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<br /> :i. �."'..�<a C; 6'�(;;i:te,y �ir6�..:s�:::::2. ��:lliUl'!(:Y S�I?��i ��.�:::l/ I}l:; �ii1�:�UVCiL�ltif: I:IIt7 f::(�LQ�1P' (il' �L"�C?�-i�'t C.li:?:2Ctt li�t l��_' �,"�...,-.
<br /> .'4�....`""'-""'�"�`��'� Prn�k:rry insur,;.1 ii��:inst �ri�� vy fia•c, lYa��rds incl�Adcdwithin tiic tcrm °CStL'i11�L'CI COVCfA�;C�� a��d�ililY QillCl' IiS�l:.11'llti,incicadie�g -�`--
<br /> -- flcwcis or�i�ncli ng,fiir which l.endcr rcc�uires insui�ancc.T'ids iizsur�ncc shnll Lc maintalncd in thc umounts and for thc�ri�x9s •
<br /> � that I.ender rcquircs.. TiiC in;uranrc carrier praviding thc inwrance shall be choscn by Burruwc�subj�ct to [.ender'P r+ppravul
<br /> __�.:_�__,�� whicy rirall not lx unrcasonalily withhctd. I�' Aorrowcr f,�il's�� �;��intain cnvcrage dcscrih�d abovc, [.endcr may, �t I.endcr's
<br /> -- ____ __ ---� nj;tiu;��u�i�diiiLQYCi�tbCfO Ytnie�t I.ender's�igi�is ie�t1�eFru�c,iy iu acwy.�auee wii��pafub+�c�j��►7. ` -
<br /> AI�10iSUfAl1CC pqIICiC3 QMI iCI1CW1I5 SII�E bC �1CCCp(AI]IC[O Leivier and shall include n sta�xl�crl mortgs�ge ciause. Le:ndee
<br /> _ siiull Itiave�iic right to lialc!tlic policics�nd renewnls. if I.�ndcr rcquires.Borrower shnli pivmFtly givc ta[.end�r all��eceipts nf
<br /> paid pretniams a�xl renewnl notices.In the event af to�5,Barrower shall�ive prompt notice to the insurance earrier and [�:nder.
<br /> Lcnder m:►y ni�tkc prc�nf of loss if not mad�promptly hy Dorrowcr.
<br /> _, Unles:�Lender and Borrower othec•wise asree in�vriting,insurance procee,�ls shalt lse applial tu restor�tion or Tep�lir of the
<br /> -- - - � Properiy dt��naged,if tlie rest��ativai or�•e�air is eec�no�iiir.illy fc:asible and Lencler's se�;urity is uot lessenecl.if the restoi�a�6on or
<br /> � _ �� rep:ur is not econamirally fa�sible or l,ender's security would be lesseneci,the insuc�v�ee proeeeds shall be appliecl to the sunns
<br /> �� secured by this Security Iostrument, whether or not then due. �vith an,y excess paid to Borrower. If Honawer abAndons the
<br /> Propcny,o�r does not answer within 30 days a notico from Ler.der tliat tlie insurance carrier has offereci to settle a cluim, then
<br />-_ -='�'_�``•'•_�y�� Lender may collei:t the insurance procecds. Lender rnay use the proceccis to repair or rc:stor� the Property or to pay sums
<br /> — _- - secuced by this Security Inshument.whether or not then due.The 30-day p.,riod will bagin when the notice i�,�iven.
<br /> -�'�'�''-=""� Unless I.�nder and 8orrower othenvise agrec in writing, any application of proceecls to principal shall not extend or
<br />_�--�;��N-�• , pastpone the du:dnte oi the monthly puyments refcrnd to in paragraphs 1 and 2 or change tl�e am�unt of the payre►ents. If
<br /> --.. under paragrapt�21 the Property is acquired by Lee�der,Qanower's right to s�y insurancc polic;es�►nd proceeds resulting from
<br /> �r���—�'�'�'' �"� � damagc to tlie Peoperty prior to the acquisition shall pass to Lender to thc extent of the sums secured by this Security Iostrument
<br /> ,9,,.,__;: y.
<br /> _- •- ��i��_�-"�• immodiatcly�prior ro the acquisition.
<br /> ._-- �•�:-
<br /> ��"""°'-"'7���"'''�' 6.Occupnncy,Rreservntion,Mu3��tenn�tcennd�Protectlon otthe Proparty;Borro�ver's i.onn Appllcsitinn;I.ensehoids.
