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900411150 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />bko - (Seal) <br />DAVID W HAGGARD ' - Borrower <br />' UNL-14 (Seal) <br />ROSE M HAGGARD UV - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(M 6(NE) (0005) Page 14 of 15 Form 3028 1/01 <br />