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<br /> • �E 5. L'L_�t����ai oi• �'�io�:�ty U�tst�i'nrtcc. Qurru��:ev shall I<crp thc imp��ovcriicuts �ia�v cxistinr cin c�r�aftcr ci�cctctl rni ti�c
<br /> °• , i'eop�rty iiisurc�l against lo�,s by Grc, iicuZrds iticludcd r�ilNin the tcrm "cxtcndc�l ccwcrugc" and uny othci• {�a�a�'�Js, ineludi��g �:
<br /> �'`'�`�""``�''�""�"`'" Ilonds or flooding. for�shich l.endcr re,quires inswunce. This insurancc�hall be m�intainccl cn�he .unaunts ancl fnr tlic{rariods __
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<br /> -•��:.,,,,,;n;'-,,,;�,�;��_ that L..ender rcyuire�. Ti�e insurance carrier providire�the insuriuzce shaU l�c cl�osen by Rnrcower subject to Len�ler's n�spruvnl _�
<br /> which shull not be unr�ason�bly withheld_ If Be�rrow�er i'nils to maintain cavembe d�scrib�l �l�ovc, Lc:nder may, at I.enctcr's
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<br /> _ aptimi.obtain cuvcragc to prot�ct I,t:ndsr'y rigl�ts in il�c Prop�rry in,tccardcmce with �m��ra h .
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<br /> - - -- All insurwncc policics �nd renc«a0s sl�all bc ncccptublc ro Lcndcr and shnli includc ic tita�id;ud ��iurt�;ubc clauti::. Fw:rrl�r
<br />___;�,«�;�""'"`�..� shall havc thc right to hold thc poficies i+nd renc�vAls.lf Lcndcr requires, f�attuwer shall prum�lly give to Lendcr all rcceipts of
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<br /> __�ti,� iid remiums and renewal notices. ln the event af loss. Burrawer sha11�ive proinpt natice to tl�e insurance carrier and Le�Nter.
<br /> � Lender may itiiake proof uf lass if not made prompdy by Borrawer.
<br /> ��,�� r'�:� Unlr.ss l.,endcr and Rnrrnwcr othenvisc ngrec in tivriting, insurancc prcxceds shall he uppliut to rcst�ratiun or rcpair nf titc
<br /> °-- ____-"'°'°==�!�::.•::' Prnperty damafied,if thc restoratim�or rcpair is ecanomically feasibie and Lcndcr's secarity is nnt lesscnod. If thc restar�tion or
<br /> - i8�'=�`g"����' repair is not cconomically ie.�.siblc ar i.cndcr's sccurity would be Icsscnal,the insurance procccds ,ti�N i�applie:l t�thC EU3ii3
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<br /> - --,�w,�.,f-�: sccured by this Security Instrumcnt, w6cther or nat then c1uc, w9th any exccss paid w F3arrowcr. If I3orrowcr abanlons the
<br /> ,��,yr,�;•{4?,;ti.,, property, or docs not answcr within 30 days a noti�c f�om Lender that thc insuraitce carricr hns af�fcr2d to setdc a claim.�hen
<br />---� ° �� ,�(�'�+�'`° • Lender may collect the insurance praceccls. Lender may use the proccecls to repair or restore the Property or to pay sums
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<br /> --�-�'�'-—��-�•`�=u secure�by this Securiry Insttument.whether or not then due.Thc 30-day period�vill 6egeu when the notice is given.
<br /> -•-�--""-'°`°`-"'�'°�� Unless [.ender and Borrower other�vise a�rce in writing, any application af proceccls to principal shall not extend or
<br /> --`- �'��'-`s� os onc thc duc date of thc monthly paymentc referrui to in para�raphs I and 2 or change the :unount of the paynx:nts. ff
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<br />�-°��ti-�„�,��.E� under paragraph 21 the Prnperty is acquired by Lender. Borrower's right to any insurance palicies and prc�cxxls resulting from
<br /> °�T7.-�;�:�.��;'".�;""• damage w Qic Property priar to thc acquisision shall pass to Lender to the extent af the sums securcd by diis Security Instrument
<br /> �'��� immediatcl rior to tha 1c uisition.
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<br /> ���3� 6.Occupancy, Preservation,Alaintennnce und Protection of the Property;Borrow�er's i.oan AppU�tton;Iwea�hr►Ids.
