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<br /> " 'CQfiF.Ti�I?P�1,'!['1['!�I nQ Qu. impsrovc�:�nts no���or here2fte't erc�tcd on ti�e i�rr,�sity,i!il4l(lII C.lsC711�i1lti.P41�iqitl'It.�nLis,n+id
<br /> fixt��rL� nnc� m• Lctc.�ftcr a p:�c-t ok' tl�c, prot3�y�ty. Ali repiccr.snznt� e�td r.drliNoii�a ��St:lll cdr.a► I�^ c��vcrt:il (tiy li►i•a �+'cantty '��''��'�.
<br /> Insceumcnt. All of'tl�c farc�aing is refciicd to in thi+SCGU17[y II151i"Ulil�nt�:�;ilic"k'ra�se►iy." s,�• ° '
<br /> - -- DORROWER COVENANTS tlaat Borrowcr is iavrfLlly seised of tiie cstate iiereby cunveycc!nn�l i�u��ii�e�i�lif N�gia�it ri��i �%��y�:�
<br /> °-_- canvey the Propercy nnd that the Property is unencumU�red, excr.pt for cncunstn•auccs af`ca�rd. gorrn�vcr war�mits und wbll
<br /> � deiend generalty the title ro the Property against nll cla3ms nnci demands,subject ta any cncurnbrnnces��f rccurd.
<br />�=s� THIS 5ECURITY INSTRUMENT combiaes uniform covenants for nntlo�al use and non•uniform cnvenants wifh limited
<br /> _=' Wariations by jurisdiction w�;unstimt�a uniform sc;curity instrument coverin�re�+4 pmperry. __
<br /> UNIFORM COVENANTS.Bonower end Lender covenant and agree as foltows:
<br /> 1. Fay�nent ot IMacipal nnd L�terc.�t; Prepayment snd Late Charges. Borrower shall promptly pay whett due tho
<br /> principal�f und inter�st on the debt evtdenced by the Note and nny prcpayment and lutc chargcs duc under�}ic Noic.
<br /> ---
<br /> Z. Funds for Tpx�anJ Luuennce. Sabject to applicable law or to a written waiver by I.ender, Borrower shnll pay to
<br /> -- Lender on the day mandily payments are due under thc Note.until the Note is paid in full,a sum("Funds")for:(a)ycar y taxcs
<br />----- esirl leasehold a ments
<br /> ° and assessments which mny utu►in priority over this Security Instrument as a lien on the Praperty; (b)y y P Y
<br /> _ ___
<br /> or ground rents on the Propeny, if any; (c)yearly haznrd ur property insurance premiums;(d)yearly flood insur•mce premiums,
<br />__— if any: (e)yearly mortgage insurance premiums, if any; and(� any sums payabla by Sarruwer to Lender, in�ccordlnce with
<br /> ---= the provisions of paragraph S,in lieu of thc puyment of mortgase insurunce,premiums.These items are callecl "�scrnw Items."
<br /> Lender may, at any time, collect and hold Funds in un amount not to excced the maximum amount a tendcr far a fuletatly
<br /> related mort�age loan may req�ire for Bonower's escrow accowit under the federal Real �st�te Settlement Procettures Act of
<br /> 1}74 as a�nended from time to time, 12 II.5.C. Section 2G01 et seq.("RBSPA"), unless another law that upplies to the Fttnds
<br /> � sets a lesser amount. If so. I.ender may, at uny ame, colle.ct and hold Funcis in an�uyiouiit not ta exc:,:.d thc lcsser antount. - - -
<br /> -- I.ender muy estimatc the amount of Funds due on the basis of current data and reasonable estimates of cxpenditures of futnre
<br /> =;i:�'=� Escrow Itcros ur othenvise in accordunce with npplicable law.
<br /> --'°° The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality, or entity
<br /> "`�`� (including I.endcr,if Lencler is such an institution)nr in any Federal Home LoAn Bank. Lendcr shall apply the Funds to pay the
<br /> � �•,.
<br /> — Escrow Items.I.ender may not charse Borrower fon c�lding and applying thc Funds,ar�nually analyz�ng e e.vcrow accoun,or
<br />:=:;�'�`'f• veiifying the Escrow Items,unless Lcnder pays Bo��ru�ver interest on the Funds �nd applicabia law Fermits Lender to make such
<br /> �;,�� a charge. t3o�vever,L.ender mav require Bonower to pay a one-time charse for an independent real estnte tax reporting service
<br /> y��i;��� used by I.ender in connection with ti�is loan, unless appllcttble law provides uthe��vise. Unless an agrcement is mnde or
<br />--":'-'° applicablc luw requires intemst to be paid,Lender shall not be required to pay Borrower eny interest or earnings on the Funds.
