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<br /> 5. l'l�ur.��;�I �::r L'�.s,::..ry K�°::!�:��:s�. t?:n�u�:c� �h:�il Ice.�� �i�r, imp�ovt�ir:iu�, i�t���� cxl�,tin,^, o� hcf•�:aRci•c�c�:ic!I �su ttt� .�� -
<br />._..:� Pcopaaty iusu�•,:d cr�,ilu�,t I+i:�, iiy ii��c. hu%aru�; includ;:ii �viiliin Uic tcii�i "CNICIitICtl CUVCIi�;:c" aud .;��y uti�cr li:�r:�i�i�:. inc�t�din�; N
<br /> -�� fluc�s or f�o�filinj?, fur wBici� I.cit�l;:r rec�ulres; insur.mcc. This ireuraucc shall b,,nzaintaincd in the ama�nt���nzd 6nr tt�c�a�:ria�s =�
<br />—�,� thcit e.cndcr reyuiresc. '1'he in+;uraits�e rarrier pr��vi�0in�the insueanc�z�hall i�e;clicisen by li�rrowee subject to L.ender's nisprrova!
<br /> �vhich �hnll not l�e unrca�s�m.�hl�• wit�iheld. 1` Qarrower fuils tu mafntain cc�vcr�:fbC (�CSC17�7C1I i1�tOVC. I.ender m:ey, at I.cmie�'s
<br /> ��;��;� o�,tion,ol�tai�t covice�igc t�i pratcct L_iidcr's ri��lns in Uic Hralxrty in nrcordancc wi�h pan��raph 7. --
<br /> _.-- -,
<br /> All insuruncc pe�licics and re�tcwats shail bc ucccptuGlc ie�[.e:+idcr au�! :.1►.�ll ituludc z sta[tdard moelg�^r,e�lm•�r.. f��r.risr
<br /> -- ehall havc th.,�ight ta liald�ho�licics und n:ncwuls. If[.�:ndcr recyuirev,Linr�c��wcr sirail promptly�give to I.c►i�er all rcreipts�S
<br /> paid premiums nnd t�cnewai noticcs.Itl tI1.0 CVCIII lS�IO55,�Di'fOSVCi SIIAII 6iVC�)rolll}1I IlO11CC IO[I1C II1Sl1l'i111CC C7itIC�tlllA I..CIHICI'.
<br /> I.ender may make proof oi'lo��s if nat madc promptly by Borrower.
<br /> Unless L,cnder and Borcawer otlunvisc agrcc in writing, insu�:�i�cc procceds shall be upplicd ta restaration or rcpai�oF thc
<br /> Property damaged, if the r�starat:on or rcpair is exonomic.Qiy fcasible and Lcndcr's security is not Icsscned.If thc�estorueion ar
<br /> � repair is not�ecun,�micaliy feasible or l.ender's securily woulJ be l.ssened,the insur,�nce prnr,e�ts slwll h,e appllecl to the�sums �._ _
<br /> — sccurcd by tl�.s Sccurity Instniment� whPthcr or not then due.with any excess paid to Borrowcr. If Iiorrower abaixlcns die
<br /> -.-- Froperty, or dces not answer within 30 dnys a natice from Lender that tlte in�urance careicr hus affett:d to settle a claim,then
<br /> _ Lender may collect die insurance pro�eeds. Lender may use the procecds to repair ar restore the Praperty or to pay sums —
<br /> --� secu.red by this Security Instromcnt,�vhcthcr ar not then duc.The 30-day period will b�gin whcn the natica is given.
<br /> Unless Lender and Borrower olherwEse agrec: in �vriting, any application of pracc�ds to principal shall not extend or
<br /> _� postpon� the duc datc oC the munthiy paymcnts rcfercecl to in pamgraphs 1 and 2 or change thc amount of the payn�nts. If
<br /> under paragraph 21 the Proper►y is acquired by L.ender, Borrower's rigbt to any insurance policies and proceeds n:5ulting Gu�u
<br /> ,,�� damaae to the Propeny prim•to the acquisiti�n shall pass to Lcnder to the eaeent of the surns secured by this Security Inst�ument
<br /> �_--- immediately prior to thc acquisition.
<br /> ��— 6.Oceupaixy,Ehi2sen'atton,Mutntenance end 1'rotection o�P the Property;�3ozTO�•er's I.oan Appl[cation;i.exsehold4.
