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<br />--r��w_,:;_;.,���� ' aP�tova!wliich shall not bc wtrcl�:e��raUly�vfFiii��ltl. If i3oru�:ce f:�il;tci�uni�uai�i cctivci;�rc ctz�:L�i[r::il af:ii�c:.Ii.c�i�;:r��� ,y.i.t �:,
<br /> ..°-�;�;t,�-,'-�:��, .�, Lcndcrs option,�Utain covei•�g�ta�ratect I.tndcr's eights in�hc Nr�7erty i»nccuni:mce�vitl��nraei-ut3L 7.
<br /> '�•�-i�:.:�;�.�� �tll insurance polieies vid ren.c�vals shaU he i�sceptable to�.e�tQer niid s1ta1!inefad�n stanef:lfl�IDT6f[S�fl��l'Icu«e. Lcncicr
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<br /> . Fh;�ll have thc right to hold thc poticics nnd renowols. (f I.cndcr reyuires,Harrowcr shail�ramptly givo to I..endcr�Il rctci�ts
<br /> -�z._...,��.,,,,,�.w� of isaid pr;,iro-iiums and renewal noteces, [n Ihe event nf loss,Borrawer sball give prampt nniice tu the i�surance carri�r nn
<br /> '��• Lcndcr. Ixnder may make rroaf u�'la��i if biut��iud��;�a��i��ily Etiy C:o���ir:�+. �
<br /> Unless Lender ancl R�+r.ower o�hcnvisc agrcc in wriNng,insurance procceds shnll be a�plicd to restoration or repair of
<br />__. r;�;��.�=.u� �he I'ropeny damaged, if thP restotatiun or rcpair is ecoitomically fc�sible nnd Lender's sccurity IS i10! ICSSCI1Cd, if the
<br /> - -- ""—'�---- resturutiun�:repair i+ not ccanomicnlly fcasiblc or l.cndcr's secunty would be Icsscncd, thc insuran�e procceds shidl be
<br /> -�y�?''�''�'� applled to thc sums secured by this Security Instrument,wh�ther or not then due,with uny excess paid tu Borrawer. lf
<br />- M�'� •�•�,;, + tiorrower nbandnns the Property, or does not:►nswer within 30 ciays n notice fcurn Lender that tha insurance carrier I�as
<br /> '',',, '.i.Z•: offer�d to setde a claim,then Lender may coltect the insur•uice proceeds. Lender niay use the prosceds ta repair or restom
<br /> ;;y;�,' the{'Yaperty or t�pay sums sccu�d 6y t h is S c c u ri t y I n s t r u n e e n t,w h e t h c r a r n a t t h c n J u e. T h e 3(W n y p eriaJ will he�in whcn ._
<br /> __;y;�.����{.��; ihc noticcis given.
<br /> �•• Unless I.ender nnd 8anoa•er athenvise agree in�vriting,any applicauon of��racoecis to principal shall not�xtend or
<br />"` .i;: .°':�.�,::'�� postpane the due date of the monthly paymcnu refemd to in paragnphs 1 and 2 ur change th�amount of uhe payments. If
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<br />=; ..i•�_•�-• ::.• 4• under na�a�raph 21 the Prop�rty is ucyuired by L.ender,Hurrowerk�ight to any insuranc�palicies and procceds resutmg
<br /> `���=�*,`�::;;;�` frorn damage to the Property��rior to the azquisition shall pass to I.ender to the extent of the sums secured by this Security
<br />- �`��" �'����`' Instrument immcdiately prior to the acquisition.
