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<br /> – - ° d��1L�{(�W�ii�CiW�:rar.r��es mat!?u►ra�vc�•fs l;n�i�ull is�:i u4'Ilia c..t:tc,ii�;�.'.� cur���c•c� �s�si fi�;QIi�►�-•�ie tu �,�r,.t. � 1
<br /> __--- — �;nm�cy tiic 4'ro�scriy nnd Uia►tt�e 1'ru�x�•ty IS LlliCltCillil�lEx�.�l, C%CCN[ �UI'Ci1C11317�1i811C,�i �g Ci:l'i�il�. i�iirruwcr�u:iu,+ni� a»d �ill __.
<br /> ---� ileftnd�enerally tl��tltle to tl�e!'raperty ugainst wll claima arid dcu�s�ids,subject ta any cncwiihr,�ucz�+��f��ecnrd.
<br /> __—__... 'CiilS SI?CIJRITY INS'fRfIMBNT combinrs unitorin covcnants far natlunal use ar.d non-uniform cnvcnants uith Ilmited
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<br />. .. ... VAl7NUl>I�Y�ly�UitblJiLisi)il LU CUi:.",ISIRiC.A IlII:fUC[ll L'CC�1f1lY In�tCNe11�111 COVCI7P��?lC:l (IPO�ICT��f. . _-
<br /> - UNIFCIRM CUV�NAhTS.8orcaw�r arxl L.c►�der covcnant and agree as folluws:
<br /> � l. Pr�ymrnt oP Princlpw� und Interest; Prep�yment and L�te �harge9. Bnrrawcr shcdl promptiy pny �vlien duo tha
<br /> Qr6ncipnl of mxl intcr�st on the dsbt eviJei�ced by the NnYe and any prepayment and latc chaeges due undcr the I�Iote.
<br /> � 2.1�unds for T�x�v and Insur�nce. Subject w applicaUlc law or to a written waiver by [.ender, Borrower sha16 pay to
<br /> Lender on the d1y montlily payments are duc under th�Note,until the Note is paid in full,n sum("Fm�ds")f�r:(a)yearly taxes,
<br /> `� -'-- a�id uss�ssyueiits which may attain p�•iority over tble 5ecnrity Tnsirument as a lien on the Property; (b)yearly leasel�otd paymcnts ___
<br /> _____�� or geaund rents on the Property, lf Any;(c)yeasly huzurd or property insurance premiums;(d)yearly flood insuranc V premiui�is,
<br /> if any: (e)yr,ar{y rrortgage insurance pxenuums. if any; and(� any sums payable by Borrower to L.ender, in accordance with
<br /> --°�° the provisions of paragmpl�S,in licu of dio payment of mo±tgage insurance premlums.These items nre c�illed "Bscrow I�e�ris."
<br /> I.ender may, at any time, collect and hold Funds in an amount not to excecd the mnximum amount a lender for a fe�cf•ully
<br /> related mortgage toan may require for Borcower's escrow accoi�nt under die federat Reul Fstute Settlement Peaced�res Act of
<br /> --- 1974 as a�ner.cled from tirae to titne, l2 U.S.C. Sectiun 2fi01 et seq. ("�t�SSPA"), unless a�tother lutiv that applies to tlie Fui�ds
<br /> -� sets a lesser amount. If so, Lendcr may, at nny time, cnlie�i q�id t-iotd I�unds ist an::�nount not to exceed tha Ir�scr amuunt. _
<br /> � -- Lender may estimate th�amount of Funds due on the basis of cunent duta nnd rensonable estimates of expenditures of future
<br /> ��-::"''.'";''`i"r`� Escrow Items or otherwise in accordanec:with applicable Ic►w. _
<br /> �'�w'"" =� The Funds shall be held in an institu�jon whos� deposits sue insured by a foderal agency, instrumentality, or eretiry
<br /> -:,.I;•������� (including I..cnder,if I.ender is such an institutton)or in any Federal liome Loan Sanls.Y..ender shall apply the Funds to pay the --
<br /> ----� ''''"'"�'''r'�� E s c ro w l t e m s. L e n d cr ma y not char ge Borrower for holding and applyfng the Funds,nnnually analyzin�the escro�v uccaunt,or �_ _
<br /> - '��'%-'" verif in the Escro�v Items,unless Lender pays Rorrower interest on the Funds and�pplicable law permits Lender to make suc h
<br /> -= =�i:a,�d'" Y S
<br /> ---7. �r-:; z'�`�R� a charge. Hawever, J.ender m�y require Borrower to pay a one-time charge for an independent reul estate tax rcparting service
<br /> �T•.��:�x.:��.
