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<br /> ,. :�ntZ(itcteirc,nor�oi•i.cf�caCtcr a G�;�i�iSdi,.�xup:?3y. (11{icctl:�s:�iit�nts�!sitl r.d�;iciu;e�•sixall�d•.o i��cu�c�.:c� i�y�•'�i�.:;,zu;;:y I :
<br /> -°-_---__ -.�:..rf�a.y„ Enstrumcnt. All of tizc furc�;oi�g is ra4atrcJ to's�ttRai,S�ca��ily lei;:tsu��tcnt as tEi�"t'ioz�rty." _-..._
<br /> _��,�,�„����� DORROPJ�R COVGNAN`1S dtat l��on�o�vrs is lawfully�Giscd of thc estatc het-cby runvc�cd:utd li:i�tJ'�c right to g�-�nt _
<br /> _ - — and c�nvcy the Nrapcny u��d that Qie Prorx:ny is unencurnt�rcd.exeept for�ncun�hrances nf recurd, liorrov�cr warrauts nnel
<br /> v�� - - will defend generally the tideta the Propecty abainst atl clui�ns ancl demnnds,subject to�ny cncmnbranc�:s of rocorcl.
<br /> ----„-.,_.-
<br /> 4"_""YA_�°'°'�'�`'� Tt+1I5 SEClI[�ITY INSTRHIMENT con�bines uniform cavenants for national usc nnd non••unikun� covc:n�lfllti �vith
<br /> -
<br /> limite�vurintiuns by jurisdiction to consiitute ca un iform security insuument coveriug real pmperty. -
<br /> _ _���T� UNIFORM COVENAN7'S. Borrower an�l Lender covenaut and�Eree av follows: -
<br /> ^"`"'_=--_----�-- 1, Nf�yment of Frinc�pwl and Intenst;Prepoynknt and LAte Cnarges. Dorrowcr shall prompUy�ay when duc�hc
<br /> ,�;;;a;,�,� principal of nnd interest on the debt evidenced by thc Note a�d any prcpaym�nt und late charbes dus undcr th�c Naie.
<br /> _"�'""�'-"�"'•"-'°*'-w' Z, F�ncls for'�l►xes And[nsurance.Subject to applicable law or to a�vritten waiver by I.ender,Bc�rrower shati pay to
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<br /> _____---�;`_.� l.ender on the day munthly payrnents arc due unckr thc Note,unal the Note is p�id in full. a sum("�nds")for:(c�)year y
<br /> uuces and assessmcnu which may uttain�rinri�y over this Sccurity Inspumcnt:�.,a lien on the Paaperty:(b) ycarly le��:chald
<br /> ---�°�,�„s�� payments or�mund rents on tlie Praperty, if uny; (c)yeariy hazard or propeny insurance pmmiums; Qd)yc�.��; floo�
<br />�=:•.�• .�t�
<br />=,�,q��3,�� insurancc pmmiums. if any:(c) ycarly mortgage insurnncc prcmiun:s, if any; und (� ony sums payablc by Borcowcr to
<br /> �_�:�,.:,�,;_;Y;�,� l.ender, in accordancc with thc provisioRS of paragraph B, in licu of e;`.e payment of mortgagc insurance premiums. 'Reesc
<br /> ;��.g���,�.�j;���� items urc cullcd"Escrow Items." l.ender niay.at any time,wllect and hold Ftinds in nn nmount not to cxcecd the maximum
<br /> ,:e;�:;��ti:,���,,,^� �unount a Icnder for a fedenlly reloted mongage loan may rr.quire for Borrower's cscrow account uncler the federal Ra;il
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<br /> ^.;.,�'4���^, Estate SctUement Procedures Act oF 1974 as amended from ame to time, 12 U.S.C.§260i et seq.("RFSPA"),unlcss ano er
<br /> law�hat applies to the I�nds sets a lesser�mount. If so,Lender may,at any timc,collect and hold Funds in an:unount not to
<br /> '�^'-������`�`�`t�"�`� exceed the lesser amount� [.ender may estirnate the amount af t�nds due on the basis of current da�u a��� �zaso�iabie
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<br /> ._�,�,;;,r�;�;�j �+' estimates of ex�enditures of futun Escrow Iterns or othetwise in accordance with applicable aw.
<br /> - 'flie Funds shall be held in an institupon��hosc deposits ane iasured by a federal agency,inswmentality,or enuty -
<br /> -?��,r:• • • (including I.cnder,if[.ender is such an insutution)or in ae�y Federal Hume Loan Bank. Lcnder shall apply ehe Funds to pay �:�-T
<br /> �,.. : �.:..,;,«,. , __
<br />- ��`� `~ �• 1he Escrow Items. Lcnder may nut cha�ge Borrower for holding and upplying the Funds. annually analyting the escrow
<br /> -�,��� • �� account, or vcrifying the Escro�v Items, unless LendEr pays Hoimwer interest on the Funds and appllcable Saw permiGs
<br /> �:r� �� �:�•�:� �.,�
<br /> .g:; Lender to make such a charge. Ho�vever,Lender may rcquire BQrr�wer to puy a one-time ch�rge for an independent reul
<br /> :: ' ::,.. estate tax reporting servic�used by Len�er in connecuon with this loan,unlcss applicable IAw provides otherwise. Unless an �=_
<br /> '��' � " :�':' a ment is made or a licable law r u ires interest ta be aid.Lcndcr shall not bc cr,�uired to pay Borrawer any interest or ==-
<br /> � PP �9 P �.:��_
<br /> „ : •;<i.,. -� ' ' ca�nings on th�f�nds. Borro�ver and Lender rnay ugree in wriUng,howevcr,that intenest shaq be paid on the�nds. Lcnder �..__.
