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<br />---------�� HQ}ItRf)W��H C'QVF:I�AN 1.�It1al N(1tAY1YCCI'IV INW�CI�y tiiltietl U�IIl�'tS(d!C Fk'fCAY l��jnvCytd and hpa thc right tn graa�t
<br /> ---- :ux!�onvcy thc!'r�►perty u�ul�h�►t i1�I�ro�xrty tx m�ei�:umtxred,rxrrilt li�r encu�r�htN!{Ci't I�F tC4'111YI. �.�lN'fl1Y�lCC K�lCTriltl'F.YIl�
<br /> w�ill defernl genenily tlie tilk to the i'rc►pxrty ag+�ln�t rIl cle�mr�ncf ciem�uxl�,Kub�ect lo u►y rncumbn,ncex of reccml.
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<br /> - -- , �1�'rS c�EC�UkI'�'Y 1i�S'�'!t!)M�iN7' c�mhi�u:s unifan�� cu�en�u�ts fut autiuir.d u�+; und ncri•unif.irtm covcnams �vlth
<br /> ltmi,ted variatinns�►y,{urisdicilirn ta cunstitute a uniform security instrunKnt r�vedn�re�t�[c�periy.
<br /> UNIFURM COV@NAN'PS. k�orrower ancl l..ender�rc�an`�i te C1u�ps f�'iBarrowcr�h�l! xom tl when d�k the
<br /> - 1, Pxyu�ent oi P+icui�l�nd dnteresl4�+�d�Y � l P Y P�Y
<br /> princlpal of anb intercst on th+c debt avidtnced by the Mae end any prcpRyrnent xnd iete churgcs du�u�Hkr tlxe Nate.
<br /> 2. �nds Cor Tixr��nd lix�►u�nce. SuGject to applicuble law or to a writ��n w�iver by Lender,f3otr�wer slwll p4y to
<br /> I.�nder nn t�te day month[y payments urs due under thc Note,until thc Notc Is paid in:ull,a sum("Fti�nds");�r:(s)yeur�y
<br /> - -" taxes and asscssmcn�ts whith may atiutu��dc„ity ov:.r ihi��c:.urity Instrumrnt as a lien on th�F'ro{.*cicy�(b) y�a��Y 1«cehald
<br /> paymenu or ground rcntc on the !*rnparty. if any: (c) yearly hazard or prapeny insurnnc� pr�miums; (dj yearly fla�d
<br /> insurnnce p�miums, if any: (e)yetuly mc►rtgage insurance pterniuons, if any; and (� any sums pay�ble by B�rrowe►• io
<br /> Lender,�n accardance with the provistons of paragraph 9>in lieu of the payment oi mo�tgage insurunce premiiims. 'iheu
<br /> items are called"Esceow Items.' Lender may.nt nny nme,colleci nnd hold Fl�nds in un umount not tu exc�ed the msxlmum
<br /> amount a lenckr fnr a federally related mortgage loan may require for Borrower's• escrow account under ttk federal Real
<br /> Estate Settlement i'roculure9 Act of 197�i as amended from time to time, 12 U.S.C.g 2601 et srq.{"RESPA"),unless nnWhrr
<br /> __ ________ law that applies to the Plinds setv a Icsser amount. !f so.Lender may.at any ume.,collect�►nd hold FLnds in an amount not to
<br /> encced the lesser emou�t. Lender may csdniute the amuunt of Funds due on ihe basis of r.um:ut �atu �uicl izasor�abie -
<br /> -� estimat�c of expenditures of filture Escrow Itemn or otherwise in xcordanc:e with applicable law.
<br /> --__-��;;;.9. Thc Funds sh�l bc Mcld in an institudon whose depostts are (nsured by a fcderai agency, instnimentaliry. a�enaty
<br /> �°�S'�-' (including Lender,if Lender is such cui insutudon)or in any Fedcral 1{ome Loan Bank. Lender sh�ll apply the El�nds to pay
<br /> tUe Escrow Items. Lender may not chArge Borrower for holding und applying the Fhnds, annually analy�ing�he escraw
<br /> _.-:�ry?�Y't_�_°_�_ lccount. or verifyins the �scrow Items. unless Lender pays Borrower intercst on the Funds and applicable law permits
<br /> -- ---.�.,;y,� Lendce to make such n charge. However,Lender inay require Aortower to pay a one•time cUarge for nn independent rc:al
<br />�"_�-_=.s.,, est�-�te tax reporting service used by L,ender in conne�tion with this loan,anless applicable law provides othenvise. Unless an
<br /> _=--=�w�,tr:�;�,'x agrexment is made or applicable law rcquires interest to be paid,Lendcr shaU not be required to pay Borrower any intenst or
<br /> :+:� eaivings on the Funds. Sortower and ixnder may agree in writing,hawever,that interest sh�ll be paid on tha�nds. Lendcr
<br /> ����=.�:rt.-�a��° shall give ro Bomower,withaut chargc,an annual accuunting of the Flinds,showing credits and debits to the Funds and the
<br />_-'°'^�'�-�'�-�- purpose for whiclh each debit to thc�nds was made. The Flmds arc pledged as additional securiry for all sums sccurcd by _
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<br /> --• UiiS.°iin."iSfiij�iiS�SiS�fi�:t.