<br /> -.-.��;-;, used by L.ender in connection with this loan, unless applicable law provides othe.rwise. Unless �uti agreemcnt is made or
<br /> -=�'"`°"'�`�"�"" �:'�' n licable law re uires interest to be paid, Lendcr shall not be required to pay Horrower any interest or eamings on Nie Funds_
<br />_-=:;<�.;r�,�f�,:- ; ..t, PP� 9
<br /> '_�;.�-:; ' ��. Borrowcx and Lender may ngree in writin�,howevcr,that interest sh�ll b�naid on the Funds. T,ender shs►II givc to Borrower,
<br /> -��:r='ri�r'b�'+�- t wilhoUl ChuCge. an annuai accounting ai�he Funu�, �i�i,��rg cr..::t�an��eb=ts'.^ :.h�F'•!-^-�.`• 3.nri thr nurnn�e for whith e1Ch —
<br />-.�"�`�'.''` `Y` •,�:;: '`` debit tu the Funds�vas made.The Funds•ure pledged as additional security for all sums securcd by this Sscurity Instrument.
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<br />�:p,�;;��.• , If the Funds held by [.ender exceed the a�nounts permitted to be held by applicable law, Lender shal[accaunt to Borcower
<br /> '•��" ' far the excess Funds in accordan�:with the requiremen�s of applicable law. If the amount of the Funds held by[.ender at �ny _
<br />-,�:;�-�: . .
<br /> • ��r. ' time is not sufficient to pay the Escro�v ltems when due,Lender may so notify Borrower in writing,and, in such case Bonower
<br />--,�, '. , ' shull pay to i.ender the amount necessaiy to make up the deficiency. Borrower shall make up the deficiency in no more than
<br />,;�y,.�,•;��!L�x.��. '•\�,q twelve monthly payments.at Lender's sole discretion.
<br />, =t=�: . Upon payment in full of aU sums secured by this Securiry Instrument, Lender shall promptly refund to Bonower nny
<br />-- ��- • �•• �unds held by l.ender.If. under paragraph 21,Lcndcr shall acquire or sell the Property, Lender, prior to the acquisition or sale �__
<br />:°.<�;' ' � ' .'1�.`�' of the Property, shali apply any Funds held by Lender at the time of ncyuisitian or sale us a credit against the sums secured by W_
<br /> :;u.` • ' this Securiry Instrurnent. __-�•_
<br />°:;�."""';�' '` . ' ` ��� 3.Applicatfan of Payments.Unless applicable law provides otherwise,all payments received by Lender under para�raphs �c�:�
<br /> r• . • l and 2 shall be applied: first, to any prepayrnent charges due under the Nnte; second, to amounts payable undsr paragrnph 2: -L. .
<br /> � �� - third,to interest due; fou��th,to principal due;and lust,to any late c harges duc un der t he No tc, L';�-
<br /> .�•--
<br /> '" .." 4.Char�es;Liens. Borrower shall pay all taxes, assessments,charges, fines and impositions attri buta b le to t he Prope Ry �::,r=.
<br /> ��_
<br /> �� which may attain priarity over this Security Instrument, and leasehold payments or ground rents, if an,y. Borrower shal! pay ,�,,.,_
<br /> � these obligations in the manner provided in paragraph 2,or if not puid in that manner, Borrower shall pay them on tirne directly
<br /> ' to the person owed payment. Borcower shall promptly furnish to L.endcr all notices of amounts to be puid under this paragraph. �"�'
<br /> If Bonowcr ma�ces these payments directly.Borrower shall promptly furnish to Lender receipts evidencing the payments. ��`'
<br /> - � � � Borrower shall promptly dischurge uny lien which has priority aver this Security Instrument unless Borro��er:(a)agrees in ����
<br /> , writing to the payment of the obligution secured by the lien in a manner ucceptuble to Lender; (b)cuntests in gnod faith the lien ,
<br />• by, or dcfends against enforcement of the lien in, Icgal procccdings which in the Lender's opinion operatc ta prevcnt the
<br />� ' enfarccment of the lien: or(c) �ewre5 I'rom thc holdcr of thc licn an agreement satisfactory to L.endcr suborJinating the lien to
<br />'�. ' '�i this Security lnstrumcnt. If I.enJcr detennines that any part of thc Property is subject to a lien which may uttain priority over
<br /> this Security Dnstrument, Lendcr may give Borro�ver a notice identifying the lien. Borrower shall satisfy thc lien or take one ur
<br /> . more of tlie actions set forth abuvc within 10 day�of thc giving af nutice.
<br /> � ' Form 3028 9190
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