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<br /> .- _«-::.�s:,r:• periods that Lendcr rcyuires. 'Cli�ii��ur��ncc car.•icr�ravidi��a thc f�iSUran�_e shall bc choscn by Doreo�vcr suh ec1 to Lender� ----
<br /> _"-"�:��t��c� npprovnl which shall not bc unrca�on�bly�vi�hheld. If l3orrowor fnils to muintain coycm�c dcscril�d nbovc,I.cndcr m�y,ut __
<br /> Lender's aptian,oht;�in coverage to pmtect Lender's rights in Aie Praperty in accordimce w9th parngwiph 7.
<br />___,.e�-t, �;,,-�.�., ,� AII IPI512l1RCC pUI1CIC5 and renewal�;shall be r.ccepr.iblc ta Lender.uid shall include a standnrd mortgag�clnuse. I.cnder
<br /> --�-�`�' "'°� �S�all ha��c thz right to hold thc polici ev nnd re�Te�vnls. If Lendcc requircx,Sorrowcr sl�all prunzptly�ivc tc�Lcndcr�II�rccirts �
<br /> - _-- �
<br /> of paid pretniums�nd renewal notices. ln the event nf losti,Qnrrower shall give prompt notice to ehe insurance ca�rier nnd —
<br /> ��, I.endcr. Lcndcr may makc proof af loss if not m:�dc promptly ny Donotivcr.
<br /> � Unless Lcnder and Borrnwcr oihcttivise agrcc in writing,insurance procceds shall be.ipplicd to restondon or repair of
<br /> _� the Property damngcd, if the restur:ition or rcpair is er.onomicnlly fcasiblc �nd Lcnder'.s security is not less�ned. If the
<br />__-__=�--+��� restoration or repair is not ec�nomicalfy feasiblc ar I,ender, security would be lessened. tkie insurance proceeds shall be
<br /> __ '°'°�'�� npplied to the sums sccurcd by this Securiry Instrumcnt, whcther or not then due, with any cxcess pjid to Borrower. If
<br /> _— °� Bot�rower abandons thc I'rapcny,or deas not ans�ver�vithin 30 days n notice from Lendcr that thc insucance canier has �-_
<br /> _—�I offe�d to settle:►claim,then Lender may collect the insurunce proceeds. Lender mny use the proceeds to repair or resture
<br /> __ thc Property or to pay sums sccured by tlhis Sccurity Instrument,whcther or not tt�en duc. The 30-day period will lx:gin when
<br /> — --'����I the noticc is givcn.
<br /> _=---_ ,�;,ti:,,�; Unless Lender and Borrower othenvise a�ree in weiting, any application nf proceeds to principal shaU not extend or �
<br /> -- -�=-_'—=°" postpane the due datc of thc monthly payments referred to in paragraphs I a�id 2 or change thc nmount of thc��tyments. If __
<br /> — ---_; under paragruph 21 the Property is acquired by Lender, Borro�ver's right to�ny insurance policies and proceeds resulting
<br /> — - from damagc to tlie Property prior to the acquisition shall pass to Lender to the extent of the sums sccured by this Security
<br /> ----`--��-'�"'�� Instrumcnt in�mediatcly prior to thc acquisition.
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<br /> 6. f)ccu�ancy, Preser�•ation, Mnfntenr�nce und Protect[an of lhe Propert3�; Borrower's Loan Applicution;
<br /> �Taw-��f`'"�"��R�� Leasehmlds. Bonower shal)occupy,establish,and use the Property as Borrower's princip�l residence within sixty days after �
<br /> ,:';,_�„_�;;;,,,�j� the executian of this Security Instnimen¢and shall continue to occupy[he Propeny as Borrower's principal residence for at
<br />---.�':=r:�-:?'°�� least one year after the date of occup�ncy, unless Lender othenvise a�rees in writing. which consent shall not be
<br /> _��:.�` . .S �� , i unreasonably withhcld, or unless cxtenuating cinumstances exist which arc beyond Borrower�s control. Bonower shnll not ��
<br /> - ' destro dama e or im air the Pro e allow thc Pro rt to dctcriorate,or commit wuste on the Pro .,rt Borrower shall
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<br />' :�',':�`�w�Y�;X�l���� I be in default if any forfeiture actiotn or proceeding. whether civil or criminal,is begun that in Lender'.s good faith judgment
<br /> ° ` s„ I could result in forfeiture of Ihe Prapeny or otherwise materially impair the lien crented by this Security Instrument or
<br /> °i�''�C'lir.�,:��� '� ' Lender's•securit intemst. Borrower may cure such u default and reinstute,as provided in puragraph l8,by causing the action
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<br /> �.•7:.0..., . ; :,.,� . ( or proceeding ta be dismissed with a ruling that,in Lender�good faith determination,pmclude9 forfeiture of the Borro�vet's
<br /> •:�,;'.."• interest in the Aroperty or other material impairtnent of the lien crcated by this Securiry Instrument or Lender's• security �__,
<br /> intrrrct Nnrr�w�r chall also bc in default if Borrower, during thc loan applica[ion process, gave materially falsc or ___
<br /> `'�"'"�'����� �}r'i'"'� I inaccurate information or statements to Lender(or failed to provide Lender with any mlteriz�l informution)in connection aith
<br /> -•'h H' �' ., � the loan evidenced by the Note, including, but not limited to, representations concerning Borrower's occupancy of the �����'.`
<br />-- ' , • � ' I Property as A principal residecee. If Ihis Security Instrument is on a leusehold,Bor*ower shall comply with all the provisions
<br /> •• •� � of the lease. If Borrower acyuires fee title to the Proper[y,the Icaschold and the fee title sh:+ll not r�erge unless Lender agrees
<br /> � : to the merger in writing. .--__
<br /> � � ;�.'<,.. . 7. Protection of Lender's �Rights in the Property. If Sorrower fuils to perform thc covenants and agrcemcnts �,,�-
<br /> �+'��' . ;.t._<. _._.:._
<br /> "� a�.! ��•� " contuined in this Securiry [nstrumen[, or then- is a legul procceding that may s�gmficuntly affect Lendc�'s rights in the _.
