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<br />_�;.•,;�,•�:, .�.:,•,;,,�., 5. Efn�ni•�i ar [B�opc��ty Ynsurn�zcc. Borruwcr shall kcep dic improvcmc�its now cxi:�tin� ur Irerc�aftc�• crcr.ted on thc �y,.
<br /> �--��"'"�- r`�'-�-�-ti-�=�—! Prop�rty insurcd against loss by�re, I�azards �ndudecl within the term "extenctcd cavcro�e" and uny olhee ha�acds, including =--_.
<br />_--�-,°z�.��i*.-,•-��.i���!6�;�`�' —_
<br />=��'��°��a�� f7auds nr flaocfin�, for which l..cnder►'equires insurance. This insuruncc shnl! Ue maintuined in thc rme�un[s and fbr the periods _
<br />_�-.---.------• that i.ender requires. The insurance clrricr providing the insurance siiall be chasen by Barrower subject ta I.ender's appravnl �
<br />'-�'�`' •• "= ���?�! which shall not he �mmnzonably withheld. If pnrrowcr ihils ro maintnin covcrugc dcscriUcd .ibuvc, [.cncicr may, ut I.i:ndcr's ___--
<br /> _._...,ctl;i„�,.sn.� L--
<br /> ------� o�;tfon,obtain cavcrnge to protcct I.cndcr's rights in thc Property in uccordancc with parn�raph 7.
<br /> All insurancc poli�ies nnd rr,new,ils shall bc acccptublc tn L,crndcr and shall includc u sYandard mortgnge clnusc. L.cndcr
<br /> :�.r��siv"a�.�.��.� ;,'*v —
<br /> shnll have the right to 1►old thc policies and renewals. If[..cndcr requires. Horrowcr sh�ll promptly givc to I.ende:r nll rccclpts of
<br /> - 4�;:�. { paid premiums;�nd renewal notices. In the event of loss,Borro�ver shull �;ive prompt notice to the insuruncc carrier nnd l.e;nder.
<br />���A`;:��t��;�,��_,;�� Lendcr may makc�roof of loss if not madc promptly by Borrowcr. —
<br />�",,;,�``�����+�-'� Unless L.ender t+nd Borrowcr otherwisc agree in writing,insurance proceeds shall be upplicd t�restoration or repair of the `_
<br /> �.�,���,r��j�lT'S•�u;:. _
<br />=�,.r=-_y.;��y�r„�,��. Property damaged,if the r�ssaratian or repair is economical�y fcasible and Lender's security is not lessened.If the restoradon or �
<br /> _�.•-�Y��+!-���,`�f';,�. repair is not economiczlly feasible or Lcnder's security woulJ be lessened,the insurance procecds shall be npp:ied to the sums
<br />�;,�:.,_,t-., _.., ..
<br />'=��T��+;'.,•':•.:•�: sCCUiCd by [hls Security Instrument, �vhether or not then due, with any excess paid to Horro�ver. If Borro:ver nbandons the __
<br />�.�. .,, ,' Propeny, or does not unswer�vithin 30 days a nutice fmm Lender that the insurance currier hus offered to setde a claim, then �
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<br /> ��uP[z.r._.
<br /> �.,�r,��,;t-�;�*��'� ' I.ender may collect the insurance proceeds. Lender may use the proceeds to repair or restuse the Property or to pay sums -
<br /> USi"f:_',.. v —_
<br /> � �_ ,._.,.,,,, sccurcd by this Security Instrument,whcther or not then due.The 30-day pr.riod will begin wlien the notice is givcn. _
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<br /> ,;t-�;;,;..;.:•� .;��:.;:; ^ Unlcss I.cnder und Borrotver athcrurisc asrce in �rriting, any applic�tion of praceeds to principal shall not extend or _.
<br />�,�;::, � a.;.;;�;r;•• postpone the duc date oi tlic monthly puyments referred to in paragraphs 1 aid 2 or chan�e the amaunt of the paymcnts. lf �,.�
<br /> � . ."' ' '""`•,'���. ` under para�raph 2 t the Property is acquircd by Lende�,Borrawcr's right to any insurance palicies and proccecls resulting from ,
<br /> • damage to the Property prior to the acquisition shall pass ro l.ender to the extent of the sums secured by this Securiry Instrument F,;,�
<br />�;s�•�;•��. .,�^.
