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<br /> 5. tF��^r;�a n�• tll.�o����ly i�Fi:m�.�e7c,�. f�nrr��v.r �;h�l! lcc_p the i��iprtivenunHS nna� exl�.tim; oe licr�iler crc�ted �n� t�ie �"
<br /> {'ra�:city i�istu•cs!n�ain��t lass by fi���, liat,u•ds includc�l :vitl�i�� �fie tcr�n "c:.tcni(ct1 cov�iu�c" aud .+.uy ntitc�•ha�!i�il��, i�tcl�idin:,
<br /> -=��•��=� � 4�oads or ft��nding, foi• �vi�6cli Lcndcr r;:quires insu�•a�icc. 'f'liis insurn�uc shall lz�11111IIUilI11L'l�IEl IIIL' nntoiu�S:c i+n�l (iir•ili��i;�l�tiils
<br /> ��'"`� Ihnt I.cndcr rcquirs.Thc in9nra�icc carrtcr pr�ividin�; Ihc iisurancc shnll hc chu4cu i►y il�irrnwcr �,uhJc�t 1�� In�udcr'�u�spr��vid
<br /> �`�'"'�� which shall n�t bc unrcasnnahiy �vithlicid. If' lic�rrawcr ti�ils to malutuin�ovcrngc Qcscribcd nhnvc, I.�i«!rr ni,iy, at L��n�lcr's -
<br /> _=='7=,s� opt9nn,c►btc�in c�vcragc to protcci Lcndcr's rigitit��in�hc Pruperty in ii�:corduoicc�vl�l�paroi;r��pl�7,
<br />- -- -------� AI! :II:,U{'.Ii1Ct: �10I:�ta:s and �:rcti.{ds :,hall 13: :�ca:pt:i!IIC I(l I.:I1I�C*s�tsl sh:il! lucludc a�:tar,dard murt„a��ilau��. L:r�!:;
<br /> shnll have t��e right to hold tho policicv attd rcncwidy. If l.cnd�r reyuires.l3a�rrower sh�dl prompily givc t��I,cixicr;ill rcticipls uf
<br /> -° paid premiums und renewnl no►ices.[n the event o`lutis,Re�rroever shnll �ive prompt nattre to tlie insur.,nce c,n•rier und I�:i�ler.
<br /> ---- I.ender may make prouf of loss if not made pramptly by Horrawcr.
<br /> ---- Unless Lender und Horrower otherwise u�ree in writing, insurunce pr�ceeds sftnll bc appiial to rest�irntAUn or repair�f'thc
<br /> _� [�roperty damaged,if the restoration or rcpair is ccc�nomlccilly fcasible nnd Lendr:r's security!s not Iessened. If tl�c restorntiai�or
<br /> - � repair is not cconomically fcasibic or L.endcr';security would be tessenal, the insumnce proceeds sl�ult be applied to the sums
<br /> secured by this Security Instrument. �vhether ar not then due, with any excess�raid to Borrawer. IP Barrotiver ubandons the
<br /> Prope�ty.or does not rnswer�vithin 30 days a notice t�rom Lender that die insumnce carrier hos ofiered to settle a cla�m, thtn
<br />— � Lender may collect the insurance pmceeds. Lendcr muy use the praceed� to repair or restore thc PropeiYy or to pay sums
<br /> -_`—� secured by this Securiry Instrument,whether or not then ciue.T�he 30-day period will b�gin when the nntice is�iven.
<br /> Unless I.end:.r nnd Borrowcr othcnvisc s�gree in writins, any �pplication�f prceceds to principal shall not extend or
<br /> pastpone tlie due dute of thc montlily payments refcrred to in pfu�agraphs 1 und 2 or cliange thc amount of tha p$yments. If
<br /> _ -= under paragrxph 21 tl�e Paoperty is acquired by Lender, Horcower's right to any insur.�nce policies and procceds resaiting ftnm -
<br /> damage to tl�e Property prior to the ncquisition shall pass ta Lender to the extent of the sums secured t►y tS�is Security Instn►mcnt
<br />._,mt��� imme.�liately prior to the acquisition.
<br />- — 6.Oecupt�ncy,Preservadon,Muintenance nnd f'rotection of the Property;i3orrower's Laan Appltcat[on;I.x�sehold�s.
