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<br />���.,.,...-,�„ �.. ri-�A NdULTIS'�'ATE ADJLIS'I'AI�L.E �tATG �tIDCIt "�•F
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<br /> -�—°---b�"� 'TH15 AD1US'I'ABLE RATF RID�R iti madc this 6th day oF
<br /> - �'.�ti:'•:,;��� and iy incarporated into und shall bc dcemcd to nmcnd nnd supplement —
<br />=�� �` ':. Oc'tober, 199a ---
<br />-=�'`"� � thc Mortgagc. Dccd of 7Yutit or Security Dced ("Sccurity Instrum�nt") of thc samc dntc given by thc midersign�ed �
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<br />_ti,�,;;.-.- { • ("Ao�TOwcr'7 tasccurc Hono�vcr;Natc C'Note")!o
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<br />°.'�^a:•.°`::" : `�'. OOLIR�US FEQ�RAL SAV I NGS BANK `
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<br />-i.;`.y;. (thc"Lender"1 of thc sume dntc and covcring thc propeny dc,cribcd in thc Security Instrument and locutcd:�c
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<br />� ':�' ! .�'t'^ 916 N SYCAM�JR� STREET
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<br /> :�".: ' ��' ` CYiAt�SD ISLAt��� t�� 6�8U1
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<br /> '��'`•' • • • • THE NOTF CONTAl1uS PROVISIONS ALLQWIN(; FOR CI#ANGES IN TNE
<br /> ' � INTCRCS'P RATE AND TFlE MON'CH�.Y PAYMF,NT. THE NOTIE I.IMITS THE
<br />_r'� � � .� AMOUNT THE BORROWGR'S INTEREST RA'TE CAN CHANGE AT ANY ONE 7'IME
<br /> •k . ' AND TH�:MAXIMUM RATE THE EiORROW�R MUST PAY.
<br /> '" . ADDITIOhAL C:OVGNANTS. In addition to the covenants and agreements made in the 5�curity Instrumont,
<br /> • __ Borrawer und Lender further covenant und a€rce a�fullowr: --
<br /> � INTEREST RATEAND MONTHLY PAYVIENTCHANGES
<br /> • �� (A) Ct�an�e Date
<br /> " � The intcrc�t ratc may changc on thc first day of ,��ug�^y 1� 1996 .<<nd thut day of cacB succceding year.
<br /> "Change Datc"mcans cach datc an which thc intcrest ratc could changc. �
<br /> �� 18) Thelndex
<br />_ , � ' ' Beginning with thc first Changc Date,thc inter�st ratc will be based on an lndex. "lndex" meuns the weekly uverage �,
<br /> ;..• ',,:.,., :,';. . ' yicld on Unitcd States TYcasury 5ccurities adjustcd to n rontitant maturity of one ycar, as mu�e availublc by the Federal _
<br /> � • • Reserve Board. "Currcnt Index" means thc most recent lndex tigurc avuilablc 30 days before the Change Aate. If the Index
<br /> .' � _ 'r� (as defined abovc)is no longer uvuilable.Lender will usc ati a new Index any indcx prescribcd hy the Secretary. As used in _._
<br /> • this Rider,"Secr�tary" mcans thc Secretary of Housing and Urban Development or his an c�r designce. Lender�vill give `
<br /> ' , � Borcower notice of the new Index. �
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