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<br /> �. �iiP�;ue� (is' E=lia�i::�7y Pi7::7a:'.::5.^.. QOSPOC1Ci' fjl1�� �;CC;) i�IC �filill'0'YCii12il4S 11.0�9 CS(�EI�II'� �iP��Piilf.tl:i Cii"3:G:I� Uil li:.^,
<br /> �;;,,,,,_„_ �,...:, [�j�agziiy tns�rcd against IosS b,y firc, ha�:�rds included �viti�ln thc te:;n "extciided covcragc;" ni�d any c�lli2j� h��i�-iis, iuLlu�liug -�
<br />� "�'��-� floals ur flooclea�g, tor wl�tch I.endcr rcquires insur.incc. This insurnnr.c sliall Ue mc�intain�d in thc :unounts and f'or tl�c peritxls
<br /> _ .=-=----:s..�
<br />- -��'"`'"'-'�`� l�l1t I.CII(ICY fC(jllll'C5.�i�c insue:�nce c.�rricr providi���r dtc insurnncc s6iail bc chosen by Borrowsr subjcct to L.cude:r's approval
<br /> � which shall not be unreasonably sviUiheld. If Borrc�wer fails ta mainiai�coverage described nE�ove.l.e�nder may, �4 l.cnde►'s
<br /> _�..._..�;...
<br />��_`=""`'-�•=•� �ption,obtnin covern;e to�nmtect I.ender's ri�hts in Ilie Praj!�rty in r.Gr.�rdnncr �vide par,����-��ph 7.
<br /> - _ ,__
<br /> — -- All insurance potic(es nnd renewals shail be ucseptable to Lender atxl shall include a stanslurd mong�ge claii�;. L.eixier =
<br />� shalf have the right to hold the polis:fes and renewals.I€Lender requires. Ilorrower shall prompsly Sive to Le�xter all receipts of
<br /> '�=- paid premiuins anrl renewal notices.In the evenc of loss, Borrower shall give prompt nat(ce to the irnsurance c�rrier anct lxnder.
<br />�- -_----- i..ender may make proof of luss if nat made promptly by Ifarrower.
<br /> _____�__=_ Unless Len:ler nnd Borrower otiierwise u�tr.z in writing.insure�nce pracec�ls shall be applied to restoration or re�air of the
<br /> _______ _______ Property damageci, if the restoratimi or trpr�ir i�eci�nomically fe,�sible and I.enr�if's secu�ity is nat les�cr�a.l,if the restorntion o�
<br /> - ----- repair is not ecanomicaily feasible or Lender's security would be lessened,the insurrnce procecds shall be applicd to the sums
<br />-�--'_� s�urc�c1 by this �ecurity Inatmrttent, whether or not then due, with any excess paid to&�cro�ver. If Borcower abandons t�e
<br />- ____ ___"- Property, or does not answer within 30 days u natice fron� Lender that the insurance carrier hay offera�to settle a claim,then
<br /> --���N� Lender may collect the insurance prQCCecls. L,ender may use the proceeds to repair or restore the Praperty or to pay sums
<br /> �'��� securod by this Securiry instrument,whether or not then due.The 30-day period will begin when the notice is given.
<br /> __�.�•-°��� Untess I.ender nnd Borrower othenvise agree in writing. any application of proceeds to principal shall nat eatend or
<br /> --�-"'='� posijx►;�e ei�e due date �f liie i�ivuUdy p•ryineuis reCerre�l tu in parabrapi�s 1 and 2 ur citange iiie :ymount oi fiie payineiiis. li
<br />���� under paragraph 2l the Property is acquired by Lender, Borrower's riight to any insurance polic9es and proceeds resulting from -
<br /> -`-� damage to ehe Properry prior to the acquisition shall pass to I,ender ro she catent of the sums secured by this Security Instrument
<br />::.��+`�:::`=^
<br />�"���?_A�F.�,�,.'-��� imm:diately priar to the acquisition.
