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<br /> 5. �dn»�re! «r &-�•oEr.�i•ty� 1n.��F�a��se. flnrro�vcr �IiriH !<cep thc improv..ments now cxistinl; on c�rcidccr crectcc! on the
<br /> , , Pro�zcrty insu�•�.1 urainst lors by fi«c,hui;uds includcil withfu thc tcrm "cxtcndcd ccivcra�c" and n�ry �,thcr hnuu•ds, Includln� '
<br /> flooclg ne flondin�, fc�r which L.cndcr requircti insurance. Ti�is insurancc shali be ms�ininincd in thc nmounts nnd for thc periods �-::
<br /> `" r . .. ' �.{ that [.endcr requires, Tiie insurnnce c;u•�ic�•�arovidin�; the inyurnnce shall be chosen by Durruwer suhject to Lender's upproval �`:=.
<br />��,3.r.�;y.,,�•�:,.��,,� tvhich s{iafl nAt bc unrcasonably withhcld. If E3urruwcr f'uils to maintnin covcrayc JescriUcd uh�wc. Lc��ilcr m,ry. ut Lcitdcr's "`�"`."
<br />=�'�'��"`��t��'�°.�` ' aptian,obtnin covera�;c to protcet l.�:ndcr's righ�s in thc Prupcny in nccordnncc v�ith paragnq�h 7.
<br /> - ' " * Ali ii�huianci pulicic:.r �uul rc��::uulti :,I�all bc acccptablc to I.c�tdcr anc! shwll litcludc a stand:ird mnrtga�e clnusc. I.cndcr �""�
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<br />�°—.:r•�f'�•�:;� shal! have thc ri�ht to I�old�he policics und rene�vals. If I.ender requires,Uorrower sBnll promptly give to I.endcr all rcceipts af
<br />-�`�`" " � - paid nrc�nium�and rencwiel nnticcs. In thc cvcnt of loss,Aonnwcr shall givc prompt nnticc to ths:insurtmcc carricr nnd i.cnder.
<br />'J���. • �; Lcnder may m.kc prc�of of loss if nnt madc promptly by Borrowcr.
<br /> • � Unless l..ender i�nd Qorrower other�vise ugrce in writing, insurancc procceds sliull be applled to restora�ion or repair of the
<br />' .;. . . . ,... Pruperty dnnzu�al, if�hc restarntion or repair is economically feasible und Lcnd6r's security is not iessencd.if'the�estoration or
<br /> • • repai�r is not ewnomic�lly feusiblc or Lcncicr's sccurity would be Icssencd,thc insur;uue proceeds shall be npplied to die sums �-_
<br />''�.' •� �' sccurcd Ny this Secarity Inswmcnt,whether ar not then due, witt►ttny exccss paid to Borrower, If Borrower ubandons thc
<br /> � �, Propcny, ur docs nat �nswer within 30 days a notice t'rom I.ender that the ie�surance carricr has offered ta settle a claim, then
<br /> :' - Lender may collcct thc insurancc pracecds. I.cnder may use die proceeds to repair or restore tl�c P:openy or to pay su►ns
<br /> � , � secured by Ihis Security Instnement, whether or not then duc.The 30-day period will �cgin when the natice is givr.n.
<br /> � Unlcss Lender and Borro�vcr otherwisc a�rc,c in writing, any application of proceeds to principal shall noi extend or
<br /> �.;�, ,; postponc thc due date oi the monthly paymcnts rcferrcd to in pamgraphs I and 2 or chan�e the amount uf tlie payments. If
<br /> � under paragraph 21 the Praperty is acquired by Lender. Bonower's right to any insuranre policies und proceeds resulting from '
<br /> ,�.• damage to the Property prior to the acquisition shall pass to L,ender to the extent of the s�ms secured by this Security Instrument
<br /> � immctliatcly prior to thc acquisition. �
<br /> # - 6.Oceupancy,Preservattun, Muintennnce and Protectia�uf the Property;Bnrrower's LoAn A�pllcutIon;Leaseholds.
<br /> } ' � Borrowcr shall occupy,cstAblisl�,and usc thc Propcny as Harrowcr's principal residence within sixty days after the exccution of
<br /> � this Security Instrument and shall continue to nccupy the Property as Bonowcr's principal residence for at least one year ufter
<br /> � , the date of occupancy,unless Lender othenvise ugrecs in wrieing, which consent shall not be unrcasonably�vithheld,or unless
<br /> extenuating circumstances exist �vhich are beyond Borro�ver's control. Borrower shall not destroy, dama�e or impair the
<br /> „ Propeny, allow the Property to deteriorate. or commit waste on tl�e Property. Borrower shall be in default if any forfelture
<br /> „ action or proceeding, a•hether civil or criminal, is begun that in Lender's good f�ith judgment could result in forfeiture of thc
<br /> • Property or othenvise materially impair the lien created by this Securiry Instrument or L.ender's sccurity i�terest.Borrower may
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<br /> cure such a detault and reinstate,as prov�ded in paragrapn �s,by caus�ng tne acuan or proceeaing to be dismtssen w�tn a ruiir,g
<br /> , that, in L.cndcr's gaod faith detemiination, precludes forfeiwrc of the Borrowcr's interest in thc Property or othcr niaterial
<br /> impairment of the lien created by this Security Tnstrument or L.ender's security in[erest. Borrower shnll �Iso be ir�defnult if
<br /> Burro�ver,during the loan apptication process,gave macerially false or inaccurate information or statements to Lender(or failed _
<br /> � „ to provide Lender with any material information)in conncction with the loan evidenced by thc Notc, indudin�,but not limited _
<br /> to,representations conceminb Bocrower's occupancy of the Property as a principal residence. If this Secariry Instrument is on a - _
<br /> leasehoid, Bonower shall comply with all the provisions of the lease. If Borrower acyuires fee title to the Properry, the
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