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<br /> p2rin:i�Eii:!t �.cudc�'r�t�t!ir�s. 'Aitc i���,tnau�:c caf�ilcr�n.�viriluli Ih;f�r.u�,•uc.:�C��II i�::r4;n:�i E,v {�u:���r:c����P;j c: t��P +��i';. '.. r--°-- ..
<br /> -:�';-:_�i�.- • ap��ovn!��,iiich rl�al!nut bP.UIIY'i.1SEt31.�b1y a�it{�itcici. Ii'Ilo��a�•�•cr P,rl��tu���:�I�is:di�ci�vc�,�;:.ri:•:.Lri{+:d:;;ur•.1.c,c�! r t�rry,i't ��_�tµ.. %,,
<br />;:�..�-.. , I,ender�;optinn,olstedn eovera�e t�protect Le�ider�+rihhts in�hc 1';c���c�ty i��acca►�dauce witl��r.i�a�c,ipio'1.
<br />-�,��`-�"`,1�� A01 insura�ice Esolicies:+nd renewa9g 4hn11 be aceeptuble t�l.endvr and skudl include n stmidard nunl�;;igc ctzu��e. I.cndrr
<br />---=—'"-"-°= shall huve thc right to itolsl thc policIcs nn�n:ncwuls. !f I..cndrr►iyuires,�3U�•rower�;haU promr�ly�ive�t��I,���isilcr nll i ecclldr
<br /> y; ,;;,--�"� + of pald pm�niunis and renewnl notir,es. [n�he event��f luss,Dc,rrowrr Ehull give prwnpt nuticc to the invu.n�kc carrirr+�nd
<br /> - - - -:""'`�'� �.cnder. Lcn�fer mny mnke nrcx�f of Inrs if not madc promptly by purrowcr. ,
<br /> + Unless Lender nnd Borrower otherwise agree in writing.insufGnce�►meeedw shali t�nrE�lied[u�a,t��.�if����.���..�:..I:c�s
<br /> ---L��-�� the Property dnmaged, if the restorntion oc rcpnir i5 econnmically feusible And Lender� sccurity is noc lessenrd. li tho
<br />_-°�"�--'�''�''=9°°'p" restmrateon or repaiQ�s not economically feasible o; LrmderL rcc�urity wauld bc: lessened,t0�e insur.�nce proceeds �hal1 be
<br />_ ___a��� npplied to thc sums secured by thi� Security lnstru�tcnt, whcther ar noc then due. wl:h any exeess pald to�iattuwer. lF
<br /> -.,�� Horrowcr abandans the I'ropeny,or does not nnswcr within 30 days a notice from Lender that the insarance carrier has
<br /> _____�,�:�� offemd to settle a clnim,then l.endeK�n�y callect thc insurnncc prcxccds. Lcrtdcr ma.y usa thc proceeds tu repair or resta►�
<br /> -.__ -___- _ the Pro�crty or to pay sums securcd by�his Security Instrumcnt,whciher or not then due. The 30•dny peda!wi�l be8in when
<br /> - -- -�'°� the notice is giv�n.
<br /> ������ Unlrss Lender nnd Borro�ecr othenvise ngree in writing,any appltcatian of proceeds to princig�al sltall not exten<i or _
<br /> _�-•:�:�x�i�� postpone thc due datc of thc monthly payments refcrred to in pamgcaplis 1 and 2 or cnange the nmount of thc puyments. If
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<br />_���,±�� under paragraph 21 the Property is acyuired by Lender.Bormwer's right ro any insurance policies nnd proceeds rcsultmg ,
<br /> __---- from darnase to the Proper¢y prior to die acquistcion shall pass to l.ender to the extent of the sums securecA by this 5ecu�iiy
<br /> -�_�--� Insttumcnt immediatcly prior to thc acquisition.
<br /> ,,;�;�,�,g."' 6. U�cupancy, Preservnttof�, Maintenance and Protectian of the Property; Borrower's i.w�n AppUc�tion;
<br />~��"•��'±�� Leaseholds. Honower shall accupy,•establish,and usc the Pro��rty rs Dorro�'er�s princi�al residence within sixty days��'ter c_
<br /> =='''''-'��''-�r�„=� the execution of this Security [nstrument and sha11 continuc ta occupy the Property�s Bonowcr's principal residence for at
<br />=?,x;;�;�fT�':��"' least one year after the dnte of occupancy, unless Leridet otherwi�e ngrees in wridng, which consent shalf not be
<br /> ___�:e'�.r.;��_ .� unreasonubly withheld.or unl�ess er.tenulting circumstances exist which are beyond Qorcower's control. Borrowcr shall not
<br />��;;N�;-.,�.;�., desuoy,damage or impair the Property.allow the Property to deteriorate.or commit waste on tlie Property. Borrowcr shaU
<br />:����y � be in dzfault if any forfeiture action or proceeding,whether civil or criminal,is be�un tt�at in Lender�good faith judgment
<br />- -�-,�(�,; could result in forfeiture of the Properry or othenvise materially impair the lien created by this Security Instrument or
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<br /> -=A ti:_�+,.�I.. .,, Lender s security interest. Bonower mny cure su:.h n default and reinstute,ns provided in puragaph 18.by causing the�ction
<br /> M�z����'t.'��., �' or proceeding to be dismissed with a rul'ang that, in Lender:s good faith determination,pnecludes forfeitur�of the F3orrower's
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<br />,-,�;.,� .;.N,�,,. � interest in thc Property or othcr material impairment of the lien created by this Security lnswment or l.cnder?s sccurity
<br /> ,,;::+�.,;, interest. Bonower shnll also be in default if Borrower, during thc loan application process, gave m�terially false or
<br /> ';�;,;,r�._,';;� inaccurate information or statements to Lender(or fni!ed to provide Lender with any material information)in cannection with
<br /> ` ' the loan evidenced bv the Note, includin�. but not limited to, representations concerning Borrower� occupancy of the
<br /> �`_�-'"'�','``` "" Property as a principal ir.sidence, If this Security Inswment is on u ieasehoIu,Sw���a�si��:�!c�mply uis.�a!!th�Fr��s�i^ns
<br />".Ki�>, .;��,�,.� ` of thc lease. If Dorrower acquires fce title to[hc Property,the leasehold and the fee title shall not mcrge unless I.cnder agrces
<br /> ' �•`' " ro the merger in writing.
