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<br /> ='_?±�'� a�id fixtuYC.s ��ow oe Iter�:�R�r a p�i4 uP lhe��ut�city. l�,N n:i�l�ic����::i+i��uu�i c��uid:c_i•��,r.+.11��,:n t:�z��,.:r.,.�t,y � � ;.� :,��.; i ��.
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<br /> ._�_u�:�� Insimmc�►t. NI nf the fbrti�oing is rc.cn�ed to w ibis Sccwity Ir�nn�umcut c��+�hc"l�ru�xtty." �.,
<br /> BORRUWER COV�NAN'I'�tiiat l�u�ruwcr is InwFully sclsc�d ut'Uua c.ta±c hen�by canv�:yc�l n+.i�l ha.v th�dlght tu Kr�nt
<br /> _ s,n_�:� nnd convcy ihc F'soperty und th:u�hc Prc�Dcrey iti umncuma�ered,oxcept tUr encumbr+►nces of m:�►nf. He►crc�v�rr wrrrrueta uKi _
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<br /> ---------- -= c:lll c',::fc::d�cn._�_1!y th^title to�li�{'�o��tty nv:dnst u!t claiti7i;�:JUI IICi)111I1fIfi,Sl1i)jCCC�0 iltlY Cf14:U111Fflticyce¢��f'tr.�'�►r:.
<br /> � TNIS SECiJRI'i'Y INSTRUMFNT combin�s u�iifarm co�•anants fur nutiu��al usc and nun•unN�►rnn r.�avenam� wi�n �
<br /> limited vadntions by}urisdiction ta cansdu�te a uniform�ec;urity instnunent co�ering rcat propeny. --
<br /> — — UNtt�ORM COVP.IYAN'1'S. Darmwcr and Lendcr"cuon`i�u��`e C�°���°�orsawcr shall promp�ly pry whel►dua the •
<br /> .— l. P��ment o[Pt�imclpsd�o�d Inxerest,PrepAy
<br /> -.— principal af and i�nterest on the debt evldcnccd by the Note and uny prep�ymcnt und late charges due urxler it�c Notc.
<br /> ___________-_, 2. F�nds ior 71►xes and Insurance. SubJect to npplicable law ar to a wrlucn w:�ivcr by Lendtr,Bocrov�er ahwlt pay tu
<br /> — Lcnder on ID�c day monthly paymcuts nr:ctu�undcr thc Nute,��uul thc P:aic i:;paid in full.s s�!au("E!�.r.r�s") ti.r (a)yturly ___
<br /> — tuxes and asscssmcnts whtch may nttain priority over thls Security Insirun�ent as N licn on�hc{�eupe�ty:{b)y�arly leeyehald
<br /> �---._____= payments ar ground rents on die Property, if uny; (c) yearty ha►.ard or properiy insuranct prcmiums; (cS) yeady llax!
<br /> ----__-- insurancc prem�ums, if uny; (e) yearly mortgage in�urnnce��remtums, if any; und(f1 uny sums paysble by H��ttnwcr to
<br /> - "� I.ender, in acmrxlance with the provis{ons of p�ragnph B.in licu uf thc payment of mnrtgage insurnnce pre�niums. '�'hcsc
<br /> -- items are called "Escn�w Itcros." Lender may,nt any ume.collect nnd hald Pljnds in nn amount not to zxcetd ttM:ma�mu�t�
<br />,-��� nmouns a lender for a federally mlaterl mortgage loan may require for Uorrower's escrow accuunt under ihe fecieral Real
<br /> �y«.�,,_ Esto�e Sctttcmcr.t Ptccedures Act of 1974 ns amendcd from pme to time, 12 U.S.C.§2601 et seq.("RESPA"),unles�another
<br /> �^-�s�� IAw that applics to die Funds sets a lesser amount. If so,l.cnder may.at uny ume,collect and hotd Funds in an uiaouiii.��i�G
<br /> ��,71 �'—` exceed the icsser amoun� Lender may estimate 1hc amount of FUncis duc �n the basis uf currcnt data and re�sonable
<br /> •��r;�h ��'"��'`�' esdmates of czpenditures of future Escro:v Items or othenvise in nccordance with applisable law.
<br /> �'�""""'��`� The Funds shall be heid in an instituaon whose deposits are insured by a federal agency, instrom�ntality.or enlity
<br /> _,=�,,•r,��t�?;+� (including Lender,�f Lcndcr is such an institution)or in any Fedcrnl Home Loan Bank. Lcnder shnll apply�t►e l�Lnds to pay
<br /> ��':=''� "°=; the Escrow Items. Lender may not charge Borrower for holding und applying the Flmds.ennuully analyzeng the escrow
<br /> ,�-"^; account, or verifying the Escrow Items, unless I.endcr pays Bocrower interest on the Funds and appticable law pennits —
<br /> 1-��a•;;r. Lendar to make such a charge. However. I.ender may reqoire Borrower ro pay a one-time chm•ge for cut independent rea!
