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<br /> �:crfiodo-�Iiiat Lcndce requh'cs. 'i'hc inswancc ciirricr p�rividiug thc insurnncc shnU l�;clia�:cn by No�r����rcr suG,'�,cct to I.cu�l,^.A��c
<br /> upprovnl�vliich Shall nut bc um�casonably withireld. If�3��r��a�vcr t:�il+to m.►intaie:covcr�+t;c da:;crib::�ahuvc, C.r.nilcr im�y,cz¢ _
<br />:x. I.cndcr A opdon,obu�in covcra�;c to protect Lcndcr 5 rights in ihc Praperty in accurd�mcc with�aragraph 7.
<br /> . All insurancc policics nnd rencwals shnll bc acccptablc t��Lendcr nnd shnll include c�st�ndnrd murtga�c clausc. l.cndc�r _
<br />��' • shnll have the right ta hold thc poticicy nnd��:newuls. If Lencter reyui�s,Durrower shuU �rotnp�ly give to L.ender nii rcceipts
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<br /> c�f��id premiums und renewid natices. in ihe event of loss,Boreu�vee shall give nrompt iwtice ta the insurance carricr nnd ._
<br /> �i.cndce. l.endcr mny nxik�pruuf uf lusy if noi n�aQc pr�nipdy by 13orro��cr. �
<br />�� ' 1' � Unless LcnQcr.uid 8urrowcr atherwisc ugree in writ�ng, insurnncc proceeds sh�ll 1lse npplied to rcstorntion or rcpaie of
<br />- Nic Properiy dmm�ged, if thc restomtfon or repair is ecanomically feasible nncl l.cnderl sccurity is not lesscned, Ii the
<br />_ ; restoratiun or�rpuir is not economirally fcasiblc ar[.cnder� sccurity would be Icsscncd, the insurance proceeds shnll be
<br /> � �pplicd to�hc sums sccurcd by this Sccurity lnstrumsat, whcther ur not thcn duc.with nny cxcess paid to Dorrowcr. If
<br /> Aorrawer abandons the Property, �r does not nnswer within 30 duys u notice from Lender that the insurance earrier Itas
<br /> . offered ro settle n claim,then Lender mny collect the im.urance proceeds. I.ender may use the pror.eeds to repa�r or restore
<br /> `c. tlie i'ro�serty�r to pay sums secured by this Security lustrur.ient,whedier or not then due. The 30•day periad will begin when � _
<br /> � the notice is given.
<br /> � Unl�ss Lender and Burrower othenvise agree in writing,any application of Nrocecds to principal shall not extend or
<br /> , � postpone thc due dute of the monthly payments refcrced to in�aragraphs 1 and 2 or change the amount of the payments. If
<br /> - under paragmph 2l the Propeny is�►cquired by Lender, �orrower's right W any insurance policies nnd proceeds resultin�
<br /> ' fr�m damngc to tlie Propany prior co the acquisition shall pass to Lrnder to the extent of the sums secured by this Security
<br /> � Instmment immedintely prior to thc acquisition.
<br />- R. Occu�uncy, Preservution. Matntennnce und Frotection of the Property; Bo�rower's Loan Appltcation;
<br /> � Leaseholds. 8ortower shall occupy, establish,nnd use the Property as Borrower's principal residence within sixty daya afic:r
<br />-� �� the execution of this Security lnstrument and shall continue to occupy the Property as Borrawer's principal residence far at
<br /> � � ICASI one yenr nRer thr, date of occupancy, unless Lender othenvise 8g(CCS Iri W171111g. which consent shall not be
<br />,5 ° unrenson�bly withlield,or unless extenuating circuinstunces exist which n�e beyond Borrower�s control. Bonower shall not
<br /> destroy,damagc or impair the Property, ullow thc Property to detcriorate,or commit waste on the Properry. Barrower shall
<br /> " �� be in default if:uiy forfciture action or proceeding,wliether civil or crim�nal,is begun that in Lender's good f1iYh judgme;►t
<br /> � could result in forfeiture of thc Property or otherwisc materially impair the lien crezitcd by this Security Instrumerrt or
<br />�� „ Lender's security interest. Bortower rnay cure such a default and rtiinstate,as provided in parasmpli 18,by causing the actian
<br />' . or procccding to t+e dismisscd with a ruling that,in l.enderk good faith dctermination,pmcludes forfeiture of the Borrower!s
<br /> interest in the Property or other material impairment of the lien cmated by this Security Inswment or L,ender?�security
<br /> " • interest. Borrower shall also be in default if Borrower, auring thc loan application proccss, gave materially falsc ur
<br />. inaccurate infonnation ur statements to Lender(or failed to provide Lender with any material inforrnation)in connection with
<br />- . .�_ �.-._._ .. .�.. ..., t� N� ' ol mo hi nrt
<br /> --- � - u�e ww. ci'iva.Aw.'� �'.� f.�° .:SC,:52...:l:�...p, ...lS .._. Ilmitrrl m; renresentations concerning Borro�ver's occupancy O [ C
<br /> Propeny as n principul rc�sidence. If this Securiry Instn►ment is on a leasehold,Borcower shall comply wid�all the provisions
<br /> of the lease. If Borrower acquires fce titic to the Property,the leasehold and the fee title shall not m�rgc unless L.cndcr agrees
<br />_ ".�'� to the merger in writing.
