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<br /> � . '�t�tJ�s'!'�lX�t� '�'!�'1`I� �ll ti�ca ic�i�,�c►vcry�cr�tR nat� u, {►cs•eafia� ;;rcc2cd an•��.,, ti;;iytl::�iy� Flfit�`i�i (::.;:;P�SG11Y.!l,
<br /> n��suete.;�ns�cc_l,nnc�4isc8u;�.:s r�or!�st�he�e�fec�n frn�t a�f tho pya�tr;-zy.�II r�plcs;ar�3w;�to nn�edr�i4iusi�rh�ll olr.o G�c:avc.� lN,,,.
<br />-�•;��ry;,:�-. �n ;�� by thir.a Securiiy InRtri�ment.All ox tho foregoing is eetcrr�d Lo in thiQ Sccantr�Instruniont as thr�"P'raperty." �:.:_-_
<br />,�: �r • :"' ' 130�tRO�V�It ClJ4�f3Io1ANTS that I3orrower io InwBully sciced o��ho c9tet�hereby canvoyed and hns tho ri�ht w �
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<br />--T���T�:���;.,, grant end convey the I'rnperty a»d thnt tho Propert�is unencumbered,ox�:ept [or encumbrancea of record. Iiorrower
<br /> --. „ �. warrante and will detend genernity tlie title to t�a Pr�nperty ngeinst all cleim�end domends,aubject to any cncumbrAncra
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<br /> _`�''"��'p�'��`• THIS SBGURITY It+1STRUM�NT coanbinse unitorm covennnta fnr natianal u,o end non-unlform covenenw with
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<br /> �-���'�'" �- �` '�'���'� lieniud veriations by jurtsdlction to conetitute a uniform securlty inetrurnent covering n:al ptuperty. ___
<br /> _.,, . . . _ -
<br /> _-.'��•:;,, ;' � F,a� UNIFORM(:UV�NAN'Y'S.Borroiver and L.enclor covenent end eg�ee es fallowe: _-
<br /> _ �'°." .,' " �;}e=�.� 1,paymeat uf Principal�ud[nterest;Prepsyment�nd I,�te Ch�r�ce. }3orrower ehall promptly pay when due
<br /> y;�'. ". ,, the principal af and interest on thr�dzbt ovidenced b�r die Noto anA eny psxpayment and late charge�duo under tha�Iatn. =.__-
<br /> �� 2. Fun&a tor Toxes�ssd Imeurance. 5ubject to applicablo lew or to a written waiver by Lender,I3orrowea�ehall ._:_
<br />���.r.. " y to I.ender on tho day mont'nly pay,mente are due undcr tho Noto.until the N�to ia paid in full,a sum("Funda")for: ��"-=
<br /> . (�n) yearly taxes end e�ussmente which may ettain priority ovor thia Security In9trument es a tien on the Property;(b} ,�_�,.
<br />'� '; � yearly leasehold payments or g:ound renta on tha Praperty,it any; (c) yearly hazard or property insu.can�e premiume; ��
<br /> ` ' � " (d)yearly flood inaurei�ca promiume.it any;(e)yearly mortgage insurenca Qremiums,if en�;and([)any sume payable
<br /> . by Bornower to I.ender,in accardence with tha nrovisione of paragraph 8,in fleu of the payment of mortgage ineurance �.:--
<br />` '� �' � premiume.These iteme are called'Escrow Iteme."Lender may,at any time,collxt and hold Fund�in an amount not ___
<br /> f • ' to exceed the meximum amount e lender tor a federal ly rele4ed mortga�e losn may require for Borrower's escrow —�-°
<br /> � ' ' account under the terleral Iteal Eatate Settlement Procedures Act of 1974 ae amended frum eime Go tiiiie, 12 U.�.C. -_
<br />_ . Sectiun 2b01 et aeq.("RESPA"),unless another low that applie.s to the Punds sete n lesser amount.If so,Lender may, ���
<br />_, , __
<br /> ` ' at nny time,collect and hold Funds in an emount nat to oxceed the lesser amount.Lender may estimnta tha emount of °
<br /> Funds due os�the basis of cunent datri and reasonabla estimates ot expenditures of future F?�crow Iteme or otherwises in �,:�
<br />�� % accordence with applicable Iaw. ���
<br /> • The Punde ehall be he1*�in an institution whose deFwsita are insured by a federal agency,inr�trumentality,or entity `
<br /> - , (including Lender.it i.ender is euch an inetitution)or in any Federsl Home I.oan Bank.L.ender ehell apply the Funde to �'��`
<br /> � pay the Escrow Iteme.Lender mey not cherge Borrower for holdin�and applying the Funda, annually enalyzing the �-`�
<br /> escrow account,or verifying the Fscrow Iteme,unless Lender pays Borrower interest on the Funde and applicnble law ���~