<br /> • shail give to Horrower,without charge,:ui annual accounting of the Funds,showing credits and debits to t�e F�nds and the �'
<br /> • ' " purpose for�vhich each debit to �tie Funds�vas made. The Flinds are pledged as addiuonal securiry for all sums secured by +:
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<br /> If the Funds held by Lender exmed the a�nounu permittcd to be held by applicable law. Lender shaU nccount to �;__,,,.
<br /> . "•�•'� - ' Botrotver far the excess Fands in accordance witli the requiremenu af applicable law. If the umount of the Funds held by t.�_
<br /> '' ' Lender at any time is nat sirfficient to p:sy[he Escrow Iterns when due, Lender may so notify i`3orrower in«�riting,and,in '-"`
<br /> ��.;i:��� such c:ase Bortower shn14 pay to I.ender the amount necessary ro make up the c�cficiency. Horrower shall rnake up the Si��%`
<br /> • deficiency in no more than nvelve mornhly payments,�t Lender's sole discretion. b'`_�
<br /> .. Upon payment in full of all sums secured by this S�curity Inst�ument,L.ender shall p�ompdy refund to Hocrower any
<br /> � Fu�ds held�+y Lender. If,under paragra�h 21,L.ender shall acquire or sell the Property,Lenc�er,prior to the acquisition or ��y�,,
<br /> "��� � ' ��`�' sale of the Pr�►perty,shall apply any F�inds taeld by Lender at the dme of acquisition or sale as n credit against the sums ��=-=�
<br /> �� " secured by this Sccuriry[�eswment. ���
<br /> ' ' " '"'�' � 3. Appllcutton of �'�yments. Unless applicable law provides othenvise, all paymen�s received by Lender under ;��
<br /> � � ara+ra hs 1 and 2 shall be n 1icd: first. to an m a ment char cc duc under thc Note;second,to amounu payable undcr �"��R•
<br /> P b P PP YP PY S • =•
<br /> paragraph 2;ihird,to interest due;founh, to princ ipal duc;and la�t,to any late charges due undcr the Note. .�,
<br /> '_ ' ; � 4. Clharges; Liens. Borrowerstsall pay all taxes, assessments, charges, fines and imposicions attributable to the .�,,.
<br /> , �. , Property�e��aich may attain prioriry ovcr this 5ccurity Instcument,and lcaschold paynicnts or ground rents, if any. Borrowcr •`_
<br /> � ._�,. , ' shall pay these obligations in the manner provided in para�raph 2,or if not paid in that manncr. Borra�vcr shall pay thcm on
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<br /> . time dimcdy to thc person�wcd payment. Borro�vcr shall promptly furnish to Lender all noticcs of amounts to be paid undcr �:.��•
<br /> , tl�is parsgraph. If Borrower makes these paymen�a di�ctly,Borrower shall prumptly fumish to Lender receipts evidencing 'r;'�
<br /> , " the payments.
<br /> ��;;-: Borro�ver shall prompily discharge�ny licn �vhich ha�ti priority over this Security Inswment unless Borro�ver.(a)agrees
<br /> r ,+;:'~�' in�vriting Yo.ne payment of dre obligation secun:d by the lien in a manner acceptable to Lender,(U)runtests in g�od faith ah� ,
<br /> _.� �"`'�� lien by,or defends against cnfoncmen�of the lien in,Iegal proceedings which in the Lender's opinion operale to pmvcnt thc
<br /> enforcement of the Gcn;�r(c)secures from ihc holdcr of tl:e lien an agrecmcnt ssasfactory to Lender subardinating the licn • .
<br /> ��► � ro Utis Security [nswm:c:G if L.enderdetem�ines that any part of the F'ropeny is subject ro a lien which may attain priority '''�:
<br /> -= � . o�•er this Security instrument.Lender may givc Borrowcr a noticc id�aufying the lien. Borrotvcr shall satisSy the lien or take
<br /> ' �' onc or mar�of the actions set fanh ahoee aithin 10 d�ys of the gi��ir,,of nouce.
<br /> -`-+ .. �� S. N�rd or Pn»perty Insurancc. Borrawcr shall kcep ti�c improvcmcnts now existing on c�r�aftcr erectcd on the �
<br /> : Froperty insured against loss by fire,hazards included�vithin the temi"extended coveragc" and any othet ha�ards,including ,,.;.
<br /> tlaods or flooding, for which Lcnder requires insunnce. This insurancc sh�ll be maintaincd in thc amounts and for thc f ���
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