<br />'��;.�.,�,-. Borrow�r sl�all�ccupy,establish.and use di�Propeny as Borrower's principal residence within sixty days after the execut[on of
<br /> this Security instrument nnd shnll continue ro occupy the F'roperty as Borsower's principal residence for�t le:ut one year aiter
<br />" -= thc d�te of oceupancy, unless Lcnder othenvise agrces in writing, which conscnt shall not bc unrc:asona�ly withhcld,or unl�ss _
<br />:_�-t� extenuating circumstances exist which are i�eyond Bunower's control. Aorrower shall not destroy, damage ar inipai� the
<br /> -� Pruperty, ttllow the Property to deicriorate. or cammit waste on the Property. Bomowcr slaall be in default if any forfeiture
<br /> �"° action or pror.ecding, whedier civil ar criminal, is begun tl�at in Lender's good taith judgment cou(d result i�forfeiture of d►e =
<br /> --=�.�f� Property or otherwise m�ttcrially impair the lien created by rhis Security Instrument or I,rnder's security interest. Bonowcr niay —
<br /> -� cure such a default and reinstate, as provided in paragraph 18, by causing the action or procec;ding io be u;s�ni���i�ii�u�ai�,-��
<br />- that, in Lender's good faith determination, precludes forfeitur� of the Borrow�er's insesest in the Property or other m�terial
<br />_:� imgair��nt uf the lien created by this Security Instrument or Lencler's security interest. Borrower s�h��E also be in default if
<br /> v,,.,s,� Horrotver,during the loan applicstion�,mcess,gave materially false or inaccurate information or statements to Lender{c.�failed
<br />'`'�;�� to provide Lcnder with any materiul inform�tion)in conr+ection with the loan evidenced by thc Notc,inc'uding, but noi Iimited
<br />^:�;:;� to,representations concerning Bomower's occupancy of ti�e Prupe�ty as a p�incipal residcnce.If this Se�►:riry Instrurnent is on a ___
<br />___:�� leasetioid, Borrower shall comply witii all the provisions of the Icasc. If Borrnwer acquires fee title to the Property, the
<br />�a;�;.� leasehold and die fce title shall not mcrgc unless Lend:r agrces ro thc nterger in writing. _
<br /> -v::-.� 7.Protecttun of Lender's Rights in the Property.If Borrower fails to perform the covcnants and agrcements containal in
<br /> _= dus Security Instrum.ent, or therc is a legal procceding that may significantly affcct Lcndcr's rights in the Property(such as a �
<br /> -`-�' proceeding in bankruptcy,probate, for condemnation or forfciture or to enforce laws or rc�ulations), thwn Lender may do and
<br />-- pay for whatever is necessary to protect the value of the Property and Lender's rights in the Property. Lender's actions may
<br />-, __�;Sg include paying any sums secured by a lien which has priority over this S�curity [nstrument, appearing in court, paying
<br />_�...� reasonable attorneys' fees and cntering on the Property to make repairs. Although I.cnder may takc action undcr this paragraph •�u
<br />-=-�%� 7,I.ender does not have to do so. __
<br /> - Any amamits disbucsed by L.ender under this paragraph 7 shnll become additional debt uf Borrower secured by this =
<br />�_ '=-'� Sccurity Instrument. Unless Borrowcr and L.cndEr agrcc to other tcnns of payment, these amounts shal! bear 3nt:rest from the =
<br /> � dute of disburscment nt the Notc ratc and shall bc payablc. with intcrest, upon notice from Lender to Borrower requesting =
<br /> ��=?=� paymcnt. �'`�r�
<br />-.c_�_ee... -
<br />=-o�;,,;-•� S. Mortgage InsurniYCC.If Lender required ntortg:►�e insurance as a condition of�making the loan secured by this Security
<br /> `:��-`; Ynstrument, Borrower sh�ll pay the premiums required to maintain the mattgage in�urance in effect. If, far an,y reason, the
<br />�''�`' mortgage insurance coverage rcquired by I.er.der lapses or ceases to be in e�'fect,Borrowcr shall pay the premiums required to �;;
<br />`T:;-r
<br />:.-.��:• obtain rnvcaage snbstantially cquivalent ro the mongage insurancc pmviously in cffest, at n cose substantiatly equivalent to the
<br /> ��"'�'� cost ro Borro�ver of the mortgage insunnce prcviously in effect, fivm an :dternate mortgage insurer approved by i.GS�der. If
<br />:��a�i:�•..
<br />>��,5`;. substantially equivalent nwrtgage insurance coverage is not available,Borrower shall pay to Lender�:ach month a sum:,qual to
<br /> ::,z=;;� one-t�velRh of dic yearly mongagc insurancc prcmium bcing paid by Borrowcr when the insurancc coveragc lapsed or ccased to
<br /> Ar. �r be in effect. Lcnder wiU acccpt, usc and retain these paymcnts as a loss reserve in licu of mortgage insurancc. Caiss rescrve
<br /> � � Form 3028 9l90
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