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<br /> -- -°=r-�`�°� Lcndsr�:upti��i,uUtnlu covcta�;e t���irnicet l.erdcr's ri�hts in�i�e Pro��eiiy in accordance wi11!na•raFxapU i.
<br /> --?��.'lpH�,� ��'-�� All insur:mce tx�licles and renew:��s sh111 Ue acce�tnblc to Lr•uder ttetd tih:tll i�t�iude a sln�ldarc�maflgafie clau.e. l.ender �
<br /> shall h�ve the rlght to hold thc�licles nnd renewals, Xf l.ender nyuires,Borrmwer st�ail.�romptly�,iHe to Le:nder all reccipt�
<br /> �:•.��,�;;;::lk:"�� of paid prcmiums nnd nene��la1 nntices. in th� event of l�ss,l3orrawer shall give prompt natice to the insurance curritr and _-
<br /> - Il:adcr. icn4cr muy�riuk����x�i o;loss i�uut:.�;.d:.�:o���ptly bz>pOTiQlvet.
<br /> Unless Lender ond Bacrower utherwise agre�in writing,insurnttce procee.ds shull ba:agplied to restomtlon�r rc:�air of
<br /> -- — the Propeity dnmaged. if the restoration or repair is economically feusi�le and Lendr.r9 secarity is not lessened. If�f►e
<br /> ��� restorntian or repair is noi economically icasible or Lender's• security wot:ld be lessened, the insu�zsnce procee�s shall be
<br /> -- - applied to�he sums secumd by Rhis Security Instniment, whether or not then due,with any excess paid to Borrower. [f
<br /> -�_�==�%�m Borrower nbannons the Property.or dces noz answer within 30 days a notice from Lender thn�the insurance carrier has _
<br /> --����i�a offercci to settle a claim,�hen l,�nder may cotlect the insurance procecds. Lender may use the proceeds to repair or resto.se
<br /> _,_�,�-� the C'roperty or eo�ay sums secured by this 5ec:u�ity Insavment,whether or nas then due. Ttte 30-clay period will begin�vhen �
<br /> __�,_,,,e.� [he nodce is given.
<br /> _r_,��,�� lJnless Lender und Borrower othenvise agne in writing,any application of procecds to F�incipal shall not extend ar _
<br /> _-_�.,W��,..,� postponc the due dute of thc mondily payments�cferrcd to in paragr�phs l and 2 or change the umount of thc payments. �f
<br /> °a��a�_��_`i�- under paragraph 21 the Property is acquired by Lender,Borrower's right to any insurance policies aud praceeds resuluiig _�
<br />--==��'a`�_'��.t.� from damage to the Property prior t�the acquisition shall pass to Lender to the exeent of the sums secured by this Security
<br /> -AT��� Insnumcnt immediately prior ro thc acquisition.
<br /> �y.,A,.r��,,�.. 6� (kcuNancy, Preservntion. Mafntenance und I°rotectton of the Property; Horrower's Loan Applicatton;
<br /> _ ,, , , Leaseholds. Botro�ver shall occupy,establish.and use the PropeRy as IBorrower's prmcipal n:sidence withi�i sixry dnys aft:.r
<br />°, �r,?n�:i'� the execution of this Se,curity Instrument and shall continue to occupy the Property as Borrower's principal residence for at
<br /> • • � � � least one year ufter QtG datc of uccupancy. unless Lendcr othenvise agmes in writing, which consent shall nut be r,
<br /> �;�,��-*,'-.��_., .� unrcasonably withNeld,or unless extenuating circumstances exist which ane beyond Borrower's cunurol. Borro�ver shall nut �;�•;;;_
<br /> �'�°''�'�'' �-'�•• destroy,dnmage or impair the Property.nllow the Property to deteriorate,or commit waste on the Psoperty. Bornnwer shall -�
<br /> yy.,�_ , be in defnult if any forfeiture nction or prceceding,whether civil or criminal, is be�un that in I.enderti good faith j�ldgment ��
<br /> i ��' ' � � could result in foi�feiturc of the Property or othenvise materially impair the lien created by this SecuriYy.(nst�ument or � "'
<br /> " , ° Lender's security intenest. Sorrower may cure such a default and reinstate,as provided in paragraph i8,Uy causing die action �`^�_
<br /> � ' or proceeding to be dismissed with a ruling that,in Lender:s good faith detertnina�ion,precludes forFeiture of the Horrower's =
<br /> ' interest in the Property or ather material impairment of the lien created by this Secueity [nstrument or[.ender'.s security �'L�,i .