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<br /> -'�`-:,�._,;..._._._,ti,��, Borco��•er shall occupy, establish,ahd usc the Properry as Borrower's principal res3dence �vithin sixty days uftcr tlie execution of
<br /> --�"`''�"''��'` this Securiry Instrumcnt and shall continue to occupy thc Property as 8orrower's principal residence for at least one year after
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<br /> .;r„��5�'+". • �he date of occupancy, unless I..ender oUienvise ag�es in writing, which consent shall not ba unreasonably withheld,or un ess
<br />:���Ar..,:�;',-�� t:_ ; extenuating circumstanees exist which are beyond Borrower's control. Bo�rower shall not destroy, damage Qr impait the
<br /> ''�`�''� - Property, allow the Property to detcriaratc, or commit wnste on the Property. Borrower shall be in defauU if an,y fiirfeiture
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<br />=`'�'''•;��`.'.� � action or proceeding,whether civil or criminal, is begun that in Lender's good faith judgment could result in forfeiture of the
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<br /> Q��;.st��s�Ltiwr••,.�P.,,ar�ri�lly imnair the lien creatcd by this Sccurity Instrument or L.cnder's security interest.Borrower tnay
<br />•i ��'••�;- •.��r• cure such a default and reinstate,as provided in paragraph I8,by causing the action or proceeding to be dismissed with a n►ting
<br /> "'��'��°". " ;=;;';, that. in Lender's good faith determination. precludcs forfeiture of thc Bon�ower's intcrest in the Froperiy or other rnaterial
<br /> �s.�;,��, ''•''",,�'.,r� impair►nent of the lien createci by this Socurity Instn►�ent or Lender's security interest. Borrower shall also be in def�uit if
<br /> _ ' `� �'1`� Borrower.during the loan application process, gave materially false or inaccurate informa;ion or stutements to I.ender(or f:uled
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<br /> - .•�.,,.� to proti•i��Lender with any material information)im m�nection with the loan cvidenced by the Note, including,but not limited
<br /> -''."'"�-''' to, representations coneeming Borrower's occupanc}•of the Property a�s a principal residenca If this Security Instrum_nt is ou n
<br /> 'T""""'"�'`"`'"` Icasehold, Borrower shall comply with all the p-ovisions of the lease. If Bonower acquires fce tide to the Property, the
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<br /> =,.,.,�„��MV,�.._ , leasehold and thc fee dtle shall not merge unless Lender agrees to the merger in writing.
<br /> i�%;;;.�,.N...�,y:.,. •., 7.�'rotection ef Lender's REghls In the Property.If Borruwer f�ils to perform the covennnts and agreemenYscontnined fn
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<br /> : this Securit Instnimeni, or there is a le al roceedin that ma tii nificantl affect Lender's ri hts in the Pro rt (suc i as a
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<br />.�fec�.,,.,;�r.:-:••�:�. ; proceeding in bankruptcy, probate, for condemnation or forfeiture or to enforce laws or regulations), then L.ender r�ay do and
<br /> '�'•"`�"�`'''`��K"•� pay for whatever is necessary to protect the vulue of the Propeny and L.ender's rights in the Property. Lender's actiuns may _
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<br /> ��,,,t�„�,,�.,•. include paying any sums secured by a lien which has priority over this Security Instrument, appearin� in caurt, paytng �
<br /> '�`'�' . reasonable attorneys'fces and entering on the Propeny io make repairs. Although Lender may take action under this paragraph
<br /> . � �`"'� T,L.ender does not have to do so.
<br /> --- ` . Any amounts disburscd by L.ender undcr this paragraph 7 shall become additional debt of Borrowcr secured by this
<br /> �� - �� Securiry Instrument. Unl�;ss Borrrnver and Lensier agrce to ather tcnns of p�yment, thesc amounts shall bear interest from the __
<br /> ;�; , date of disbursement at thc Notc rate and shail 1�e payable, with intcrest, up�Dn noticc from L.cndcr to Borro�ver rcqucsting �:'-_
<br /> �° ' „ payment.
<br /> y � S. Mortga�e Insursince. If[.ender required mort;age insurance as a condition of making the loan sccured by this Security ;
<br /> "�� " ir�strument. Borro�ver shall pay thc premiums reyuired to maintain die mo��tgage insur�nce in effcct, If, for any rcason, the _
<br /> __ � mortgage insurance coverage required by Lender lapses or ce:ises to be in effect.Borrower shall pay the premiums required to
<br /> Y'T �' obiain coverage substantially equivalent to the mortgage insurance previously in effect, at a cost substantially equivalent to the
<br /> �' . cost to Borro�vcr of the mortgage insurancc previously in effect, from :ui alternate mort_agc insurer approvcd by L.endcr. if
<br /> � „ substantially equivalent mongage insurancc covcrage is not available. Borrower shull p�y to Lendcr e:ich month a sum equal to
<br /> ane-t�velfth of the yearly mortgage insurance premium being paid by Borrower when the insurance covera�e lapsed or ceased to
<br /> �" " be in effect. Lender�vill accept,use and mtain eh�se payments as a loss rLServe in lieu of mortgage insurance. Loss reserv�
<br /> Form 3028 9190
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