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<br /> -----_--�� nnd fixt�ices itow or l�ereaRc:r c►pa�t uf thu��roperty. All repl:!�cmLnts nud��dJitii�ns��liall t:lsa iw cuvercd fsy diiy Sccuuty
<br /> _--- _ W I Instn�mcitt. All af thc for,:goi�ig is refcr�cd to in this Security lnsi ninicnt nq thc"I�rolxrty," ____.
<br /> � i BqRROWL[t�OJBPIANTS that Burrawer i9 lawfully scfsed af thc cstato hcr�2s�r convcy�d nnd I�n9 the cight ro grnnt
<br /> --- —==;,�, nnd convcy the Property:�nd that�he Propert.y�is unenctunbCSCd,cxccpt Pm•cucumbmnces uf rccord. Uormwer wnrsnnts unQ __
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<br /> ---=i wiii de('cnu gcue�aliy il»iitic:w ui�F�.tij;;:�ly a$Wiiist a::cLd►.:;witJ d.;i:ta��.c3::,su�j:.ei tu:aty�ncur: ra:tC�:a ttcor . �--
<br /> i THIS S[?CURI.TY IT�`5�'RUMENT canb�nes unifom�covenantr for nntionul usc nnd nun-untfurni covenunts with
<br /> � limited vnriatlons by Jurisdictton to constitute a unifarm sccuxity instrument covering re�l propeny.
<br />- ----�
<br /> ..�v UNIFURM COVENAIdTS. Bo�rowe�and Lendcr cavenant and t�gree as f�llows:
<br /> 1. P�yme�t oi PrtnclpAl nnd Interesh�rs�►wyment an�f LAto�hArge�. Borrower shall promptly nay when duc thc
<br /> principal of and intcn:ss on thc debt cvideaced by tlic Note and nny prepnymc�t and lnte churges due��nder the 1Votc.
<br /> 2. Tr1u�+us for'dhxes end I��re!�ce� SuNj�ct to oppltcnble law or to n written w�iiver by Lender,@orrower shall pay to �
<br /> ', Lendcr on the day mortthly paymenu are due under the Notc,until thc Note is paid in fnll,a sum("Funds")for:(ni yeariy
<br /> - ---i taxes nnd asscssments whtch mny attain priodry ovcr tiiis Security Instrument as a licn on thc Property;(b)ye.uly lcaLChald
<br /> _ : paymcnts ar graund mnts on �he Property, if any; (c)ycatly hazard or property insurance pretniums; (d) ycnrly floo�l
<br /> — - �� insurance premiums, if uny; (e) yenrly �nort�a€�c insuraace p�miums, if any; nnd(�uny Fums�ayable by Horrower to
<br /> Lender, ln accordnncs with the provisions of pamgraph 8,in lieu of the payment af murtgage insurnnce premiums. These
<br /> ' items are called"Bsaraw Items." Lender may,at nny bme,collect nnd hold Ftinds in un«inount not to excced thc inuximum
<br /> - � amount a lender for a federally related mortgnge loan may require for 8orrower's escrow uccount under the federal Reul
<br /> ____�� Estate Setdement Proceriiu�es Act vf 19?4 us aiiieiiued iram�lma 4o timc,12 U.S.C.§2fi01 et seq. ("PESPA"),unless another �
<br /> -- i law that applles to the FY�nds sets a lesser a�nount. If so,Lender muy,at uny time,collect nnd hold Fua�ds in an amount not to
<br /> �X exceed thc lesser amount. I.ender moy esUmate the amo�ant of F�nds due on the basis of current dau► a�id reasonublc
<br /> °`.��v„_�r,�:'�r�,��� estimates of expenditusr.s of future Escrow Itcros or othenvise in accoxdance�vith applicable law. ",-�,
<br /> The Funds shall be held in an instttution whose deposits are insured by a fcderal a�ency,instrumentality, or entity
<br /> --'•';;�-.^.n'�'fi�`; � (including Lender,if Le.eder is such an institudon)or in nny Federnl Home I.oan Bnnk. Lender shall npply the Funds to pay
<br /> �-i���:1.iI:J'�.-.::.:—�� i.'�"'_.
<br /> _ the Escrow Items. Lender muy not charge Bonower for kialding and applyin�ohe�Lnds,annually anulyzing the escrow
<br /> �_�+����,�,� . account, or verifying the Escrow Items, unless Lender pays Borrower interest on the F�nds and applicabte law permits �
<br /> --_-;,��..�,.... Lender to make such a charge. However, I,ender may raquire Borrower ta pay a one-dme charge for an independent real _
<br /> __'- -a�::���+5-�� esta.te tax reporting servicc used by Lender in conn�cdon with this loan,unless applicuble law provides othenvise. Unless:tn =-
<br /> ,:�, , `;�;� ngreement is mudc or applicable law reyuires interest ta be paid, I.ender shall not be required to pay BoROwer any interest or n =
<br /> "�`.�� �";; � eurnings on the Funds. Borrowcr and Lender may agree in writing,however,that interest shall be paid on the Funds. Lender =
<br /> :�;�''_''':�' ..;� . ; shall give to�orrower,without c h�v e,an annua l accountin o f t he Fun ds,s howin credits and debits to the Funds and the ""'""
<br /> • '.���u� ' � s S �i^ .
