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<br /> --=��aw"�� TN1S A1�1PlJSTAE�1,�?RA1'B it�UBlt i�ntada thie day af � 19 ����
<br /> — inoorporated (nW �►d eha11 hc dtxmod to unead �nd suPpitn►e��t tho A�fort�ago. Deed af Tr�st ar 5ccur�ty 13ad (�ix: v
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<br /> 4�'-� ' - � "Stcuric I�istrument")�f tho sumo<tate Rive b the undtrajgr�ed (the "Bareor�er") to secure Borrowec's Adjiutnblc �
<br /> : -"`� Rsu Not(tl�o"I�ata")to i`:i�:V:::;'T" Mi��t�C^��9 �1`�i;�, -- _--
<br /> _ (thc "Lender")of the satne d�te�nd covcdng the Qropaty�le.scribed ia
<br />---__ __ ttto Security Insttumen�eu�locatcd at:
<br /> ----�==� 40�0 MAE30N AV�NU£ ORAND ISLRND� NE 60803
<br /> ----=--_---:-m [propeceyr Addres�l
<br />- _- -- --i'� __ _ _
<br /> -- - THE NOTE�ON�AINg PROif ISlONS ALLOWiNQ rOR CHAt�S IN TH�It�TEREST RA'f�
<br /> _��;����, AND 7'HE MONTHLY PAYMENT.THE NOTE LIMITS 1'HE MIa0i1NT TH�BORROYYER'S
<br /> -"----���;�� IMTERES'�RATE CAN CHAN�E AT ANY ON�TIME/IND THE IIAAXIMUIiA RATE THE BOR-
<br /> -��__-=°��:� ROWER bAUBT PAY.
<br /> ----=-�,.�
<br /> -- — =��;.�'' �4nnrr[Qrt�.COVl1�u►t�'re. In addidon¢o the covenants nnd agretmenta made in the Security Instrument. Bomower f
<br />��;�_r3:;�,;�;;�;�;;'�'� and L�nder furttKr covenant ancl egm es fouows: —
<br /> -- _=-�=��°-'��.� A, ItV7ERESI'Ii�4.TE AND 11�40NTfILY PAYME�VT C�IANGES --
<br /> • �-:r:-�, • ,
<br /> =..�_,�,�_ . Zt►e Plote provides for an ini�al intemst rate of • '�. 'Ihe Note provides fnr changes in the interest ra¢e end
<br /> ----- -`"_� the monthlY PaYments.as follows:
<br /> ,.�;��,�...,-;:..
<br /> `:�,.'�:'�•'`._.�:... 4. INTERESP AATE kND MOI�TTHLY PAYA9L�NT CQANGES
<br /> --�ps�:i�:�?'°' �A)C1�8o I�tes
<br /> `'�''�,�;.���.+`.l_'�:,_:,
<br /> - T:�,���,. OCTOHER 95
<br />=':�.• ' 'Cho inceres`-rat� will pay may chnnge on the first day of . 19 . and on that day
<br /> -.�du'�:•
<br />--.-:�.�;���r• 1� M�NT S �ereafter.Each date on which my tnterest�te could cha.nge fs called a"Ci�ange Date."
<br /> ;;;;:�:;:���„4�'• ,. • every
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<br /> � Ar.oinniaa with the first Chantte Dnte, my interest rate will ibe based on an Inde�. The "Index" is the weekly
<br />._:lv��'�... ,§�,`�.��yj , _
<br /> --; :�>•.,.,.�...,:. average yield on Unital Stutes Tr�easury securlties adjustal to a constant maturity of year(s), as made svailable
<br /> -rc��•�!' +�-`��<-� the Federal Reserve Board.The most recent Indea figure evailable as of the date 4S daye hefore each Change Date is called
<br />.::�:a: :;';.��,� . bY --
<br /> -<;...��-r�, � ... �n�•�c�mac ma�x... . _
<br /> `-�'�'= 'Q�`' If the Iadex is uo longer available, the Note Holdsr will choose n ne�� indea which is base� upon oom�arable �-
<br /> -_-�-:_;::�a,.��d".. '
<br /> �` ''�"`�?:�'•;:,., iaformadon. 7tie Now Yiolder will ve me uodce of tl�is choice.
<br />:=-.�'�,�:;u,�, Bl �_.,
<br />_.=T;��r�c,�-.�,, ` (G�C+1cuL�t�n ol Ch�nges TWO AND _ .
