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<br /> „ .� 5. �aa^cd ar 1;�[•atac:ly Y[�stoi�afis.^. t�ni��o�:•CP SI1�II kccp ti�c inipruven;�ntr, nutv cuistfu�; ur E►cr;,ciStce e�cctc.i o!i th:; ��,�'::.
<br /> 1'��u��;c�ty iu��u►a1 :i��aiii�,t (u:,�� by fi�c. ha�ard�� iurludctl ���Iti�i�►tlic tcim "c::tc;�dcil cuvc�,.(;c" aud any ath:; it���r�i�;, iai±•ludiu�{
<br /> ,� flavdr, or tloodin�,�OP 4VIlICI1 I.CfI[IL'P I'C(]Uif(5 IilSlll'ililCC. T3iis insuuincc tihall I�c m::{ut��fual iu tl�c�uuuu�us,i�.d 1'nr t{ie�c:�iuil: ��u_
<br /> :_,:;�z�_,,;..Y j�'�;-4 ti�at L.ender rcquires. 'Yhe insuraczce carricr pruviding tl�e ins,urance shnil i�c chosen by 1Roerotrer subjcct tu Leudes's appruval °--
<br /> -,; ..,�,.,� ��� v��hict► shall not br w�rcasonably �vithhcid. lf 1Qotra�vcr fails tu maintaiii c�verarc dcscrib�d i�bovc, [,endcr mny, aU l.cader's ___
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<br /> -- optlon,obtain caverngc to pratcct I.cndc►'s righls iii thc Property in uccordancc wlth paragraph 7.
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<br />-:___:,��. _,,,,,. .,_„�_"� All insurancc pulicics and ren�wals shall bc ucccptat�lc to Lendcr nnd f:l��ll includc 9 st�ndnrd mortga�e cicuse. Lendcr ,_�
<br /> --�=Y=-J°`-```-'"� shall havc the right to hold the policir.s und renewals.If i.cndcr rcyuires,Borrrnvcr shnll promptly give to l.ender all reccipts of �
<br /> _�:�,��+. paid premiums nnd�newsl notices. In tlie event of loss, Bm•rower shall give pram(st itotice ro the insucance zar'rier nnd Lendcr.
<br /> '`:`''�=���• l.cndcr ma make roof of loss if not ntade rom tb b Borrower.
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<br /> _____�;��:°�;,;:;�;�_= U�ilcss Len:icr nnd Horrower othcrwise ngrcc in writing, insurancc pracecds�hal! bc applicd to restoration or r�pair of the
<br />--_-`'`�� `t Properry damagcd,if the restoratian or rcpafr is cconomically fcasible and Lender's sc�uriry is not Icssened. If the resroratian or
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<br /> _-:,�;r:;;-�;;_;�;:. e..,,. repair is not economically fcasiblc or Lcndcr'�security would be lessencd, the insw•nnce proceeds shall bc upplicd to the sums
<br /> `="�;����"`�:`•.. � secured by this Security [nstrumcnt, whetl�cr or not then due, with any excess paid to Borrower. If�orrower absndons thc `— `
<br /> ° `�'�"`•' Pro ert or does not an:swer within 30 da s a notice from L.cndGr that the insurancc carrter has offcreca t�setde a clnim,dun
<br /> �Fr:;iY�a.��;�F.',;� P Y� Y•
<br /> _;.�•,�, ,�_ .�� . Lender may collect the insurmue proceeds. Lender may use thc proceeds to repair or restorr, the Property or to pay sums
<br /> :'�"-�=•:�-. �::hT� t secured by dzis Security Instrument, whether or not then due. The 30-day period wiU begin when the notice is given.
<br /> _.�=���::,;: :-`.•L": Unless Lendcr und Borrower othenvise agree in �vriting, any applicauon of procceds to principal shall not cxtend or
<br /> -�"��i"•"�%�•� st ne the due. drrte oS'the monthl a ments referred to in ara ra hs I and 2 or ch�n c thc amount of the a ments. If
<br /> _��,�.1,,�.�., Po I� Y P Y P P� P G P Y
<br /> _ - �- ��= tmder para�r�ph 21 the Pmprny is acquired by I.ender, Rnrrrn;rer'c right to uny insurance policies nnd proceeds resulting from
<br /> " � �4''''�` dama�e to thc Propeny prior to the ncquisition sh�ll pass to Lcndcr to the cxtent of the sums secured by this Security[nstrument
<br /> _ ..,.,�,.�,;.
<br /> -- . immediately prior to the acquisition.
<br /> . . 6. 0. •���a���y,Prescrvation,Mnintenance and Protcction of the Praaperty;l3urrower's Loan Appltcation;Leseseholds.