<br />-`:=�r;=.:.r;.' , ,� � purpose for which each debit to the Funds�vas made. 1he I-'unds�re ptedged as aadicionai securiry for aIi sums sccuied'oy --
<br /> •r.�:::_`,'`� -.�., � �.�_..z
<br /> �r� , ;,,,. , Uiis Security Instrument. Q:-
<br /> -.�.1,: • . .� i If the Funds hcld by Lender exceed the amounts permitted to be held by applicable law, Lender sh�ll account to -_
<br /> _ .., , : Bonower for the excess Funds in nccordance with the rzquirements of applicuble luw. If the arnount of the Funds held by _
<br /> : ,r ."�'';,•',. 1!. . Lender at any time is not suKcient to pay the Escrow Items when due,Lender mny so notify Borrower in writing,and.in -_s_
<br /> ,,.,.: , : such case Borrower shall pay to Lender the oniount necessary to make up the deficiency. Borrower shall mnke up the
<br /> �"'6;+��.f'"-•'�"� ..�fi� deficiency in no more Ihan twelve monthly payments,at Lenders sole discretion. .,��-
<br />-��:�:.,.._•._-„_ � � Po P Y Y Y P P Y Y ?.�:.-
<br /> ,�,�,,,,,._Y.. ,r.�F U n A ment in full of�Il sums secured b ihis Securit Instrument,Lender shall rom tl refund to Borrower an ;
<br /> �•44�•---:.�:'< � Funds held by Lender. If,under paragraph 21,I.ender shul l acquire or sell the Property,Lender,prior to the ucquisition or
<br /> •-«�••�.�,,:-.at.�,��• sale of the Properry.shall apply any Funds held by Lender at the pme of acquisipon or sale as a credit against the sums
<br /> " � ,� -�-' secured by this Security instrument. .
<br /> �'� '' � � � 3. Application of Puyments. Unless applicable law provides otherwise, all payments received by Lender under
<br /> �koqr;...,,� ••�..�:
<br /> �r�,.�..���+ paragraphs 1 and 2 shall be applied:first,to any prepayment charges due under the Note;second,to amounts payable under
<br /> KL� : --'�� paragraph 2;third,to interest due;fourth,to principal due:and last,to any late charges due under the Note.
<br />�.�:�-�''�"`•�" ' 4. Chnrges; Ltens. Borrower shall pay aU taxes, assessments, charges, fines and impositions atvibut��ble to the .�
<br />_'.-"'i<,°).tr�!�~"""w'`• Property which may attain priority over this Secunry inst[urncnt,und leasehold payments or ground rents,if uny. Bonower
<br />__���J�,i�xhY ;;,��, shall pay these obligations in the mariner provided in paragraph 2,or if not paid in that manner, Borrower shall pay them on
<br /> �' ��� ' time direatl to the erson owcd a ment. Boaower shall rom tl furnish to C.ender ull notices of arnounts to be aid under
<br /> :�t�,t`.:.�'.. �r;.:,.. Y P P Y P P Y p
<br /> ; �•. . •�•� this parugrnpfi. If Borrower makes these payments directly,Borro�ver shall promptly fumish to Lender mceip��evidencit�g
<br /> '.:.': . . . �;�;; :
<br /> = thc paymenu.
<br /> �• ' � Borrower shnll promptly discharge any lien which has priority over this Security Inswment unless Borrower:(a)agrees
<br /> - - in writing to the paymeni of the obligation secumd by the lien in a manner acceptable to Lender;(b)contests in good faith the
<br /> '`°`':,,, . ' � lien by,or defends against enforcement of the lien in. legal procecdings which in the Lender s opinion operate to prevent the
<br /> �:;y; enforcement of the lien;or(c)secures from the holder of the lien an agreement satisfactory 10 Lender subordinating thc lien
<br /> b T� � to this Security Instrument. If Lender determines diat any part of the Property is subject to a lien which may attain priority
<br /> -_ over this Securiry Instrument,Lender may givc Borrower a nouce idenafying thc lien. Borro�ver shall satisfy the lien or take
<br /> �- - "-' oue ar mare of the actior�s set forth abovc within (0 days of the giving of notice.
<br /> -- • 5. Hazurd or P��oparty Insurance. Borrowcr shall keep the improvements now existin�or hereafter erected on thc
<br /> -:;":.� - Property insured aguinst loss by fire,hazards included within the term"extended coverage" and any other h�ards,including
<br /> -� ' flaods or tlooding, for which Lender requires insurance. This insur.+nce shall be maintained in the amounts and for the
<br /> �'': ,
<br /> � �orm 3028 9/90 (pagt 2 oj6 pagcsl
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