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co Z `n <br />cn <br />U-4 g 200410976 <br />CD <br />= After recording return to: <br />C) o �`.,o �G Z V V CITIFINANCIAL, INC. (MD) <br />O `' V 2 U- 3415 WEST STATE STREET <br />CV ! f z GRAND ISLAND NE 68803 <br />p •�+ f— o <br />DEED OF TRUST <br />THIS DEED OF TRUST is made this 9th day of November , 2004 among the Trustor, <br />JENNIFER J PAVLIK RUSSEL R PAVLIK (JOINT AS WIFE AND HUSBAND) <br />(herein "Borrower "), <br />Michael F. Kivett (herein <br />"Trustee "), and the Beneficiary, CITIFINANCIAL, INC. (MD) <br />a corporation organized and existing under the laws of Maryland , whose <br />address is 3415 WEST STATE STREET GRAND ISLAND NE 68803 (herein <br />"Lender "). <br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and <br />conveys to Trustee, in trust, with power of sale, the following described property located in the County of <br />HALL , State of Nebraska: <br />SOUTH HALF (S 1/2) OF LOT SEVEN (7) AND ALL OF LOT EIGHT (8), BLOCK <br />ONE (1), WEST PARK ADDITION, IN THE CITY OF GRAND ISLAND, HALL COUNTY, <br />NEBRASKA. <br />BY FEE SIMPLE DEED FROM SCOTT A HOOKER AND SUSAN L HOOKER, HUSBAND AND <br />WIFE, EACH IN HIS AND HER OWN RIGHT AND AS SPOUSE OF EACH OTHER AS SET <br />FORTH IN INST #200102454, DATED 03/14/2001 AND RECORDED 03/26/2004, <br />HALL COUNTY RECORDS, STATE OF NEBRASKA. <br />which has the address of 1215 N HOWARD <br />Nebraska 6 8 8 0 3 (herein "Property Address "); <br />GRAND ISLAND <br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, <br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such <br />rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the <br />foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter <br />referred to as the "Property "; <br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 11/09/2004 <br />and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 16, 459.79 , with interest thereon, <br />providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due <br />and payable on 12 / 2 0 / 2 019 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to <br />protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein <br />contained. <br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and <br />convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that <br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to <br />encumbrances of record. <br />Nebraska 26876 -4 1/98 Original (Recorded) Copy (Breach) Copy (Customer) Page 1 of 5 <br />