<br /> �-_{„A?'�'-''°-7°8� If the FUnds held by l.ender exceed the amounts pemutted to be held by applicable law. Lender shaq account to
<br />_ �°��;�=�'�� Borrower for the excess�Lnds in accordanee with the requimmenls of applicablc Iaw. If the amount c�f the F�nds held by
<br />'-5��•� Lender at any time is not sufficient to pay the Escrow Items when due, L.ender may so naufy Borrower in�vritiag,and, in -
<br />'_�;'"µ . . ,t,,�; such case Bortuwer shald pay ro Lender tiz� amount necessary to mal:e up the deficiency. Borrowcr sh�tll make up the
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<br /> ,.. Y.s�.:1�,�1�:v deficiency in no more than twelve monthly paymcnts,at Lender's so e scrcuon. �
<br />�'���•�4i``°:`��; U n a ment in full of all sums secured by this Securiry inswment,Lender shall prompdy refund to Bonower any
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<br />�f�::��_._�w�;�.�,`.;;, I��ds held by Lender. If,und�r paragraph 21,I.ender shatl acquire or sell the Property.Lender,prior ro the acquisition or
<br /> ""'�''�""�� sale of the Property. shuU apply any Flinds held by Lender at the time of acquisiHon or sale as a c�edit against ihe sums =__
<br /> ���`�`'�.�"'•�_`•� secured by this Security Instrument. r,l�
<br />�-"�-��";;,?,�� 3. Applfrutton of Puyments. Unless applicable law provides otherwise, all paymenu received by L.ender under �_,
<br />'�,;;;;;:,�,•;' �'•,ra par.igraphs 1 and 2 shall be applied:first,to any prep�yment charges due under the I+lote;second,to umounu payable under __-
<br /> � •��• paragrdph 2•third,to interest due;fourth,to principal due;and last,to any lute charges due under the Note. �
<br /> �.,a.,�.,.h � 4. Gharges; Llens. Borr�wer shall pay all taxes, assessmenu. charges, fines and impositions ataributable to the �, .
<br />"___�_'�L"�___ prap�rty which may attain p�iority over this Security Instrument.And Ieasehold payments or gound rents, if any. Borrower �-_
<br /> - '"'`'`r�^-� shall pay these obligations in the mnnner provided in paragraph 2,or if nat paid in that manner,Bonower shall pay them on •'�T
<br /> �����`�° time directly to the person owed payment. Barrc�wer shall promptly fumish to Lender all notices of umounts to b..paid under
<br /> �Y`-���•�'���� this paragraph. If Bottower makes these payments directly,Borrower�hall promptly furnish to L.ender receipts evidencing ,�
<br />.y�i,,"�;^�,z,i�, �e payments. .,.
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<br /> _....;.,:;..,.., .. ; Botrowec shall prornpdy disch�rge any lien which has priority orer this Security lnstrument unless Bonower.(n)agnees �
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<br /> '' Y��°'"Y�'' in wrieing to the paymens of�he obligation gecured by the lien in a manner acceptable to i..ender,(b)contests in good faith Ehe
<br />�< . lien by.or defends against enforcement of the lien in,legal proce�dings which in the Lender's opinion operate to prevent the �', ��
<br /> - enforcement of the Iien; or(c)secures from the holder of the Gen an agreement satisfactory to Lender subordinating the lien
<br /> ��.�_ to this Setunry Instr�ment If Lender determines that any part of the Property is subjcct ro a lien which may attain priuriry �
<br />._ , over this Securi:y Inswment,Lendcr may give Borrower a notice identifying the lien. Boaowcr shall sadsfy the lien or t11ce
<br /> --- �� one or more of the actions set forth above within 10 days of the giving of notice.
<br />_--+x��•- •- S. Hazard or Property Insurance. Borrower shall kcep the improvements now existing or hereafter erccted on thc
<br /> .._� Property insured against loss by fire,hazards included within che temi"extended covcragc"and any othcr hazards,including ,,�
<br /> � - flaads or flooding, for which Lender mquires insurance. This insurance shall be maintained in the amounts and for the
<br /> Form 3028 9/90 lPuge 2 oj6 pngral
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