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<br />_ - -_.._��....a.:.►, j'yd'p).ie�7 lll'.ili'�l� t:;;,llil:: �:1::5 Ly illi,. i1P'%:fiee:; �i�'_�Pl��!t 'i!{a��fFl(�:.: t�:hl' ��t;i1S.ii���'� CIrVCi�'�',.,�� i��U�^::ily'(�?�P;i�1": i��:� )l ^i.:��� "t �H.f13`,.;,
<br /> ----=_= fluads c�r flonding� fur v�I�icL P.,endcr rc¢�a�i�cs ms+�r�u�cc. t iiiy in;�u•au�,, sh.��i bc�aacutali�.d ui t��.,amount.,and fos� tl�a �x�iuu>,
<br /> ____�� �l�at Len�er r.quices. The imuraure earriee�arovi�ing tl�e in�;urauc��hatl he ct:esen by I]o�rowGr subjcct tu Lc�ider's approval
<br /> which sl�all not bc unrez.wtutbly withlietQ. it Aorrower fuils to mali�tain cnvcra�a described ubovc, Lendcr may, ut�ruler's
<br /> �a______.___ o�tion, �btain cuvcrngc to rratcct L,cndcr's ri�iits in tbc Pr��xriy iu acc�rAan�ce with parngraph 7.
<br /> -----° Ali insurancc poiicies ond renewa{h nLu4i!;a uct;u�:ta:.rl::tv L.c+�,'��� ::nd s3:al! includc a strndcrd r.taii�apc c1�L�:. Le^��°r
<br /> shall hav4 the rigiit to t�old tl�e�llcies and rene�vuls. �f Lcixler requires. Horrower shall psomptly give to l.endcr r�16 receip�a af
<br /> — - �:airl prcrtilums:snd rencwuf noti:cs.In the evcnt of loss,Horrowcr sliall give prompt notice to the insurnncc carrier�nd I..er�lsr.
<br /> Lender cn^y mnke proof of loss if not made promptly b�Borrower.
<br /> Unless Lender and 8�rrawer otherwise agrcc in writing,insur�nce �roceeds shall be npplied to restoration or repair uf the
<br /> - Property dnmagecl,if thc restoratian�r rcEmir Is economicully Fcasible and I.,�ndcr's security is not lessene�. if thc��estaration or _
<br /> ' _= rep�ir is not cconomicatly feasiblc or I.vuder's secarity wc�dd ba lcsscn;d,thc insurance proceeds sha!!be applIed to the sums - -- -
<br /> sccured by this Security Instniment, wheifter or not then due, tvith any excess paid to Burrower. If Borrower abmidons thc
<br /> Property,or does�not answer within 30 days a notice fronn Lendcr that the insurance carrier has offered ta settle a clair.�,then
<br /> -- -- Lendcr may callect the insurance proceetis. Lcnder m�y �ise the procecds to repair nr restore the Prapeny or to pay sun»
<br /> - � secureti by this Security Instrument,�vhether or not then due. 'fhe 30�1ay period Fvill begin when the ttotice is given.
<br /> ,�,_y� [,tnlcs� Lcndcr and Borrower otherwise ngrce in writing, any application of proceeds ta principul shall not extend or
<br /> ----=_- --- postpone thc due date oi the monthly payments reFerred to in paragrophs 1 and 2 or chungc the amount of tne payaients. If
<br /> _ -°— - under paragrapf�21 the Propr.rty is ucquircci by Lender.Horrower's right to any insurance palicles and.procceds resulting from
<br />,._.;.;�_ damage to the Property prior to the acquisitian shall pass to Lender to the extent of the sums secured by this Security Instrument
<br /> ��� immediatcly prior to ehc acquisition.
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<br /> � .���--1��""=•' 6. Occupancy,Preservution,Ms�intenance suid Protection of the Property;Borrower's Lnan Appltcatton; I.easNhol�is.