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<br />-=�-;� -• --•� �} �. O��cap�ncy, !'re.cervnUan, Nlaintennnce and Protection of the I'roperty; Borrower'.s Loan Appllcattan;
<br /> '` ' �;�Sj' Lez�seholds. Borrower shall occupy,establish,and use the I'ropeRy as Borruwer�pnncipal residence within sixry duys ui'te�
<br /> ���'�; �''.;L�`��',%,r� the execution of this Securiry Instrument and shall continue to accupy the Property as Borrower�s principal msidence forat
<br />^- " least one year after the date of occupancy, unless Lender otherwise agrees in writing. �vhich cansent shall nat be
<br /> _.._;; ;. ... .,, unreasonably withheld,or unless extenuatin�circumstances exist which are beyond Borrawee:s control. Borrower shall not
<br />- '' destroy,dama�e or impair the Property,allow the Property to deteriorate,or commit waste on the Property. Bortowcr shall
<br /> �� be in default if any forfeitu�action or proceeciing,whether civil or criminal,is begun that in I.ender's good faith judgment
<br />_ ° could rcsult in forfeiture of the Property or otherwise materially impair the lien created by this Security Instrument or
<br /> . , Lender's security interest. Borrower may cur�e such a default and reinstate,as provided in pamgraph I8,by causing the action
<br /> • or proceeding to be dismisscd�vith a ruling that,in Lender's good faith determination,precludes forfeiture of the Borrawer'.s
<br /> interest in the Properry or other material impurtnent of the lien cmated by this Sccurity Instrument or Lender's• security
<br /> intere�t. Botrower shall also be in default if Borrowcr, during thc loan application process, guve materially false or
<br /> � ; ° inuccurate information or statemcnts to Lender(or fuiled to provide Lender with any material infotmation)in connection with
<br /> - -� ° ii�c ioa��evi��r�c�� !�y il:e Nce�. :r.�!eding, hi�t r�nt I�mir�d��o, renmsentations cor.ceming Borro�vert occupancy of the
<br /> • Property as a principal residence. If this Security Instrument is on a leasehold,Borrower shall comply with ull the prov�s�ons
<br /> � of thc lcase. [f Borrower acquires fee title to the Property,the lcaschold and the fce title shall not merge unless Lcnder agrees
<br /> to the merger in writing.
<br /> 7. Protectton of d.ender's Rights in the Property. [f Borrower fails to perform thc covenants and agreemen�s -
<br /> contained in this Security Instrument,or there is a legal proceeding that may significantly affect [.ender's rigttts in th�
<br /> Property(such as a proceeding in bankruptcy,probate,for condemnation or forfeiturc or to enforce laws or rcgulatians),then
<br /> Lender may do and pay for whutever is necessary to protect the value of the Property and Lender's•rights in the Propeny.
<br /> • Lender's actions may include paying any sums secumd by a lien which has prioricy over this Security Instrumen[,appearing
<br />� • '' in coun,paying reasonable attomeys'fees and entennc on the Property to make repairs.Although Lender may take action
<br /> under this paragraph 7,Lendcr doas not have to do so.
<br /> Any �vnounts disbuned by Lender under this paragraph 7 shall br.come ndditional debt of Borrower secured by this
<br /> Security Instrument. Unless Borrower and Lendcr agrce to othcr tcnns of payment,thc,c amounts shall bcar interest from thc
<br /> date of disbursement at thc Notc ratc and shall be payable, witt� in[crest, upon notice from Lendcr to Borrower requesting
<br /> . paymenG
<br /> 8. 1`Jlortgage Insurnnee. If Lender reyuired mortgage insurance as a condition of making the loan secured by this
<br /> Security Imsmiment, Borrower shall p�y the prcmiums requimd ta maintain the mortgage insur.tnce in effect. lf,for any
<br /> � ' mason, the morigage insurance coverage rcyuired by Lensier lapses or ceases to Ne in effect, Borrower shall pay the
<br /> ` premiums required to obtnin coverage substantially eyuivulent to the mortguge insurance previously in effect, at n cosl
<br /> " substantially equivalent to the cost to Borrower uf the mortgage insurance previously in effect,from an altemate mortgage
<br /> insumr upproved by Lender. If substantially eyuivalent mortgage insurance coverage is not available,Borrower shall pay to
<br /> � . Lender earh manth a sum equal to one-twelfth of the ycarly mortgage insurance premium being paid by Borrower when tha
<br /> 4. insurance coverage lapsed or ceased to be in effect. Lcnder�vill accept,use and retain these paymenu as a loss reserve in lieu
<br /> . of mortgage insurancc. Loss rcscrve payments may no longcr bc rcquircd,at the option of Lender, if mortgage insurance
<br /> • coverage(in the amount and for the period that Lender rcyuires) provided by an insurer app�nved by Lender again becomes
<br /> � �, available:uid is obu3incd.Borrower shall pay the premiums reyuired ta maintain mongage insuran�e in effcct,or to provide a
<br /> loss rcserve,until the requimnMnt for mortgage insurance ends in accordance with any written agreement between Borrower
<br />_; � and Lender or applicable law.
<br /> 4. Inspection. Lender or its agcnt may make ccasonablc entrics upon:u�d inspertions of the Property. Lender shall
<br /> ° .. give Borrower notice at the time of or prior tu an inspection specifying reasonable cause for the inspection.
<br />' . 10. Condemnntton. The proceeds of any award or claim for damages,dircet ot consequenti�il,in connection�vith any
<br /> � ' Singlc F.unily••Funnlc�1ac/hYcddie Mac UNIFORM INSTRUM1IF.N7'--Unifortn Covcnants 9/90 lpage 3�f 6pnges)
<br />. ' GTwt Irtro 6ur.ncse Fmro.lor ■
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