<br /> _-_� Borrawer shall occupy, establish,and use the Properry as 9orrower's principal residence within sixty duys�fter the execution of
<br />��� this Sccurity Instrumcnt and shal!conYinue to occupy tl�e F'roperty as Boaower's principul residence for ut least one yestr afler
<br /> __..�.� the date of occupancy, unless I.ender o�herwise ngrees in tivriting. �vhich consent shnll not be unreasonably wit;+.9�eld, or un4tss
<br /> _�_ __—_ extenuating circumstances exist which ure beyond Barrower's control. Barrower shall not destroy, damage or impair the
<br /> �— Property. allaw thc Prop�rty to detcriorato, ar commit�vaste on thc Praperty. Borrowcr shaU be in default if any forf�icu►•e
<br />_-- action or proceeding, wh�ther civil or criminal,is begun that in Lender's�ood faith judgment could re�ult in farfeeture of ehe,
<br /> _'�= Property or othenvise mnterially impair the lien cce�ted by this'Security Instrumeni or 1.ender's securiry interest. Borrawe:r rnay
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<br /> __---_ cun:suci�n ueiauit and reinstnte, as provicted in paragr�pn i8,�y causing ine action or proceeding co ire disrrrissed witn a zaiing
<br />__�__:a�%,� that. in I..ender's good fuith determi�ation, precludcs forfeiture af the Bonower's intcrest in the Property•or other materi�l
<br />���}:�� impairment of 4�he lien created by this Secwity Instrument or Lender's security interest. Borrower shall also be in dcfault if•
<br /> '�°�� Rorrower,during the lnan application process,gave materially false or inaccurate information or statements to d..ender(or faited
<br /> =xh-==�� to provide i.endcr with any materinl information)in connt;ction with the loan cvidenoed by the Note,including,�tu not limita!
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<br /> .._��,-�t� to,r�presentations canceming Banower's occuQancy of the Properry as a principal residence.If this Securiry Ins;cGC�nent is on a
<br />_-=-�'=-=� leasehold, Borro�ver shall wmply widi all the provisions of the le�se. If Borrawcr acquires fee title to dte I'roperty, thc
<br /> =--����'� leasehold and the fee title shull not mcrge unless Lender agrees to tUc mtrger in writing.
<br />-°�''�"�-�� 7.Protcction of I.ender's Rtghts in the Property.lf Borrower fails to perform the covenants and ngree�r�ents contained in
<br /> ''"��"''3iJ'� this Secu•ity Instrument, or there is a legal proceeding that may significantly lffect[.ender's sights in the l'roperty (such as a
<br /> - -,�._�:�
<br /> "�"�,:a pmceeding in bankruptcy, probate,for rnn�emnat[on or forfciturc or to enfora:laws or reguiatio�s),then[,��dir may do cuxt
<br /> -- - -�' pay for whatever is necessary to protect the value of the Pn�perty nnd Lender's rights in the Property. I.ender's actions may
<br />-js�•R�'�'��d include paying any sums secured by a licn which has prioriry over this Sec.urity Instrument, appearing in court. paying
<br />'"'���'�� reasunablc attomeys'fecs and entering on the Property to make repairs. AlN�ough i.endcr may take action undcr this paragraph
<br /> -,-ti,,�.
<br /> =-=-°��-=� 7,Lender docs not have to do so.
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<br /> -- __'�'� Any amounts disbursed by Lender under this �araaraph 7 shall becomc additional debt of Bonowcr secured by this
<br />:-.j';,�„-,,,�� Sccuriry Instrument. Unless Bornower and Lender agrcc to otlier tcrms of paymcnt,these amounts sl�ull bcar intcrest from the
<br /> date of disbursement nt the Notc rate and shall be paya6le, with intcres[, upon norce from Lendcr to Borrower requesting
<br />' -'��= payment.
<br />_�_;��ri�f� 8.Mortgage[ruurance.If Lcnder required mongcj;e insurance as a condition of making the losn secured�y this Security
<br /> "`+�::',i;`` Inst�umcnt, Borro«�er shall pay thc premiums required to maituain thc mortgaUe ansurancc in cffect. If, for any reason, the -
<br />-'y�`=.`'�' '�;� mort�age insurance coveragc requirai by Lender lapses or ceases to be in effect.Borro�ver shall pay the premiums requiral to ``
<br /> •'''`' � obtain covewage substantially equivalent to the mortgage insurance pn:ti•:ously in effect,at a cost substantially equivalent to the
<br /> ��,:.�:'..;.`.; -
<br />__-;; ,t ._. ; cost to Borrower oF the mortga�e insurance previously in effect, from an ultcrnate mortgage insurer approve.�1 by Lender. if R
<br /> `::4;R'.=, ' substanti:illy cquivalcnt ntortgagc insurance covcrage is not available, Bnrra�ver sh�tl pay to Lendcr cach month 1 sum equal to _
<br /> - ' "" "' one-hvelflh uf the yearly n:ortgagc insunince pmmium bcing paid by Borrower�vhe�the insurancc covcrage lapsed ur rcased to =
<br /> `�"`ri:.t', bc in effcct.Lender will accept. usc and retain thcsc paymcnts as a loss mservc in [ieu of mortgagc insurance. Loss mserve '
<br /> ' '� Form 302a 9190 �
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