<br /> �� ' permita Lender to make such a charga. However,Lender may require Barrower to pay a ona'time Fharge tor an �i'`�=
<br /> independent real estate ta2c reporting service used by Lender in conn�ction with thie loan,unless applicable law provides ��
<br /> otherwise.Unless en agreement ia made or applicabla law requites interest to be psid, I.ender shell not be requim.�i to �"�_
<br /> pay Horrower nny interest or earnings on ino Funu�,b'ur[uwct' iuiu I,ciau'ci uiej% 6�i�o iu�iYL1R�,�ItT�:�'rGi�2�fo21Zf«.°T'�2 "",��
<br /> shell be paid on the Funds.L.ender ehall give to$onower,rrithout charge, an aruwel accountin�of the Funds,showing �;==r
<br /> ' ., �� credits and debits to the Funds and ttie purpose 4or Nhich each debit to the Funds wes made.Tha Funds are pledged es --
<br /> � � ndditional security for all sums secured by this Security Instrument. __-__
<br /> • If the Funde held by Lender exceed the amounte p�rmitted to ba held by applicable law,Lender shall account to �==��
<br /> Bonov�er tor the excess Funde in accordance with the requiremenie of applicable law. If the amount o4 the Funda held
<br /> . by I.ender at any time is nvt sufficient to pay the Escrow Itema when due, Lender may so notify Bonower in�vritiag, �`�`
<br /> and,in such casa Borrower shall pay to Lender the amount necess�ty to mske up tha de4iciency.$orrower shsll maka �-�?
<br /> up the deficiency in no mora than twelve monthly payments,nt Lender's sole discretion. �`'�
<br /> Upon payment in tull of all suma secured by thie Sect►rity Instrument,Lender shall promptly refund to Borrower .
<br /> - � any Funde held by Lender. If, undar paragraph 21, Lender shall acquire ar sell tha Property, Lender, priar to tha �
<br /> acquisition vr sule of the Property,shall apply any Funds held Uy Lender at the time of acquisition or sale as a credit �f
<br /> againet the suma secured by thi6 Security Instrument. �°'-
<br /> �.-..
<br /> . 3. Applicntioa of Paym�ats. Unless applicable law provides otherwisa, all payments receive;i by Lender under �/�";
<br /> �� paragraphs 1 and 2 ehall be applied: firet,to any prepayment charges due under tha Note;second,to amounts payable
<br /> under paragraph 2;third, to interest due;fourth,to principal due;and Inst,to any lste ctiarges due undet the Note. •
<br /> 4. Charges; Liens. Bonower shall pny all taxes, assessments,charges,tines end impositions attributable w the
<br /> ' Property which may attain priority over thia Sec:urity Instrument,and leasehuld payments or ground rente, it any.
<br /> � Borrower ehall pay thesz obligntions in the manner provided in paregreph 2,or if not paid in that manner. Borrower
<br /> shall pay them on time directly to ttxe person owed payment.�orroner shall promptly furnish to Lender ell notices of
<br /> - amountr;to be puid under ttnie paragraph.I4 Borrower makes these payrnents directly,Borrower shall promptly furnieh
<br /> � to Lender receipts evidencing the paymenta.
<br /> - = � ' Borrowar shall promptly discharge any lien which hae priority over this Security Inetrument unless Bonower:(n)
<br /> � agrees in�vriting to the puyment of the obligation secured by the lien in a rnann�r accepwble to Lender; (b) contesis in
<br /> ��,?r � ,� . � good faith the lien by,or defenda ageinst enforcernent of the lien in,legnl proceedings which in the I.ender'a opinion •
<br /> - � . operate to prevent the enforcement of the lien;or (c)sec;ures from the holder oP the lien an agreement satisfactory to �
<br /> • ' Lender subordinating the lien to this Security Inetrument.If L.ander determines that nny part of the Property is subject "
<br /> � to a lien which mny attAin prioriry over thie Security Instrument, Lender may give Borrower a notice identifying the
<br /> lien. Bonower ehall sntisfy the lien or take one or more of the actions set fnrth above �vithin 10 days of the giving of I
<br /> t notice.
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