<br />- intemst. Borrower shall alsu be in default if Borrower, during the loan application process, gave matarially false or {,,,�,
<br /> inaccurate info►m,ttion or statements to Lender(or failed to provide Lender with any material information)in connecnon with ,t�,�..
<br />.qr. ; iva itiiu� ciiiuc'i��C3 vj% t�i� *:�lC. SS:�:L'A�no hnt nnt ���nit�d ro; renresentadons coneernin� Boaower's occupancy of the �:;_•
<br /> . � Propeny a5 o principal residence. If this Secu7iry Instrument is on a leasehold.Borrower shall comply with all the proviswns `
<br /> ° of thc lease. lf Borrower acquires fee title to the Property,the IeaseholJ and thc fee title shall not merge unless L.ender agrees �;�
<br /> „ ° ro the merger in writins. �x-
<br /> ° 7. Protectton of Lender's Rights in the Property. If Borroa•er fails [o perfomi the covenants and agrcements j.:�r�
<br /> contained in this Security Instrument, or there is a legal praceeding that may significantly affect Lender's rights in the ,�,;�;:
<br /> Property(such as a proceeding in bankruptcy, probate,for condemnadon or fudeiture or to enforce laws or regulations),then ., .F,
<br /> Lender may do and pay for whatever is necessary to protect the value of the Property and Lender's rights in the Property.
<br /> • " ' L�nder's nctions may include paying any sums securcd by a lien which has priority over this Security inswment,appeanng T��
<br /> � in cauR,paying reasvnable attomeys'fees arnd entering on the Property to make repairs.Although Lender may take action •.
<br /> under this pamgraph 7,Lcnder does not havc[o do so. "'•'
<br /> Any amounts disbursed by Lendcr under this p:uagraph 7 shall becomc additiona! dcbt af Borrower secutr.d by this • •
<br /> Sccurity Instrumcnt. Unless Borrower and Lender agrce to other tertns of payment,thesc omounts shall bear interest from the
<br /> . „ datc of disbursement at the Note rate and shall bc payablc,with intemst, upon notice from Lender to Borrowcr rcyuesting . ,
<br /> �.. payment.
<br /> . S. Mortgage Insurunce. If Lender reyuircd mortgage insurance as a condition of making the loan secured by this
<br /> Security Instrument. Borcower shall pay �he prcmiums reqwrcd to maintain the mortgage insurance in effect. If, for any .
<br /> " mason, the mortgage insurance coverage required by Lender lapses or ce:ases to be in effect, Borrower shall pay the �
<br /> •� premiums requimd to obtnin coverage substantially equivalent to the mortgage insurance previousiy in effect, ut a cost
<br /> substantially equivalent to the cost to Borrower of the mortgage insurance previously in effec4 frean an altemate mortguge
<br /> insurer npproved by Lender. if substantially equivalent mongage insurance cover�ge is not availab9e.Horrower shall pay to
<br /> Lender euch month a sum ec�ual to one-twelfth of the yearly mortgage insurance premium being paid by Borrower when the , �,•
<br /> _� �?:�•�. insurance coverage lapsed or ceased to be in�ffect. Lender will accept,use and retnin ahese payments as a loss reserve in lieu ,'��
<br /> "' ��^��;� of mortgage insurance. Loss reserve payments may no longer be required, at the option of Lender,if mortgage insuranr.e �
<br /> ..,`, � covera�e(in the amount and for the period cha�Lender rcquires)provided by an insurcr approved�Oy Lender again lx:comes
<br /> • M;, t�� available and is obtained.Borrower shaU pay the premiums reyuircd to maintain mortgage insuramce in effect,or to provide a „
<br /> '�'- ''•i loss reserve,until the rcquirement for mongage insurance ends in accordance�vith any written agreement between Bomower
<br /> and Lender or applicable law.
<br /> 9. Inspectton. Lcndcr or its ugent may make rcasonable entries upon and inspections of the Property. Lender shaJl .
<br />-f give Borrower notice at the time of or prior to an inspcction specifying reasonable cause for the inspection.
<br />' � -, 10. Condemnation. The proceeds of:.iny a�vard or claim for d:unabes,direct or consequentinl,in connection with any
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