding to 6c dismissed with a rulin6 that,in Lendery good fnith dctcm�inntiun,p
<br /> . interest in the Property or other materinl impairment of the lien crumed by tlds Sec:uriry Instrum�nt or Lender'.s security ��°��"::
<br /> ��� �� ii►tcrest. Borrower shall also be in default if Horrower, durin� t6�e loim i►pplicntion �roccsti, gnve muterinUy false or 5,�.,_
<br /> � inaccurate information or statements to Lender(or failed to pruvide I.ender with imy mnterinl infomiatton)in connection with `�;,_.
<br /> ;.. - • thc ;aan cvi�en�ed �; !he N�rr, i�cludine. but not limitcd lo, represcntiitions cnncerning I�otrowe►'s occu anc af the
<br /> • Praperty as a principal residence. If this Securiry Instrument is on n leii+ehold,liorcc�wer shnii compSy wit i n:i il::,��'s`tar° --
<br /> � " of the lease. If Bonower acyuires fee title ta the Property,the lcuschold and thc fce�etle shnll not mcrgc anlcss l.ender agmes _
<br /> " to the merger in writing. '"��v"-
<br /> � 7, Protection of Lender's Rfghts in the Property. [f Bocrower fuils to port'ortn the covena�ns und agrecments • &,__
<br /> • ��„ contained in this Security Instrument, or therc is a Icgnl prcuecding thut muy sigmficimtly nffect I..cnderb riuhte; in the =_
<br /> � .. Property(such as e prceeedin�in bankruptcy,probute,for condemnution or forfciture or to enforcc Inws or regulatfons),then _
<br /> `' Lender muy do and pay for whatever is nccessary to protcct the vuluc of thc Property and Lcndcr i:rights in the Property. _
<br /> - � ' Lender's netions may include paying nny sums secured by u lien which hus priority uver tlils Security Instniment,nppearin8 �,_:,._.,=
<br /> � �`� in coun,paying reasonuble attomeys'fees and enterin€on the Property to muke repair�;.Although Lender moy tlke uction �;;y:::
<br /> '"; ;±::',`" � undcr this p:uagraph 7,Lender does not have to do so. ��°�'�''`�
<br /> y Liiy+,•.:
<br /> � • Any amounts disbursed by Lender undcr this paragrnph 7 sha�l become udditianul debt of 13urro�a'cr sccurcd b this
<br /> • Security instmment. Unless Borrower and Lender agree to othcr terms of paymcnt.thcsc umaunls shall bear intcrest from the � _.
<br /> � ; " date of disbursement at the Note rute and shall be payable,with inten:st,upon notice from Lender to Rormwcr reyuesting �;�
<br /> ��,_ . , payment
<br /> .h,., . 8. Murtguge Insurance. If Lcnder required mortgage insurance as n condition of maiking the lo�m sc�;ured by Ihis �.`_ry�•_`�.rv
<br /> , Security instrument, Bon•ower shaU pay the premiums reyuired to muintuin che mortgnge insurunce iu et�fect. It,rfo�any �,i�,,i_'
<br /> �� ' reason, the mortgage insurance coverage required by Lender lapses or ceases to be in effect, I3arrower shall ► the — —w,.
<br /> '' premiums required to obtain coverage substantially equivnlent ro the mortguge insurance prcvlouyly in eifect, s►t u cost �:_.�
<br /> ' ��`�.�':�� substantially equivalent to the cost to Borrower of the mortgage insurance pmviously in cffcct,from �ui�dtcrnute mortg���;c r;��,;;,'°
<br /> �_�'�...
<br /> 4 insurer upproved by Lender. if substantially eyuiviilent mortgafic insurance coveruge is not avuilable,Borcawcr shull pny to .,,,,,,,,:.,..
<br /> :� Lender ench month a sum equal to one-twelfth of the yeurly mongase insurance premium bcing p.►id by liairuwer wheet the ;,,.,��w:;.f,:
<br /> � • � iasurance coveruge lapsed or ceased ro be in effect. Lender will accept,use and retuin thesc paymentti ns n Icns resceve in lieu �T�#�
<br /> ; of mortgage insurunce. Loss rescrvc paymcnts may no longcr bc rcyuircd,ut the option uf Lcndcr, if nx�rtg��gc insurmicc --_
<br />=�� coverage(in the amount and for the period that Lender reyuires)providcd by un insurcr uppruved hy l.cndcr ugain txcomc.r• '� . ;_
<br /> available and is obtained.Borrower shall pny the premiums required to maintuin mortgagc insurimcc in cffcc6 ur tu providc n
<br /> • ,.==-
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<br /> _� loss reserve,until the requirement for mortgage intiurunce ends in uccordance with.my writtcn ubrecment ixnvecn Iiorrower
<br /> � ,:, and Lender or applicable liiw. •
<br /> . � 9, Inspettion. Lender or its agent muy makc reasonuble cntrics upon :u�d inspections of thc 6'n�perty. I.cndcr shall
<br /> •' `� give Borcower notice�t the time of or prior to an inspection specifying rcasonable cuuse for the inspectiun.
<br /> � , 10. Cotidemns�tion. The proceeds of any award or claim for damages, direct or conti�yuential.in cunnectiun �vi�h+mY
<br /> SMgle Fnmily•-Fitnntc Muc/1Ycddlc Mnc UNIfURM IN57'RUMEN'I'-•Unitann Cavcnanly 9190 ip��x��,�l n p,i�;r�l
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