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<br /> - --- - oud fixtin•es now or irercaftcr c►vart uf ahC pm�srly. !11i replce:�emcnts und���1di�io�yti titia►71 aiso be:cu��er..�.i t�y thi�Secvr�t}•
<br /> -----�-�---° l�tsUUm�ut. A11 of thc fnrega�st�iti rci'ccrc�cl tn iu�his Scxurity lntitriment nv thc'l�epzrry."
<br /> �iURRQWFIR COVBNANTS that 84rrower is Isw[ully s�ised�f the rstate hereby conveyed and hes the right t��prwnc
<br /> .,__--�_ , �aucl euuv�y die[�o�serty cmJ tl�ac tli�C'��u�x rty i:;u�ier.c;�a�uhcrcr.l,er.ecpt fur cncumhrances«f recurtl. Fiornuwcr wur�aN�nnd
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<br /> __� ; will de�end geae[ally the tiUe to the t'ra�xrty agatnst aEi ciaims and derrwncss,Eubjcct tu a��y r��:o„�v�„���.:;�.:+...�.•:• =--
<br /> ' THIS SFCl7R1'i'Y iNS?RUMEiJT coml�lnes uniform covenunts far nutional use and non-unifonn covenenls with '
<br />_ � lemited vnriauons by jurisdiction to constit«te a uniCorm sccurity instrument co.+ering real proper[y.
<br /> — ' lJNl�mRM C�DVENANTS. Borcowee snd I.ender covenant and agree us follows: _
<br /> _= l. Pny�ment oi Yrinctp�l and Inter�rst;Arepayment pnd Ls�te Char�es. Borrower stu.►11 promptly pay when duc the
<br /> �� I principal of and interest on�hc debt evidcuced by Uic Note and any prepayment and late charges due under the Note.
<br /> °-- �----- ° ' �. I�;r.�C�.'Ib�:�ar.a7 Ir�u:a:-ae. Subjcct to�pplicablc law or to n�:�ritten�=�aiver by Lender,Rorr�wer shall pay to ,._
<br /> i,cnder on tbe day monthly paymcnts nre due under the Note,ur�dl thc Note is paid in full,a sum("FLnds")for. (a)yearly
<br /> taxes and ussessments which may attain prio►ity over this Security Ir,saument as n Qen on the Pcoperry;(i�)yea�ly leaseholci
<br /> - payments or grouad rents on ihe Property, if any; (c) yearly hazard or property insurancc premiums' (d) yearly flax�
<br /> insurance pnmiums, if nny; (e) ye:�rly mortgage i�tsurance premiums, if uny; and (� any sums pa�rab4c by Dorrower to
<br /> - - Lender,in accoadance with t1�e provisions of�aragraph 8,in lieu of the payrnent of mortgage insurance premiucns. 'Y'hese
<br /> itenu are called"Escrow Items:' Lender may.at any time,collect a..nd hoid Funds in�n amount not to eaceed the maaeimu�n
<br /> amount a lend�r for u feder:illy related mortgage losn may reo�uire for Borrower's escrow accoimt under the feRiexal Real
<br /> -! Est�te Setdement Pcacedures Act of 1974 as ainended from time to time,12 IJ.S.C.§2601 et seq.("RE9P�;'},untess anatih� -
<br /> � law that applies to the Pmnds seu a lesser u�naunt. If su,Lender may,at any time,collect and hold Funds in an amount n�t to
<br /> eacced the lesser amount. i.ender may estimate the nmount of Phnds due on the basis of cunent data nnd reasonable
<br /> -�-� =--- ��y'�� esdmates of expenditures of future Escrow Items or otherwise in accordance with applicable law. -
<br /> —_ � , The Hl�nds shall Ue held iu :�n institudon whose depusits a�+e insured by u feder� agency. insuumentality.or entity _
<br /> -�----���„�-�; (including Lender.if Lender is such an institudon)or in any l�edeml 1Home I.flan Bank. Lender shap appiy the hlxnds to pay
<br /> - -=� the Escrow Items. I.ender may not charge Borcower for holding and npplying the Funds,anmially analyzing the escr��v
<br /> _��-=�Y;� account, or verifyin� Ihe Fsemw Items, unless Lender pays Borrower interest on the Funds arsd applicable law perntits
<br /> -.��:_� v `� Lender to make such a char�e. However.Lender may require Borrower to pay a one-time charge for an independent cYai
<br /> - --�=-�'�'=�� estate tax reportin�service used by Lender in connection with this laan,unless applicable law pn�vides other.vise. Unless an -
<br /> �'�"�'�-�-_'���'� i agmement is made or applicnble law re�uins dntcrest to be paid,Lender shall not be required to pay Borrowcr any interest or
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<br /> y����w ,� � eamings on the Funds. Boaower and Lender may agree in writin�,however,thut intcrest shall be paid on the Funds. Lender
<br /> `�``�'�'��=�`"-�_.'�� chnll aivr to H�rmwer wiihnnt rhnroe an nnnual �ccountine of[he Ellnds,showin�credits iu�d debits ro thc Funds and the -
<br /> N--=��:�_- ,r rr � purpose for which each debit to the Funds was made. The�nds are pledged as udditional security for NI sums secured by
<br /> �lK'l:�+a:-t.�'..st .