<br />"�=i6�-� ' '•-�� estate tnx repo�Uin�service used by Lender in connection with this loan,unless np�plicable luw provtdes otheiwise. Unless an
<br /> -~�;---�-� a�recment is made or applicable law requires intenest to be paid.Lcncier shall not be reyuired to pay Borr�wcr any intcrest ar
<br /> _����� eamings on thc FLnds. Borrower and Lendcr may agm.e in writins,however.that interest shull b�paid on ihe FLnds. i,cndec
<br />_-�,;;•�"_"�.��=;: �, shall give ta H4rrower,without charge,an annual accounting of the Funds,showing credits and debits to the Flinds and the
<br /> ..-=-;-;�,:,'` purpose tor wnicn each debii iu u�C F�,��,:+%�Ma��• ��Fun��..rn nl�rl�P�l us:uiditional security for all sums secured by
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<br /> this Security Instn►ment.
<br /> �•�=H��� �"g`:%; If the E�nds held by Lender exceed the amounu permitted to be held by app7icable la�v, Lender shall uccot�nt to
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<br />-�u�,��, i;,-;;:_��'; Borrower for the eacess Funds in accordance�vith Ihe mquirements of applicable law. If the arnount of the Funds he y
<br /> _:�;� • `+•�-�: Lender at any time is not sufficient to pay the Escrow Items when due. Lender mny so notify Borrower in writing,�nd,in
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<br /> >r:�;;.;s�:�h.�.�,: such case Borrower shall �ay to Lender the amount necessary to make up the deficiency. Borro«�er shall make up e
<br /> -`=";�s���.�:'<.K deficiency in no more than twelve monthly paym�nts.at I.cnder's sole discreuon.
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<br /> „�;,,.... t,,.�;., Upon payrnent in full of all sums secured by this Securiry Instrument, Lcnder shaU prompdy refund to Borrowet any
<br /> "';;"�" r �'unds held by Leader. If,under pai�agra�+h 21.Lender shall:�cquire or seq the Property,Lender,prior to the acquisition or
<br /> ==-,.�:�•-Y,.••.• sale of tlte Properry. shull apply any Funds hcld by Lendcr at the tirtie of acquisition or sele as a credit against the sums �`��._
<br /> ��-�'i'��`�.�= sccured by this Security Instrument. �---
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<br /> _A.��;, - �fY, 3, ppplicatfon of Payments. Unless upplicable low provides otherwise, all a ments received b I.emder undcr
<br /> ;��;' paragraphs 1 and 2 shall be applied:first, to:u�y prepayment charges duc under the Note;second,to amounts payable uncler ��_
<br /> �y� i`;�� par�graph 2;tl►ird,to interest due;fourth,to princ:ipal due;and last,to any late charges due under the Note. �, ._
<br /> - ��� ....,::-,-• 4. C h e c g e s; L i e n s. B o r r o w e r s h a l l p a y a l l t a x e s, assessments. ch:u�ges. fines and imposidons attribut��+ble to the
<br /> 4`�"�`"�''"�' Pro which ma attain riori over ihis Securiry Instrument,end leasehold payments or graund rents,i f any. Borrower
<br /> _-�•.::.s��a�. ,�� Perty Y P �Y
<br /> ���,�`; �� shall pay these ubligations in the manner provided in paragruph Z,or if not paid in that manner,Borrower shall pay them on •f
<br />��'�'::�-,�?W,�+'(r��� • time direcdy ro the person owed ps+yment. Borrower shall promptly fumish to Lender all notices of amounts to be paid under ° ;
<br /> ,:'.L�:•..1 this ParayraPh. If Borrower makes thesc paymentc directly,Borrower shnli promptly fumish to Lender receipts evidencing
<br /> ,.... • the paymer�ts, �
<br /> ''-".}`���µ•' � �orrower shnll promptly discharge any lien which has prioriry over this Secwity Instrument unless Borcower:(a} agrees ,
<br /> ���... in writing to�he payment of the obligation secured by the lien in a manner acceptable to Lender:(b)contests in good faith the i
<br /> :t;;�.� ��:.-i lien by,or defends against enforcement of the licn in.legal proceedings which in the Lender's opinion operate to prevent the
<br />.•.', •. � enforcement of the lien;or(c)secures frorn the holder of the lien an ngreement satisfactory to Lender subordinating the lien _,
<br /> • +�: �! ' to 2his Security Instrument. If�.cnder determines that any part of the Property is subject to a lien which may attain priority
<br /> �r:;,:. � .� . � over this Securiry Instrument.Lender may give Borrower A notice identifying the lien. Borro�ver shall satisfy the lien or take
<br /> � ' '; one or more of the acrions sct Yorth above within 10 days of thc giving of notice.
<br />-���;,� �': - 5. Hazard or Property Insurnnce. Borrower shall keep the improvements now exisung or hemafter crected on the
<br /> ' ." �. Yroperty insun.d against loss by t"ire,hazards included within the term"extended covernge"and uny oth�r hazurds,including
<br />� . ' ; ., floods or #loodtng, for which Lender requires insurance. This insurance shall be mnintained in the cunounts and for the .
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