<br /> •:�.=�`�s�.`K, Befon each Ch��nge Uate, t4e Note Holder}�iU8�Culate�ny new interest rate by adding _
<br />``'-�-- SEVEN-EIOH7HS p�lantage poiats( ' 9b) to the C5►rrent Iadea.The Note Holder will then mund the
<br /> A'��^��:�:; result of this addition w the nearest one-eighth of one percentage point(0.125%).Subject to the limits stated in Section 4(D)
<br />`'°�="'� '� below, thls rounded arriount will be my new int�rest rate un�l the aext Change Date. •
<br /> ::�:__����,; ''.
<br /> •�•�.�+��"-->`•. 'ihe Noto Halder wUl then determine the amount of the moaihly payment t�at would be suffrcient to repay the
<br />.�.,,T,.v;m,�T_'`I�� unpald princlpal that I am expected to owe at the Change Date in fiill on the maturity date at my new inierest rate in •
<br /> substendally equal paymeats.The result of this calculadon will be the naw amount of my monthly payment.
<br />-..I_. ...��'L�.��.. :Y
<br /> _.:�=..x�s=�:r�. .,. N) Li�its on Inte�rest Rnte Chtnges 7.875
<br /> �'"��:°t" : 'I�G� terest rate I am requiral w pay at the first Change D�u �vill not be greater than �b or less than
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<br />;:_�;-+.._�-•��: ' : 3• � �. q'bereafter,my intcrest rate wW never be increased�r��¢�ed on any singte Change Date by more .
<br /> .. � TWO percentage points ( "7c) grom my initial r�ofe �of interest I
<br /> � have been paying for tLe preceding twelve mont(zs. My iaterest rate will never be gtcater tban `Yo•
<br /> � (E) Ei?sct(ve Date of Change9
<br /> . . . � � My n'w inurest rate will become efFective on euch Chunge Date.I will pay the umount of my new monttily payment
<br /> ' beginning on the first c�nonthly payment date after the Change Date until the amount of my monthly payrncnt ckanges
<br /> � .. . . ugain.
<br /> •��.': . � (E�Notia o!Cha►ages
<br /> -"�'.'„�. ' '17�e Note HolAer will dcliver or mail to me a nodce of eny changes in my interest rate and the amount of my monthly
<br /> �� _ •• � payment before the effectiva dato of eny change. The notice will include information reyuirod by law to be given me and
<br />- also thc title nnd tclepbane number of a persoa who will nnswer any question I mny liave regarding the notice.
<br /> � � " . H. TRANS�ER OF'Y'�YROPERTY OR A BENEFICIAL INTLREST IN BQitROWER
<br /> _ _,.'�•r,.. ;.:; Uniform Covenant 17 of the Secusity inshvment is omended to rea,d ns follows:
<br /> � - : •`• � Tranaler ot the Property or p&nefklal Intereat Ln Borrower.If all or part of the Property ur any interest in it is
<br /> " � sold or vansferr�d(or if a bea�ficitil interest in Borrower is sold or trnnsferred and Borrower is not s nntural person)
<br /> -�v:.-. : without Lender's pdor wrcitten oonsent, Lender may,at ita opdon,reqnire immeclinte payment in full of all sums secured
<br /> 5�> • bv this Securicv Insmmx..nt.However,this opaon shall not be eaercised by Lender if exercise is prohibited by foderal law �
<br /> -,�,�.-.:..,_ _- .,,
<br /> � • , as of t6e date of tiiis Secutity Insuvment. I.ender also shall not exerclse this oprion if: (a) Borrower causes to be I
<br /> ^:'` ' submitted to Lencler informadon requircd by Lender to evuluate the intended trnnsferee as if a new loan were being a�ade
<br /> - • ' to the tr.insferee; and (b) Lender msonably determines that Lender's security will not bc unpaired by the loan �
<br /> � , assumption t�nd tBnt the dsk of a breach of any covennnt or agreement in this Security Insuument is acceptnble to i
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<br /> A4ULTI3tATE AWUSTAIIE H11TE RIQEfl—Slnple Famiy—ftrtnt�Ma�lFt�ddb Y�o Unttom►It:ttrument Form 3111 91�5 �
<br />' - - NMFL 3111 J91 k�
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