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rn _ = D n- c �M C^ After Recording Return To: Home Center, Inofi D N r 163 Te h ology Drive t1 cn Irvine, 92618 _ Lenders First Choice 3850 Royal Ave S1 Simi Valley, Ca 93063 Loan No.: 2063106 ) A �, [Space Above This Line For Recording Data] DEED OF TRUST MIN: 100196800020631060 DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated October 25, 2004 Riders to this document. , together with all (B) "Borrower" is Dave S. Kone and Linda H. Kone, Husband and Wife, as Joint Tenants With Right of Survivorship Borrower is the trustor under this Security Instrument. (C) "Lender" is Home Loan Center, Inc. Lender is a a California Corporation the laws of California 163 Technology Drive, Irvine, CA 92618 (D) "Trustee" is Lenders First Choice organized and existing under . Lender's address is (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. (F) "Note" means the promissory note signed by Borrower and dated October 25, 2004 The Note states that Borrower owes Lender One Hundred One Thousand and no /100 Dollars (U.S. $ 101,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than November 01, 2034 NEBRASKA — Single Family— Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 GREATLAND ■ ITEM 2698L1 (0011) —MERS (Page I of 12 pages) To Order Call: 1- 800 - 530 -93930 Fax: 616 - 791 -1131 �k�- 4V oc7 cn c=am \ s p --4 r %%D pp -n in ° U-) CCS u l CIO Cn rn Z 0 6s Sv Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated October 25, 2004 Riders to this document. , together with all (B) "Borrower" is Dave S. Kone and Linda H. Kone, Husband and Wife, as Joint Tenants With Right of Survivorship Borrower is the trustor under this Security Instrument. (C) "Lender" is Home Loan Center, Inc. Lender is a a California Corporation the laws of California 163 Technology Drive, Irvine, CA 92618 (D) "Trustee" is Lenders First Choice organized and existing under . Lender's address is (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. (F) "Note" means the promissory note signed by Borrower and dated October 25, 2004 The Note states that Borrower owes Lender One Hundred One Thousand and no /100 Dollars (U.S. $ 101,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than November 01, 2034 NEBRASKA — Single Family— Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 GREATLAND ■ ITEM 2698L1 (0011) —MERS (Page I of 12 pages) To Order Call: 1- 800 - 530 -93930 Fax: 616 - 791 -1131 �k�- 4V