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MIN: 100196800020636499 �5- S0 DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated October 24, 2004 , together with all Riders to this document. (B) "Borrower" is Michael R. Volf and Penny M Volf Husband and Wife as Joint Tenants Borrower is the trustor under this Security Instrument. (C) "Lender" is Home Loan Center, Inc. Lender is a a California Corporation the laws of California 163 Technology Drive, Irvine, CA 92618 (D) "Trustee" is Lenders First Choice organized and existing under . Lender's address is (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. (F) "Note" means the promissory note signed by Borrower and dated October 24, 2004 The Note states that Borrower owes Lender One Hundred Thirty Nine Thousand and no /100 Dollars (U.S. $ 139,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than November 01, 2019 NEBRASKA — Single Family— Fannie Mae/Freddie Mac UNIFORM INSTRUMENT ITEM 26981-1 (0011) —MERS (Page 1 of 12 pages) Form 3028 1 /01 GREATLAND ■ To Order Call: 1-800-530-9393OFax: 616 - 791 -1131 V " ' j After Recording Return To: Home oan enter, Inc. C n x c" :J o � O 163 Te hno gy Drivp, 7 ry CO Irvine CA 2618 rn m\ c M rn O /W/ — n y ,� O �t O flux _ o Lenders First Choice O z s -3850 Royal Ave M. Simi Valley, Ca 93063 o O C) ►—D ° r "' CID Loan No.: 2063649 Cfl a ca CD cro cn �.• •-+� cn Z 13s [Space Above This Line For Recording Data] DEED OF TRUST MIN: 100196800020636499 �5- S0 DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated October 24, 2004 , together with all Riders to this document. (B) "Borrower" is Michael R. Volf and Penny M Volf Husband and Wife as Joint Tenants Borrower is the trustor under this Security Instrument. (C) "Lender" is Home Loan Center, Inc. Lender is a a California Corporation the laws of California 163 Technology Drive, Irvine, CA 92618 (D) "Trustee" is Lenders First Choice organized and existing under . Lender's address is (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. (F) "Note" means the promissory note signed by Borrower and dated October 24, 2004 The Note states that Borrower owes Lender One Hundred Thirty Nine Thousand and no /100 Dollars (U.S. $ 139,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than November 01, 2019 NEBRASKA — Single Family— Fannie Mae/Freddie Mac UNIFORM INSTRUMENT ITEM 26981-1 (0011) —MERS (Page 1 of 12 pages) Form 3028 1 /01 GREATLAND ■ To Order Call: 1-800-530-9393OFax: 616 - 791 -1131 V " ' j