<br /> �� t'�"�'• 7, Protectfan of Lender's Ri�hts [n the P'c�operty. If Bonower fails to perform the covenunts and agreements
<br />' : ";�`,;��1.., contained in this Security insuument, or there is 1 legal proceeding tiiat may si�mficantly affect Lender's rights in the __._
<br /> -� Property(such as a praceeding in b:u�kruptcy,probute,for condemnntion or forfeiture or to enforce laws or regul�tions),then _
<br />'�f����'"' '?%�-`;� Lender may do and pay for whatever is neccssary to protect the value of thc Property and Lender's rights in the Prop�:rty. -
<br /> -"°'-'--���;s(;:.,�%•'. Lenders actions may include paying any sums secured by a lien which h:u prioriry over this Security Instrument,appcaring
<br />`'�'-_••'.���-�','��� in court,paying reasonable attorneys'fees and ente►ing on the Property to make repairs.Although Lender may tske action
<br /> ��='��•Y-y'""�••` under this pamgraph 7,Lender does not havc to do so. �_ -
<br />'•�`;�"""�"``'„'�" Any amounts disbursed by Lender under this paragmph 7 shall became additionul debt of Borrower secured by this �,�;:.
<br /> Y�°,:,,��' ' ��' Securit Instrument. Unless Borrow�r and Lender asrce to othcr tcmis of payment,these amuunts shull bcar intcrcst from thc '-°"•
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<br /> - -_=�^*����•� dnte of disbursement at thc Note ratc�nd shaU be payable, with intcr�st,upon nntice from Lender to Borrowcr requesting �.
<br />:;:;���3�ew+�a�����• Payment. ��":
<br />- -��'`'�"�'�`'''' ' 8. Mort a e Insurance. If Lender requii�ed mortgage insurance v a condition of making thc loan s�cured by this _
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<br /> ,-. Security Instrument, Borcowcr shall pay the premiums reyuired to muintain the mortbage insurance in cffcct. If, for any
<br />•`��,}�''�,='�,_ . reason,the mortgage insurance covera�e rcyuired by Lender lapses or ceases to be in effect. F3orrower shaU pay the
<br /> '.ti"� ; •:;:,::i�< . ' premiums required to obtain coverage substantiully equivalent to the mortgage insurance pmviously in effec4 ut a cost
<br /> ` substantially equivalent ro the cost to Bor�ower of the mortgage insurance previously in effect, from an altemnte mongage .
<br /> ' ' `'•>�,;::,;: insurer approved by Lender. If subsuu►tially equivalent mongage insurance coverage is not pvailable.Dorrower shall pay to �,
<br /> _ ..a. C.ender each mondi a sum cqunl to one-twelfth of the ycarly mortgage insurancc premium toeing paid by Borrowcr whcn thc � •�
<br /> � .. insurance wverage lapsed or ceased to be in effect. Lender will uccept,utie and retnin these payments as a loss rcserve in lieu
<br /> of mortgc►ge insurance. Loss rcserve payments muy no longer be rcyui��ed,at the option of Lende�, if mortg:�ge insurance
<br />_ . � coveragc(in the.�mount und for the period that Lender rcquires)provided by�n insurcr approvcd by Lender ag�in become5 �
<br /> available nnd is obtained.Born�wer shall pay the premiums reyuired to main[ain mortgage insurance in effect,or to provide a
<br /> � loss reserve,until the rcquirement for moctgage insurance ends in accord.uice with any written agrcement between Borcower
<br /> • and Lender or applicablc law. �
<br /> ' 9. Inspection. Lender or its agent may makc reasonable entrics upon and inspcctions of thc Property. Lendcr shall �
<br /> � give Borrawer notice at the time of or prior to an inspection spccifying rcasonable cause for the inspection.
<br /> . 10. Condemnalton. The proceeds of any awurd or claim for damages,direct or consequentiul,in connectiun with xny I
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