<br /> ��a��`�'�� ••• �: Borrower sha11 occupy,establish, and use the Propsrry ar,B�rrower's principal residence within sixty days after the execution of
<br />_:,�i:11 1 -n"• .: y.��, —
<br /> '���iL���h�T-'�i �,,•.� this Securiry Instrument and shall continue to uccupy the Property as Bonower's principal resi�lence for at least nne year nRer
<br /> '9��;;;Y:^.,i:';, ''�K' the date of occupancy, unless Lender otl�erwise agrees in wriung. which consent shall not be unreasonably withheld,or unless
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<br />��;,.?.•�. :': � r� extenuating circumstances exist which are bcyond Borrower's control. Barrower sliall not destroy, damage or impair ttte
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<br /> - :-r+:W�°+Y''::.'�rtk:� Property, allow the Property to dcteriorate. or commit wt�.ste on the Property. Borrower shull be in default if any forfeiture
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<br />-;;e:�,e';. ���7� action oe proceeding, whether civil or criminal, is begun that in Lender's good faith judgment could result in fodeiture of the
<br /> �• �� + •. • Property or otherwise materi:►Uy impair tlie licn cr�zted by this Securiry Instcument or I.endcr's sccurity intcrest.Borrower may
<br />;��.�����•'� �*�``�`'`•'��=�•' eure such u default and reinstate, as provided in paragrapn ��s,by causing the action or proceeding io be uismissed wit;i a iuiii,g
<br /> , � . . that,in Lcndcr's �ood fuith determination, precludcs forfeiture of the Bono�ver's interest in the Property or other matcrial
<br />, :�±.;� � impairn�ent of the lien created by this Securiry In,trument or Lender's security interest. IIorrowzr shall also be in default if
<br /> .. Borrower,during the loan applicntian process,gave materially false or inaccurate information or statements to Lender(or failed
<br /> �`` ' �� " ta provide L,ender with:tny materia] infonnation)in connection with the loan evidenced by the Note,including.but not limited �
<br />`��"•, � to, representations wncerning Borrower's occupancy of the Property ns a principal residence. If this Security[nstrumerd is on a
<br />:-'�.••.�•-. �.• • •: •.-, leaschold, Borrower shall comply with aU the provisions of thc: leasc, If Borrower acyuires fec: title ro the Property,the
<br /> . Icasehold artd the fee title shall not merge unless I.ender agrees to the mergcr in writing. --
<br /> °^•�° . ..-.:.�> � � 7.Protection of Lender's�tights in the Property.If Borrower fnils to perfarm the covenants and agreements contained in
<br /> � � ` this Securiry instrument, �r there is a Iegai proceedin�that may signi�cantly affect Lender's rights in the Property(such as n
<br /> • • � • proceeding in bankruptcy, probate, for condemnation or forfciture or to cnforce laws or regulations), then Lender may do and
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<br /> . . . pay for whatever is ncccssary td protect the value of the Property and Lender's rights in the Property. Lcnder's actians may _
<br /> • • � include paying uny sums secured by a lien which has priority ovcr this Sccutity Instrument, appearing in c�urt, paying -J
<br /> • ' .�,� t`:�. � reasonablc attomeys' fces and ente�ing on the Property to makc repairs. Although Lc:ndcr may tuke actian under this p.�►ragraph =�=_
<br /> - 7, Lender does not have to do sa. =-
<br /> • � Any amounts disbursed by Lender under this paragraph 7 shall become additional debt of Barrowcr secured by this ___
<br /> Security Instrument. Unless Borrower and Lender agrcc to other ternis of payment, these amounts shall bear interest from the �,-:�.
<br /> datc of disbursement at the Note rate and shall be �ayable, with intcrest, upcm notice from Lender to Borro�ver roquesting Mi,
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<br /> - , ' payment ��:'_
<br /> - ' " S.Mortga�e Insurnncc.If Lcndcr rcquircd mortgabc insurancc as a condition of making thc loan securcd by this Sccurity �_:
<br /> Instrument. Borrower shall pay the premiums reyuired to maintain thc mortgage insurance in effect. If, for any reason, the
<br /> ;; ,� mongage insurance coveragr.rcyuired by L.ender lapses or ceuses w be in effect, Borrower shall pay the premiums requircd to
<br /> . • ; , obtain coverage substantially equivnlent ro the mortguge insurance previuusly in effect,at a cost substuntially eyuivalent ro the
<br /> � ,..,� ': cost ro Borrower of thc mortgage insurancc previously in effect, from an alternate mortgagc insurcr approved by I.ender. If
<br /> substantially cquivalent mortgage insurance coverage is not avuilable,Horrower shall pay to I.ender each month a sum eyual to
<br /> � .. onrtwelfth of thc yc:uly mortgage insurancc premiwn being paid by Boreowcr whcn thc insuranre coverage lapsed ar crased to
<br /> � be in effect. I.cnder will acccpt. use and retain thesc paymcnts as a loss tt�en�e in liw of mortgagc insurancc. Loss reserve
<br /> Form 3028 9/90
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