<br /> •'=�=�_ !, Horrower shall occu establish,and use the Pro ert as Borrower's rinci al residence wid�in sixt da s after the execution of
<br /> �;_--; :,,;*.�;;�`'r,j�-t�.. PY• P Y P P Y Y _
<br /> --: ;:�:-�;i*4��, tl�is Security Instrument and shall continue to occupy the Properiy as Horro�ver's principal residence for at Ieast one year after
<br />=:�;:�.t.��•:;�..:�•�i�
<br /> a-r.r�^:�^-.� m..,� the date of oanp�ncy,unless Lender othenvise agrees in writing,which consent shall not be unreasonably witliheld,ur unless
<br /> _���,?•:6�;.sfG�;�?� � extenuating circumstances exist which are heyond Horrower's control. Borrower shall not destroy, damage or impair the '
<br /> .,1=�>; �"' ' � "•��� Property, allow the Propeny to deterioratc, or coe�imitwaste on the Property. Borrower shall be in defauit if any forfciture
<br /> :�� �'�� � • - action or proceeding, whether civil or criminal,is be�;un thut in Lender's good faith judgment could result in forfeiture oF the
<br /> ;, �r•-.� .,=,_�-.. �,� Yropeny or ahenv�se matenally�mpa�r the lien createa by this 5ecurity Instrument o�l.ender's sec:uriry interest. Bonower may
<br /> :;�_ ,� , . _. ,� cure such a default und reinstate,as provided in paragraph 18,by causing the action or proceeding to be dismissod with a raling
<br /> ` � : , that, in Lender's good faith determination, preclude�(orfciture of thc �orcower's interest in the Property or athcr muterial
<br /> . , .
<br /> impairment ot the lien created by this Security Instri�ment or Lender's security interest. IIortower shall also bc in dcfault if
<br /> ' Borrower,during Aie loan application process, �ave materi:,lly false or inaccurate information or statements to Lender(or failed
<br /> � ., , to provide L.ender with any muterial information)in connection with the loan evidencecl by the Notc,including,but not limited
<br /> .. _, . ' to,representations conceming Borrower's occupancy of the Propeny as a principal residence. If this Security Instrument is on a
<br /> . ." . leasehold, Borrawer shall comply with ull the provisions of the lease. If Borrower acqui�es fce title to thc Property. the '
<br /> . - . � • • • . ° leasehold and the fee tide shall not merga unless Lend�ragrees to thc merger in writing.
<br /> , "' � 7.P'rofectian oF I.endcr's Ri�hts in the Property.If Borro�vcr fails to perform the covenants und agtcements contained in
<br /> °y. „; ' this Security Inst►urnent, or there is a legal proceeding�hat may significantly affect L.ender's rights in the Property (such as a
<br /> -„'^'�'^' ^' roceedin �n bankru tc robate, for condemnation or forfeiture or to enforce laws or re ulations),thcn Lender ma do and
<br /> ..,;.t�;,.. .,.; '...� P s � P Y• P S Y
<br /> ;.., . , . � , pay for whatever is neccssary to protect the value of the Property and L.ender's rights in �he Property. Lender's nctians may
<br /> •.�•�.._..-. �: : • include paying ;uiy sums secured by a lien which Pies priority over this Security Instrument, uppearins in court, paying
<br /> . re�lsonable atrorneys' fees and entering on the Property to rnake repairs.Although Lender may take action under this paragraph �'
<br /> � � _ ' 7,Lender does not have to do so.
<br /> '� Any amounts disbursQd by Lender undcr this para�;r�ph 7 shall becomc additional dcbt of Bonower secural by this
<br /> `� � " '""`���' Security [nstrument. Unless Bwrower und Lender agrce to other terms of payment, these nmounts shaU bear interest from the �
<br /> � ,.,,��,,, • � . ,.,.,,.• —
<br /> - • '';�:`�''' date of disbursement at the Note rate and shall br. payable, with interest, upon noticc from Lendcr to Aarrowcr rcquesting
<br /> _;I. •�.• ;�•:.��:�,,:
<br />-.:R° ';.`.t.,•,-.'`,�`;;�:, c.c:�,t payment. —
<br /> ��Q.� ,' � 8. Mortgmge Insurnnce. If Lender required mortgage insurance as a condition of making the loan secured bp this Security ,.r
<br /> :. ..,,:..... �
<br /> � •:�'° Instrument. Borro�ver shall pay the premiums required to maintain the mortgage insurance in effect. If, for any reason, the =—
<br /> .�..
<br />_�_ • ' mortgage insur3nee coverage►'equired by Lender lapses or ceases to be in effect. Borrower shaU pay the premiums required to __
<br /> '�_ " • obtain wverage substantially equiv�lent to th�. rnorignge insurance previously in eftcct, at a wst substantiully equivalent to the --
<br /> ;:'�, cost to Bonower nf the mongage insurjnce previously in effect, from an alternate mortgagc insurer approved by Lender. If °—=�
<br /> substantially ec�uivxlent mortguge insur�ncc covcr�nge is not available. Borro�vcr shall pay tu Lendcr each nionth a sum equal to ��—'
<br /> . one-t�vclfth of the ycarly rnortgage insurance premi um being paid by Horrower when the insurance coverage lapsed or ceased to -
<br /> " be in effect. Lender�vill accept,use and retain these payments us a loss reserve in lieu of mort�age insurance. Loss reserve -
<br /> �.. �
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<br /> y ' ' Form 3028 9B0 "
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