<br /> — T�_�,;,,,_ 6.Occup9ncy, PreservaHon,b4aintensmce and Protection of the Property;Borrower's I.asn Appllcatton;Lcaseleolds. -
<br />��„�.r� 6orrawer sh�ll occupy, esGlblish,und use the Property as Borrower's prir.cipal re�idence within sixty days nfter the eisecudon uf
<br />���� this Security Instniment a�d shall continue to occupy the Property as Bonower's principal residence for nt least one year aftee
<br /> `�� the date of occupancy, unless[.ender otherwise agrees in writing, which consent shaU not be unreasonably withhcld,or unless
<br />���� extenuating circumstances exist wliich are beyond Borrower's conuol. Borrower shall not destroy, damage or impair the
<br />"='����yi''� Nroperty, allow the Property to deteriorate,or commit waste on the Property. Bvrrower shalt be tn default if any forfeiture
<br />�����`rq'� �ction or proceeding,whether civil or criminal, is begun that in Lender's good faith judgment could result in forfeiture af the
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<br /> -_------_ °iG�;..:aj�T�t�aCT.:'I�C:.."L72c�awij%lii"i�7dli tiic licn Licatc�uy u�ia xi.tii�iy a��auduicut u7 a.c•s.ac� S 5'a,iiaity ai�icic,ii.jiv�i0ivci iiiuy
<br />-'�'�`=�="="�"`'''='� cure sLesh a default and reinst�Rte.us rovided in ara h 1 S,b causin*the action or r�oeodin to be dismissed with a rulin
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<br />���%�-„.�-��;, that. in I.ender's good faith determination, precludes fodeiture of the Bonower's intec�est in the Property,or other matcrial
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<br />=:1��,-,.+r�,�,�NCC�� impairment of tlie lien created by this Security Jnstn►ment or Lender's security interest. Bonower shall also be in default lf � _
<br />�,_�,�o��:�.�� } � Borrower, during dte loa�i appli��tliun process.gave materially false or inaccurate information or statemenu to Lender(or failed =
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<br />�,;,.,.:n`�;,r to provide I.ender with any material infurmation)in cannecuon with the loan evidenced by the Note. including.but not limited
<br />----�..,�oc.�.� __..
<br /> -_-�=;_,;x,;,,,,,�, to,repr�sentutions wnceming Borrower's occupancy of the Property as�prinC9pa1 residence.If this Securiry Instrwnent is on a =__
<br />:.-'�.�5,,."'��;1�F''-� leasehald, Borrower shall comgly witli all the provisions of the lease. If Borrower acquires fee title to the Property, the ;�i�;,
<br />`:��-`�"-������ leasehold and the fee tide shall not merge unless Lender agrees to the merger in wriung. �
<br /> ='�='=`'�=-'==-�'� 7.Protectlon of I.ender's Righ�s in the Property. If Borrower fails to perform the oovenants and agreernenGs contained in �
<br />�`-- this Securit [nsnument, or there is a le al roccedin that ma si nificantl affect L.ender's ri hts in ehe Pro �.��`'`�
<br /> . ������ Y � P g Y B � Y g perty(such as a
<br />-------'_ �'°"'� proceeding in bankruptcy,probat.e, for condemnuuon or forfeiture or to enforce laws or regulations),then Lender may do and ��;�
<br /> _____.�,��:x,,.�
<br /> ,'H�-�-=,�_q�� pay for whatever is necessary to protect the value of the Property and Lender's rights in the Properry. Lender's actians may �r"_
<br /> -,.�'���`"�`;�-� inclade paying any sums secumd by a lien which has priority over this 3ecurity Instrument, appearing in court, paying
<br />_~�°'�_�+�■ reas�nable attorneys'fe�.c and cntcring on the Property to makc repairs. Although Lcndcr may takc action undcr this paragra�h
<br />-��� 7,Lender does not have to do so.
<br /> �.__,:.�� �r".•;
<br /> -�:,,;_; �� +t:� :� Any amounts disbursul by I..ender under this pamgraph 7 shalf become ndditional debt of Borrower secured by this
<br /> °"""�_��=�=`'µ 3ecurity Instrumcnt. Unlcss Borrowcr and Lcnder agree to other terms of payment,these timounts sh�ll bear interest from the
<br />-_`K!1$r�:�uri_-,..,...
<br /> ���-�,;;,;..:_� date of disbursement at the Note rate and shall be payable, with intcrest, upon notice fmm L.cnder w Burrower requcsting "
<br /> _ __:�� -w=. payment.
<br /> --"��'`''.--'��� 8.Mortgage Insurance.If Lender required mortgage insurance as a candition of making the loan secured by this Security
<br /> _-=".:;,`:l" ''"i� .
<br />- __ __ Instrurucnt, Bonower shall pay the premiums required to maintain the mortgage insurance in effect. If,for any mason, the
<br /> �„-- � �"� mortgage insurance covzrage rec�::ired by Lender lapses or c�ases to be in effect,Borrower shall pay the premiums required to
<br /> �� }=�'V��� obtuincovera e substentiull
<br /> _ . _ _ g y equivalent to the mortgage insurance previously in effect, at a cost substantinlly equivalent to the
<br /> ---`"�'`'�=�`,'�'�" cost to Borrower of the mortga�e insurance previously in effect, from an altemate mortgage insumr approved by Lender. If
<br /> ` • substantially equivalent mortgaae insurance coverage is not available, Borro�ver shall pay to Lender each month a sum eqnal to
<br /> �Y i� rt,ryr �`;` one-nvelfth of the yearly mortga�e insurance premium being paid by Sorrower when die►nsurance coverage lapsed or ceased to
<br /> �' be in e�fect.Lender will acce t iise and retain these a inents as a loss reserve in li�u of mort a e insurance. Lnss reserve
<br /> �`'I` ;::i;��i;+r,i P• P Y S S
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<br /> ti-�� Form 3028 9190
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