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200411014 SELECT PORTFOLIO SERVICING, INC. CERTIFICATE OF AUTHORITY I, David Sobul, am a duly appointed Assistant Secretary of Select Portfolio Servicing, Inc. (the "Corporation "), a corporation organized under the laws of the State of Utah, and do hereby certify as of the date of this certification that the following individuals have been duly elected by the directors of the Corporation or appointed as otherwise authorized pursuant to the Corporation's bylaws: A. The following officers of the Corporation are duly elected, designated as Servicing Officers, and may act as such or such other similar positions as may be set forth under any servicing agreements, pooling and servicing agreements, custodial agreements, or similar documents, and are authorized, empowered and directed to take all action, to act as authorized signors, and to execute and deliver all documentation necessary in order to carry out the principal business activities of the Corporation: Matthew L. Hollingsworth Chief Executive Officer and President Kim A. Stevenson Executive Vice President — Ancillary Business Gregory E. Harmer Executive Vice President — Corporate Legal; Secretary Craig A. Bullock Executive Vice President — Human Resources Bryan M. Marshall Executive Vice President — Chief Financial Officer Lynn K. Geurin Executive Vice President — Rating Agencies and Treasury Michael J. Carney Executive Vice President — Sales & Business Development Michael Dooley Executive Vice President — Sales & Business Development Timothy J. O'Brien Executive Vice President — Operations Patrick Coon Executive Vice President — Collections John Pataky Executive Vice President — Customer Service Barbara K. Wing Senior Vice President — Controller B. The following officers of the Corporation are duly appointed and authorized to act on behalf of the Corporation for the limited purpose of executing, as authorized signors, deeds, mortgages, assignments, allonges, releases, requests for collateral documents from custodians or trustees, powers of attorney and such other title or transfer documents as may be reasonably required in connection with the sale or transfer of mortgage loans by the Corporation to third parties, the sale or transfer by the Corporation of real estate owned and acquired in connection with the Corporation's business of conducting foreclosures on mortgage loans serviced by the Corporation, or such otherdocuments as may otherwise be required to fulfill the duties of Vice President: Brent Allsop Bryan Guckavan James Moore Eric Barish Pamela Gurmankin Brent Rasmussen Angel Brazier Kevin Hamilton David Sewell Lester Cheng Rusty Hansen Peter Stettler Alicia Cox John Horak Dan Shimmin Patrick Couture Jacqueline Johnson Laurel Timmins Justin Crowley Eric Kramp Bin Wan \\SU.ECAL\nnrA\covE NAt4CeENn MS\FnnesANO CAMAL coRF CERTWW -A'M of RESOI v ONMO RESOt MON.6o (srs ).nW