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200410891 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in pages 1 through 12 of <br />this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />(Sea (Seal) <br />Michael R. Volf Borrow r P nny M VoKaive - Borrower <br />signing to Homestead rights <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Witness: <br />State of Nebraska <br />County of Hall <br />Witness: <br />KQ�t" <br />P� <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borr ower <br />The foregoing instrument was acknowledged before me this `f- O� 0 ''+6 pt�rl -';oo�6 (date) by <br />Michael R. Volf, Penny M Volf <br />499K <br />(name of person[s] acknowledged). <br />My commission expires: //// l 1 (/ <br />NEBRASKA — Single Family— Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />ITEM 26981-12 (0011) —MERS <br />(Page 12 of] 2 pages) <br />i <br />Form 3028 1 /01 <br />GREATLAND ■ <br />To Order Call: 1- 800 - 530 -9393 ❑ Fax: 616- 791 -1131 <br />