<br />'"'""c�'���*;�y;,:,:�w,:' this Security Instxument.
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<br /> st_�,�,�t�F:,�;,r':...' '•; If the Flmds he(d by Lendar exceed th�umounts pennitted to be held by applicable la�v, Ixnder s account ta
<br /> z• t�•,;'� •• •'• Borrower for the excess Funds in accordance with the requirements of applicable law. If the amount of the Funds held t��,�
<br /> e^�.;. •:.�.�$•3•-
<br /> ;'� -'i: :t,ti:,y,�'..:, : Lender at any time is not suKcient to pay the Escrow Items when due,Lender may so notify Borrowcr in writing,and,�n
<br /> ,::�,,•,:;._..• :4;�, such case Horrower shall pay to Lender the aniount necessary to ma<e up th�deficiency. Bo�rower sh�ll make up the
<br /> "'"'!F'`��^''��':-:' � deficiency in no more than ttvelve monthly payments,at Lender's sole discretion. `
<br /> ;:���Y��:�''?-�'.:`.:�"' .. Upon paym�nt in full of all sums secured by this Security[nstrument, Lender shall promptly refund to Borrower any
<br /> °°'�'�"w•"'^'-'�'�fi'- '- Funds held by Lcnder. If,under paragraph 21,Lender shall acc�uire or sell the Property.Lender.prior to the acquisition or �=
<br /> ''—` sale of the Pro e shall u 1 an Funds held b Lender at the dme of ucquisition or sale as a credit against the sums �
<br /> .�.�_'r;r'��;�'''`° P rtY• PPY Y Y
<br /> . s �'t� . ,.. . secured by this Se.curity Instrument.
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<br /> _�,,:.,._,�..._..._�r. 3. Applicat[on of Pnyments. Unless applicable la�v provides othenvise, nll paymen�s received by Lender uader __._-
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<br /> �,;,�,. paragraphs 1 and 2 shall be applied:first,to any prepayment charges due under the Note;second,to amounts payablc under
<br /> `:T�-='�"'''��'�'x'�� ara h 2;third,to intemst due;fourth,to rinci al duc;and last,to an lote char es due under the Note.' --
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<br /> _•N���•�':�,::;•r 4. Chatges; II.tens, Borro�vcr shull pay all taxes, assessments, charges, fines and imposidons �ttribuWblc to the r.-.,
<br /> -,• ,.;,:.r Property which mny attsun priority over this Securiry Instrument,and leasehold payments or ground rents,if ar�y. Bonro�ver :__
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<br /> ���-:..: - • shall pay these obligations in the manrter provided in para�raph 2,or if not paid in ihat manner,Borrower shail pay them o�n �,,,�_
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<br /> ,, � time dimctly to the person uwed payment. Borrowcr shall pramptly furnish to Lender ail notices of amounu to be paid under -�-�-
<br /> �y this ar► ra h If Borrower makes these a ments dircctl Borrower shall rom tl fumish to Lender recei ts evidencin a?�';
<br /> I�_...:.•. P g P • P Y Y, P P Y p � � -
<br /> '" the�ayments.
<br /> -�=''�� ' Borrower shall prompdy discharge any lien which has priority over this Securiry Insdument unless Bonbwer.(a)agrees
<br /> '�: in�vriting to the payment of the obligation secu�ed by the lien in a manner acceptable to Lender;(b)contests in good faith the ._
<br /> " lien by,or defends againstcnfocrement of the lien in,legal proccedings which in the Lender's opinion operatc to p�vent th�
<br />-�`_'`• enforcement of the lien;�r(c)secures from the holder of the lien an agrcement sadsfactory to l.ender subordinutin�the lien
<br /> _;�;,.; fi to this Security Inswment. If Lender detemiines d�at any part of the Property is subject to a lien which may attain priurity
<br /> r� over this Sccurity Inswment�Lendcr may give Borro�vcr a notice idenUfying the lien. Borrower shall satisfy the lien or take
<br /> �,'�:1 ;,, ' one or more of the actions set forth above withiu 10 days of the giving of noticc.
<br /> ,..:F' ;,t;;� S. Huward or Property Insurance. Borrowcr shall kecp the improvements now exisdng or hemaftcr erected on thc
<br /> .,�� Ptoperty insured against loss by fire,hazards included within the term"exteitded coverage"and any other ha�ands,includi�a
<br /> � floods or flooding, for which Lender requires insurance. This insurance shall bc maintained in the umounts and for the
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