<br /> immediatcly prior to thc ucquisition. ___
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<br /> i. . 6.Occupancy,Preservntion, Mulntenance and Protection o� the Property;Borrower'ti l.oan ARpllcatfon;i.cascholds. ____
<br /> '.I�'II* :: ��' " Borrower shall occupy,cxtablish,and use the Property as Borrower's principal residencc�vithin sixty days aRer the exe�;ution of __
<br /> � , y� this Security [nstrument and si�all cantinue to occupy the Property �s Borrower's principal residence for at least one year after
<br />- " � the date of occupancy, unless Lender otherwise agrees in wri[ing, which consent shall not be unreasonably withheld, or unless �;.-
<br /> " ' � • , extenuating circumstances exist which are beyond Borrower's control. Borrower shall not dcstroy, damuge or impair the �
<br /> ," °, Property, allow the Property to deteriorate, or commit waste on the Property. Bonower shull be in defAUlt if any forfciture —_
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<br /> acti:,r ar��..�:,�ir.b. •�t:�sl:s* ri��i!^�c*im+.nat, ic hevun[hac in Lender's�ood fuith iud�ment could result in forfeimre of the m
<br /> -u.. , . .�.
<br /> � Property or otherwise mziterially impair the lien created by this Securiry Instrument or Lender's security interest.Borrower may �:-.
<br /> • cure such a default and reinstate,as provided in paragraph 18, by causing the action or proceeding to be dismissed with u rulin� �"-
<br /> _ �� that, in Lender's good faith detcrntination, preclude.s forfei[ure of thc Borrower's intcrest in the Propeny or other material ��_
<br /> ; � impairment of the lien creutecl by this Security Instrument or L.ender's security interest. Borrower shall nlso be in defauls if ._
<br /> �� � Borrower,during the loan application process,�ave materi�lly fulse or inaccurate information or stutementx to Lender(or failed ��;
<br /> •� " to pravide Lender with any material informntion) in connection with the loan evidenced by the Note, including,but not limited ,���
<br />.r.. , r. . . .. . , !��°
<br /> , to, representations concernin� Borrower's occupancy of the Propeny as a principal residence. If this 5ecurity Instrument is nn a �.'
<br /> ,,, _,,. . . Icasehotd, Borrower shall comply with ull the provisicns of the Iease. If Borrower acquires fce title to the Property, the -.��.-__
<br />_ • leasel�old and the fce title shail not mcrgc unlcss Lendcr agrecs to thc mergcr in writing. •f.��:;-
<br /> �� 7.Protect[on of Lender's Ri�hts in the Property. If Borrower fails to perform thc covcnants and aE;recmcnts contuined in
<br /> :.• �;r..• :� .�•. this Securiry Instrument, c�r N�ere is a Iegal procecciing that may signifirantiy affect Lender's rights in the Propeny (such as a ,,"�.
<br /> �`�'"°�` � ' procceding in bankruptcy, probate, for condemnation ��r forfeiture or to enforcc law,or regulatians), then Lender may do and
<br /> _. :;;5.,�. .:„„ pay for whatever is neccssary to protcct thc v;�luc of thc Property and I.ender's rights in the Property. L.ender's actions may -
<br /> .. include puying any sums secured by n lien which hus priority over this Security ]nstrument, appearing in couri, pnying
<br /> „ rcasonablc attorneys' fces and entering on the Property to makc repairs. Although Lander muy t:skc action under this paragraph
<br /> � . 7,L.cnder does not havc to do so.
<br /> _• � Any amounts disburscd by L.endcr undcr this para�rsph 7 shaU becom� additional debt of Aorrowcr sccurcci by this
<br /> ,_:� � Securiry Instrument. Unless Borcowcr and L.ender agree to othcr tcrms of payment, thcsc atnouttts shall bear intcrest from the _
<br /> '� date of disbursement xt the Note ratc and shall be payable. wiQi intcrest. upcm notice from Lender to Borrc�wer requestin� l
<br /> =��. � paymcnt. �
<br /> �� 8. Mortgage Insurunce. If L.ender required mort�age insurance us a conditi��n uf making the loan secured by this 5ec:urity
<br />'-�� �� , Instrument, Borrower shall pay the premiums required to ntaintain the mongage insu�ance in effect. If, for any reason, the
<br /> _ , ° mortgage insura�ue coverage rcquired by L.ender lapses or rwses to be in cffect. Borrower shall pay thc prcmiums reyuireJ to �
<br />�u��� obtain coverage substantially eyuivalent to the mortgagc insurance previously in effect, 1t a COSt sUbstatltially cyuivalent to the
<br /> •.� cost to Borrower of the mortgage insurance previously in cffect, from an alternatz nwrtgagc insurer approvcd hy L.cnder. If
<br /> � ,. substantially equivalent mongage insurance coverage is nut avxilable.Borrrnver tihall pay to Lr.nder cach month a sum cyual to
<br /> �, on�-twelfth of the yearly mortgage insurance premium being paid by Borrower when the insurunee cciver:age lapsed ur ceascd to
<br /> be in effect. Lender will uccept,use and retain these payments us u loss rescrve in licu of mortgage insuMnce. Luss rescrve
<br /> � -„ , Form 3028 9190
<br />� :��',, Pn90 7 01 0
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