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<br /> 'a;,�„�?' Bonower and Lender may agrec in writing, however, diat interest shall be pnid on the Funds. Lender shall give to onower,
<br /> ��'�`'i` without chargc, an annual accounting of th6 runtis, showing c�di+s and �icu;i� iu i;e:un�s a;:d ihe�SUS�o�°,far:u!?iz.h e?�h
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<br /> ;,,.��;;� debit to the Funds was made.The Funds nre pledgeal us edditional secur�ry for all sums securecl by this 5ectiriry Insttument.
<br /> -'.', If the Fun�ts held by Lender exceed the amounts permined to be held by applicable law,Lender shall account to Borrawer
<br /> �°='� " for the excess Funds in accordance with the requirements of applictible law.If the nmount of the Funds held by Lender at any _
<br /> f�`�'� time is not sufficient to pay the Escrow Itcros when due,Lender may so notify Horrower in�vritins, and. in such case Bonower
<br />=�r'.t"•' shall Fay to Lender the amaunt necessary to make up the deficiency. Horro�ver shaU make up the deficiency in no more thun __
<br /> ` '�` twelve monthly payments. at Lcnder's sole discretioyi.
<br /> ;_� Upon payment in fuU of all sums sccured by this Sewriry Gistrumcnt, Lender shall pmmpdy refund to Bottowcr uny �
<br />= — Funds held by L.ender. If, under paragraph 21, Lcnder shull acquire or scU thc Property,[.ender,prior to die ucquisition or sule �___
<br /> �t;��� of the Property, sl�all apply ony Funds hcld by L.�;nder ut the time of acquisidon or sale as a credit against tlie sums sccured by �
<br />_`�"�` this Security Instrumcnt. �- -
<br /> -� ?y 3.A�pplication uf I'ayments. Unless applicablc la�v provi des ot henvisc,a l l paymen ts r c c e i v c d b y L e n d e r u n d e r p a m g r a p h s �•.'�"-
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<br /> � -.A�� i and 2 shall bc applied: firsc. to 3ny prepayment charges due under the Note; scc:ond,to nmounts payablc undcr paragrnph 2; �r-Q-
<br /> third,to interest due; fourth,to principal due;and last.to any late charges due under thc Notc. �-�
<br />-=�'f� 4.Charges;Liens. Borrower shall pay all taxcs,assessments,churges, fines and impositions attribuwble to the Property
<br /> :•'"� which may attain priority o�•er tl�is Security Instrument, and ieasehold payments or grnund rents, if nny. Borrower shall pay �':�'=
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<br /> •��••,� these oUligations in the manncr provided in paragraph 2,or if not paid in that manner, Borsower shall pay them on timc direcdy x4.
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<br /> ���.. t�the pe�on owcd paymcnt.Borrower shall promptly f'umish to Lendcr:sll notices of amounts to be paid undcr this paragraph. -
<br /> '`-.•`, If Borrower makcs these payments direcNy.Borrowcr shall promptly furnish to Lender receipts cvidencing the payments. -,�
<br />- Bottower shall promptly disch:u�ge any lien which h�s priurity over this Security Instrument unlrss Bonower. (a)agrees in __
<br /> ��•• writing to thc payment of the abligation secured by the lien in�manner acceptable to l.ender; (b)contcsts in good faith thc licn
<br /> by, or defends against enforcement of the lien in, Iegal proccedings which in the [.a:nder's opinion operate to prevent the
<br /> '� enforcement of the licn; or(c)secures from the halder of the licn an agreement satisfactory to Lcnder subordinating the lien to
<br /> °'_= this Securiry Instn►ment. If Lc:nder dcteimines that any part of the Property is subject to a licn�vhich may attain priority over
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<br /> -- - this 5ecurity Instrument, Lender msy give Borrower a notice identifying the lien. Borrow+er shall satisfy the licn or take one or
<br /> -�'R':.•" mot+e of the nctions set torth above within 10 days uf the giving of notice.
<br />'',;�<<�•. Form 3028 9/90
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