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<br /> Property(such us a proc.eeding in bankrup:cy,probate,for condemnation ar forfeiture or to enforce laws ar regulations),then
<br /> '``'"''"�" ' ' Lcndcr may do:tnd pay for whatevcr is nccessary ro protect the vnlue of thc Property und Lcndnrs rights in thc Property. �"�:��-'�
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<br /> Lender's actions ma include a in an tiums secured b .�lien which has riorit over this Securit Instrument,a earin ,
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<br /> ,:�,�,,�; , in court,paying rensonable ntrorneys'fees nnd entering on the Prnperty to make repairs. Although Lender may take action .,1`�,
<br /> '�`` ' '�� � ' undcr this pu'ag��ph 7,LenJer does not have to do so.
<br /> - "���` � �'-,~� " Any nmounts disbursed by Lender under this paragr.�ph 7 shall l�ecome additional debt of Borrower secured by this ',,,,�'::
<br /> �"F`""{"' �` '�� Security lnstrument. Unless Borrowcr and Lender agree ro other tcrms of payment,these amountti shall bear interest from the '�;,����
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<br /> datc of disbursement at the Note rate and shall bc payable,with intercst,upon notice from Lender to Borrowcr requesting ���^
<br /> ' paymcnt.
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<br /> 4: __ , .,� 8. Moriguge Insurunce. If Lender required mortgage insurance as a condition ot'making the loan secured by this �_
<br /> .. •..;�:: . Secarity InsUVment,Borrov�er shall psy the prcmiums rcyuired to maintain the mongage insurancc in cffect. If, for any
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<br /> reason, the mongage insurance coverage reyuired by Lender lapses or ceases to he in cffect, Borrower shal! pay the
<br /> ��� � • '� � premiums rec�uired to ubtain coverage substantially eyuivalent ro the mongage insurunce prcviously in effect, at n cost
<br /> ._{'�-. . , � substantiatly equivalent ro the cost ro�orrowcr of the mortgage insurance previously in effec[.from an alternate mortgage
<br /> '�� =` ' insumr approved by Lender. if substantially cyuivalent mort�agc insuranre coverage is not available,Borrower shull pay to
<br /> _, ��''f;',`-."•. Lendcr c:►ch month a sum equal ro one-twelfth of the yeurly mortgage insurance prcmium being puid by Borrower when the
<br /> tic�.�,., insurance coverage lapsed or ceased ro be in effect. Lender will accept,use and retain these payments as a loss rcserve in lieu
<br /> -'�".°:�:�;��` of mortgage insurance. Loss rexerve payments may no longcr be reyuired,at the option of Lendcr,if mortgagc insurance
<br /> __�,�� • coveragc(in the amount and for thc peeial that LenJer rcyuircti)provided by an insurer approvcd by Lender again becomes :.'
<br /> available and is obtained.8orrower shull pay the pmmiums rcyuirrd to maintain mortgage insunnce in effect,or to provide n •`"'
<br /> � , loss reserve,until the reyuirement far mortguge insurance ends in accordance with any written�Freement between Bottower
<br /> .•� �, � and Lender ot applicable law.
<br /> 9. Inspect[on. Lcnder or its agent may make reason:►bte entries upon und inspectfions uf the Property. Lcnder shull ��
<br /> '.� , givc Borrower notice at the time of or prior to an inspcction specifying rcasonable rause for the inspcction.
<br /> (0. Cortdemnation. The proceeds of uny awarci or claim for damage�,dircct or conseyuential,in connection with any
<br /> Singlc Family--Fnnnle Mud[teddfe Mac UNIhY1R11 INtiTRU1�1IiNT•-Unifomi Cuvenant� v140 tpuxe i u/6 pa,¢rs�
<br /> , ' ' Grcnt Intt:�Hu�incsa Fama Inc.■
<br /> . � _ 7b indn CnIF 1d00G1�03D9 O FA7C U1tF701•1191
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