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<br /> .. Ei_�;yu1�i1J Pii`9}t f?0�II:1��7 F.`�.^,ii,�l?l�i�'.��f�dilC(�fSt�7il Q�X�i1f�`_Pr��iiiQie';"''J Lt'�!?C..;ii:fl CfiCi�"�u�1�1 1i'.3<.1��;2:iii3 t:::fa�ie:;f':���:..�::1 � _`.
<br />- ' ' that l.�er►der requires)�rovided by aa►tnsu��er s�s}�i•oveal by T.endcr a�ain ba:o�nc,�avs�!ubto nn�ls abiaincd.9csrrower shatl pay the `-��
<br />: " � ' �renitums �cquirecl to naintain manea$� insurance in effa;t, or �o proviclo a loss reserve,until th�r��u?remeat f�r mongage --
<br /> -•�� -�����-- � inawrou�co�in accordufco wi!h any writien agroernent beiwoen IIomowa and I.enda�or nppl6cable law.
<br /> ` ����"��. ��.. °. 9.In:rp�ctlan. Y.�nder or I�9 rgcnt rney mAYc re�anabla�nn9ra upnn nnd ir:sgccti�ns of We I�ropecty.I.endcr sh�11 giva -_
<br /> ~-"-=_±sw�.-r ' Iiortower notic�s6 the lime of or prior to an inspecti4n spe�cifyU►g reasor�able cau.c�:fbr the insp�caon.
<br /> .'�'"`"''�?� _ 10.Condemnatioau Tha praecculs af any eward or claim far damages.dir+�ct ar consequendal, in eonnoction wi;h srt�y
<br /> _ .h,,.:
<br /> s:;�:I, � .' conde�nn�2ion or athcr taicfng of any part of ch�Property.or for wnveyance in li�u�f condemnadon,ara hereby assign�d and
<br />::-}�'';���;� .:� �{.`r:;'� shail be paid ta Lcndsr. -
<br /> ° • In the event of a total tafd�ig af the Property,the pracecds shall bo applied to the suuns secueat by Rhis Secur[ty Instrument,
<br /> � ° � -`� whethcr or not thcn d�e,wii�any excrss p�(d co Borrower.In the event of a pactiat taring of the Prnperty in which the fnir mraicct
<br /> - ���,.,; valua of the I'roper►y immedi�tely before U�c taking la equal to or greater than the emount of the sumv sesur�by thi�SECwity �_
<br /> .. . „ Instrument immedlau+ly bef�re �he tekinR,unlcss Barrower and Lcnder othcrwise�cee ia writing, �:a s�;ns scxurod by this
<br /> � � Securlry Ir+suvment shsill 6e ceduced by tl�e amount of the procer.ds multipGed by ehe fallowing fracdon:(a) the Wtal amount uf
<br /> tha sum� secured immcdiately befora the tel�ing,clivfded by (b) the fair market value of tho Property immallauly befcun the
<br />- ' taking.Aay balance shall be paid to Bomowet.In the event of a partfal takin8 of 1he Praperty in which the feir maticee value of tlw =:
<br /> . �' Property immediat�ly Ncfore tho �aking 9s less �han the amount of tha su�;�s�urcd immediately befor+e tho taking, unksa
<br /> Bosrowe3 P.nd I,ender�th�rwise sgreu in vmHng or unles9 applIcablo law otherwise provides,tha prococds shall be applied to tho `--_
<br /> sums secured by this S..curity Instrument whether or not the sums ara then due.