<br /> _ "-�'�;'��'°'�;%'• Borrower sliall occupy,establish,and use the Property as Bormwer's principal residence within sixty days s.tfter the execution of
<br /> this Security Instrument and shall continue to occupy the Pro�erty as Borrower's principal residence for at lcast one year afiter
<br /> ��'� •'•:'�' '� ''"� the date of occupancy, unless Lender othenvise agrees in writing. which consent shall not be unreasonably withheld, or unless
<br /> � � �� �-
<br /> � extenuating circumstanccs exist which are beyond Borrower's control. BoiTOwer shnll not dcstroy, dumage or impair the
<br /> - •� " Property, allow the Property to deteriorate, or commit waste on the Property. Horrower shall be in default if any forfeiture —
<br /> , , action or proceeding, whether civil or criminal, is begun that in Lender's�ood faith judgment could result in forfeiture of die
<br />� Property or otherwise materially impvr the lien created by this Security Instrument or I.ender's security interest. Horrower may
<br /> �- cure such a default and reinstate,as nrovided in oararraph 18,by cnusine thc action or aroceedine to be dismissed with a rulin�
<br /> � that, in L.endcr's good faith determination, precludes forfeiture of the Borrower's interest in the Propeny or other material
<br /> impTirment of the lien created by this Security Instrument or Lender's security interest. Borrower shall also be in default if —
<br /> Bonower, durins the loun application process,gave cnaterially false or inaccurate informntion or statements to Lender(ar fnileci
<br /> ' -- to provide Lender with any matcrial information)in connection with the loan evidenced by the Note,including,but not]imited
<br /> to, representations coneerning Borrower's occupnncy of the Property as a principal residence. If this Security Instiument is on a
<br /> leasehold, Borrower shall compiy with all the provisions of the lease. Tf Borrower acquires fee title to the Property, the
<br /> ' • leasehold and the fee tide shall not merge unless Lender agrees to the merger iz�wrhing.
<br /> "•'��'`� �'f�� 7.Protection of Lender's Rights in the Property.If Borrower fails to perf'orm the coven;u�ts and a�reements containcd iri __
<br /> � � . � this 5ecurity Instrument, or there is�Iegal proceeding that nwy signifcantly affect Lr,nder's rights in the Propeny (such as a
<br /> proceedin�in bankruptcy, probate, for condemnation or forfeiture or to enforce laws or regulations). then (.ender may do nnd
<br /> ; , pay for whatcver is neccssary to protcct the value of the Property and Lendcr's rights in the Property. Lender's nctions may
<br /> include paying any sums secured by a lien which has priority over this Security Instrument, appenring in court, payins
<br /> � ; reasonable attorneys' fees 1nd cntering on the Property to make repairs. Althaugh Lendcr may take nction under this paragrnph _
<br /> ' , 7. Lcnder does nvt have to do so. ___.
<br /> " " Any amounts disbursed by i.ender under this paragraph 7 shall become additional debt of Borrower secured by this
<br /> . Sccurity Instrument. Unless Borrower and Lcnder agree to othcr tcrms of payment,thesc am9unts shall bear interest from the
<br /> ., � date of disburscmcnt ut thc Note ratc and sh�ll be psyablc, with interest, upon notice fi�om L.ender to Borrower requcstins s__
<br /> payment.
<br /> _ 8.Mortga�e Insurnnce.If Lender required mongage insurance as a condition of makinb the loan secured by this Security _-
<br /> � Instrument, f3orcower shall pay the premiums required to roaintain the mortgage insurance in effect. If, for any reason, the
<br /> mongage insurancc coveruge required by Lender lapses or cc:ases to be in cffcct.Bonower shall pay the premiums required to -
<br /> " � obtain coveragc substantially cquivalent to thc mortgagc insurancc prcviously in cf'fect, at a cost substantiully equivalcnt ro thc ��
<br />� ° �� ; cost to Borrower of thc mongxge insurance previously in effect, from an altcrnatc monga�c insurcr approved by L.ender. If ��``
<br /> �.:
<br /> substan[iully equivalent mongage insurance coverage is not available, Borrower sliall pay to Lender each month a sum�qual to •�-:
<br /> � .
<br /> one-twclfth nf the yearly mortgage insurancc premium bcing paid by Borrower when the insurance coverage lapscd or ceascd to -
<br /> be in effect. Lender will accept. use and retain these payments as a loss reserve in lieu of mortgage insurance. I,oss reserve
<br />' � . ' Form 3028 fll�JO
<br />� - ', . Poqo 3 018
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