<br /> '•��;r.� 7. Protectton of Lender's diights In the Pcoperty. If Borrower fails to perfomi the covenants :u�d agrecmetius
<br /> " `�'''�'�'.�� "'� � contained in this Security Instrument, or there is a legal proceeding that may sign�ficantly nffect Lendcr� rights in ttie
<br /> ��.. Propeny(such as a proceeding in bankruptcy,probate,for condemnafion or forfcimze or to enforce laws or reguluuons),then
<br /> - Lender may do nnd pay for whutever is necessary to protect the v<�lue of the Property and LenderS rights in the Property. _
<br /> L,ender'.s actions may include paying any sums secured by a lien which has priority overthis Security IInstrument,nppearing
<br />� in court, paying reasonable attomeys'fees and entering on the Propeny to make repairs.Although Lender may take uction
<br /> � under this paragraph 7,Lender docs not have ro do so.
<br /> " Any amounts di�burscd by Lender under rhis paragmph 7 shall become additional debt of Bomower sccurcd by this
<br />= Securiry Instrument. Unlcss Borrower and Lender ngrce to other tenns of payment,these amounts shall bear interest from the
<br />' • datc of disbursement at thc Note rntc ssnd shall be payablc, with interest. upon notice from Lender to Bor.nwcr requesting
<br />- � payment.
<br />- B. Mortgage Insurance. If Lender required mortgage insurance as a condition of making the loan sccured by this
<br /> - S�curity Instrument, Borrowcr shal! pay thc premiums required to mnintain thc mortsage insurance in effcct. If, for any
<br /> = reason, the mortgage insurance coverage required by Lender lapses or eeases to be in effect, Boaowee shzll pay the
<br /> = - , premiums rcquired to oUtain coverage substanti:illy eyuivalent ro the moctbage insurance previously in efdeCt, ae u cost
<br /> ::�,;; substantially equivalent to the cost to�3orrvwer of the mort�age insurance previously in effect,from an nitemate martga�e
<br /> insurer approved by Lender. If substantially equivalent mortgage insurance coverage is not available,�orron�er shali pay Sc�
<br /> - .��•:�;.'' Lender each month a sum equal to one-t�velfth of the yeaily mortgage insurance premium being paid by 8orro�ver when the
<br /> - . insurance covernge lapsed or ceased to be in effect. Lender wiil accept,use and retuin tliese payments as a loss reserve in licu
<br /> � of mortsagc insurancc. Loss reserve payments may no longcr bc required,at the opxion of Lender, if moriga�e insurance
<br /> �` coverage(in the amount and for the period that Lender n�quins)provided by an insucer approved by Lender again becomes
<br /> '': ,'. available and is abtained.Bonowcr sha11 pay the premiums requir;.d to maintain mortgage insurance in effect,or to pmvide a
<br /> ,.,.;;; loss reserve,until the requirc�ment for mongnge insurunce ends in�ccordance with any written�greement�et�veen Borro�ver
<br /> " and Lender or applicable ln�v.
<br /> 9. inspection. l..ender or its agent may mahe reason�ble entries upon:u�d inspections of tha Property, Lcndcr shall
<br /> . � give Borrower notice nt zhe time of urprior to an insF�ection specifying reasonable cause for the inspection. _
<br /> � . 10. Condemnatton. The proc�xds of any aw:ird or cluim for damages,direct or consequential,in cortnection with any
<br /> Singlc Family•-��nnieMue/Il'eddle 111ac UNIFORM INSTRUMGNT•-UniformCovenants 9/90 (pageJ of6 pakca) �
<br /> - . - ' :��,.'� (ttat Inter Bmintaa Focr�e.luc.� -
<br /> � � So CrCeCntl•1�600W4II3?J O YhX 01610t4191 �
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