<br /> If the Property is abttnndoned by Borruwer.or if.eftex noSca by Letider t�Borcower that the condemnor offas w make an
<br /> awnrd or seule o clatm for damagvs,Dorruwer faiis to respnnd to Lender within 30 days nfter tho date tha natice is�iven,Lendu --
<br /> . ie authoriz^,d to collect end apply tHo pro�cceds.at its opflon,either to mswration or repair of tho Prnpeny oe w the cums secucr.� ---
<br /> � by thls Secutlty Instrwnent,whethe.r or not then due. �•�--
<br /> UNes.9 Lender a��d Boaower otl�elwiso agree in wridng,any applfcatlon of proceeds ta principal shall not eatend ar postpono �
<br /> the duo date of the monthly payments referred tA In paragraphs 1 and 2 or change the amount of such puyments. �
<br /> 11.Borrower Not Released;F'orbes�rancR By Lender Not a Watver. I3actension of the pme for payment or modi�icatlon —_
<br /> • uf amordzadon of the sums arxured by thia Securlry Instrument gr$nted by Lender to any successor ln intu�st of Borrower shall _
<br /> not operato to release the liabiUty of the original Boirower or Borrower's successors in in2erest.L.ender shall not be requirul to —
<br /> ' _ commeace proceedlnus against any sucrzssor in interest or refase to extend dme for payment or othezwlse modify nmortizadon of �-.
<br /> �• the sums secured by this Secnrity Insuument by reason of eny demand made by the original Borrower or Bonowu's successors -
<br /> , . � �, in interest,Any forbe�uance by Lcnder in exercising a�iy dght or remedy sholl not be a waiver of or pteclude the exercise of any �-----
<br /> right or remedy. ��'-
<br /> 12.Successore and Assigns B�uund; oint end 9evcral LiabW , Co•st nere. 'Itie cavenunts �nd ments of thls °u�;:
<br /> J ti'' b �� ��.�.
<br /> Securiry Instrument s�all bind end benefit the successo�s and assigns of Lender and Barrower, subject w the provisions nf rs�.
<br /> � paragraph 17. Borroever's wvenants and egreements shall be joint and several. Any Borrower who co-slgns this Security �'�h
<br /> InsoNmcnt but does not eaecute t�e Note:(a) is co-signing this 5ecurity Insuument only to mortgage,gc�nt nnd wnvey dwt :
<br /> Borrower's interest in the Property und�r the tenns uf this Sc;curiry Instrument;(b)is not personally obllgated to pay the sums
<br /> .� securect by this Stcurlty Inswmcnt;and (c)agrees that Lender end any other Borrower may agree to extenrl,modify,forbear or -
<br /> make any accommodations with regard to the t,erms of this Security Instrument or the Note without that Bonower's consent
<br /> ' 13.Loan C6urge9. If the loan secured by this Security InstYUment Is subject to a Inw which sets ma�imum loan charges,
<br /> � and that law is finally interpreted so that ttic interest ur other loan charges collected or to be collected in wnnecdon with the loan
<br /> � �aceed the permitted limits,then:(a)any such loan charge shall be redaced by the amount necessary to mduce the cbarge to the
<br /> permitted lim;t;and(b)any sums already collected from Borrower which eaceeded permitted limits will be refunded to Borrower.
<br /> Lender may choose tn make this refund by reduc�ng the principal owed undar Ihe Note or by making a dircct payment to
<br /> •� Botmwer. If a nfund red¢ces yrincipal, the reduction will bo treated as a pardal prepayment without any pr�puyment charge
<br /> undcr the Note.
<br /> 14.Notices. Any nodce to Borrowcr provided for in this Security Inswment shall be given by delivering it or by mailing it
<br /> , .. by first class mail unless applicable law sequires use of another method.'fhe nodce shall be d'uectecl to ihe Property Address or
<br /> � �• eny other addmss BoYrower designates by notice to Lender.My notice to Lender shall be given by Cust class mail to Lender's
<br /> . ' F►ddress atuted herein or any other uddress Lender designates by notice to Borrower. Any nodce provided for in this Security
<br /> Insuvment shall be deemed to have becn gven to Borrower or i.cnder when given as provided in this par�graph.
<br /> " 15.Governing Law;Severability. 'lliis Securiry Instrument shall be govemed by fcderal law and thc law af the
<br /> . ,jurisdicHon in which the Property is located. In the ever�t that uny provision or clt►use of this Sccurity Instrument or the Note
<br /> conflicts with appGcable law,sucl� conflict shall not affect other provisions of this Security Instrument or Ihe Note which cAn be
<br /> '� � given effect without the contlicting provision.To this end the provisions of this Security Instru�nent and the Note are declared to !
<br /> be severable. I
<br /> Form 3028 O/00 I
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