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<br /> cusid.�n�r,ticsi�u� cilh�r ta(,iu;;of ciny p:ni nf tli:: 1'�nls::ily,or fur douvc�ase�:c iu lir.0�f cnatrt�nin�itiu:i.;��.r h..r�hy�c:�,,it�.it°rl t��trl
<br /> ,. -� -_ __'1� slt:�l!b;:pal�9 tc�l.�n�di�.
<br /> -__'----- lu ti�� cvcnr oi' a totnl takin� of dzc I�iopeny, ihc �n•oc..ed:; sltnll bc aj�plicd ro ihc �ums �,ccw•��i by thi: SCCUt•ity •=-"
<br /> - Inytrmncnt,whetl�cr ar not tiicn duc,WI1�l 110Y cxcc�s p,iid tu Onrrowcr. [n thc cvcnt of a purti�l takin���f dir_ Pro�perty in
<br /> — wliicN Ihc Fuir nuu�ket vi►1uc of thc 1'r�uperty innncdiutcly befarc thc tnkf►cg is cqaal tu ar grcatcr ihan titz antuunt of t9ic siirns
<br /> secured by tht4 S�curiry Instn�ment immediateiy before the takii�b,anless Rorrower nnd Lendcr uthr,rwise ngree i�� wdting,
<br /> �_��-�- �he sums securd by this Security lnstrument shall fx; reduced Ny the amaunt of the praceeds multiplied by the folla�vin� ---
<br /> - fraction: (a)the toi11 limount of ei�c sum.r• scciired immcdiutely befora thc tnking,divided by(l�)thr fair�na►ket vnluu uf�iie
<br /> Propeny immcdiatcly bcforc tlie tnking. Any b;dance �hall b�pnid to Ilurcower. ln the cvent of u parsiul taking of the
<br /> Prupeny in which ih�fair market vulue af�he Propeny immedintely before the taking is less thcm the amaunt of ttte sums
<br /> • securcd immecli�tely befare the tnking, unless Aono�ver and Lender n�herwise i�gree in writins or unless appl(cable luw
<br /> othcrwise pruvideh,Nie procccds shall be applicd to thc sums�ccured by this Secu�ity Instrumcnt whether or not thc sums are
<br /> then duc.
<br /> ,_ _-_ ,� If the Propi:riy is abandoned by Barrower,or if,��fter notice by Lender to Borrower that the condemnor uffen to nzake
<br /> — nn awnrci or scttl�a clnim for damaEcs,tiorr�wcr fails to respond to Lender within 3U days aftcr the dnte the notice is given, �
<br /> - — Lendr.r is authorized to coDect and:►pply the proceeds,nt its option,either ro restoration or repair of the Property or to the
<br /> <ums securcd by tliis Security lnstrument,whether ar not then due.
<br /> - __= Unless L.ender :uid Borrawer otherwise agre�in writing, any upplication of proceeds to princip:tl shnll not extend or
<br /> -- • postpone the duc date of thc monthly payments mferred to in parugrnphs l.uid 2 or changc the zimount nf such paymcn�s.
<br /> 11. Uorrower Not Released; Forbeurs�nce By I.ender Not a Wuiver Extension of thc time for payment ar
<br /> maiiftcation of amortization of the sums sccured by this Sccurity Instrument granted by Lender to any successor in interest
<br /> -- ---- of�orrowcr Shal�not ope��ate to relense the 1'nability af the original Borrower or Fiorrower:s successors in interest. Lender .
<br /> shall not b� required to commence procecdings ag�unst any successor in interest or refuse tu extend tinie for payment or
<br /> othenvise modify ansnrtization of the surr.s secured by this Security Instrument by rcason of�uiy demand made by the original
<br />--•��:a0'3�'-'_'�; Borrower or Borrower's successors in interest. Any forbenrance by Lender in exercising any right or remedy shall nut be.a ��.
<br /> -- `---; wliver of or pmc ludt the exercise of any risht or remedy. �`'`�
<br /> _,_��,,��T��-�i 12. Suctes.5ors und Assigns Dound;Joint nnd Severul I.iabillty;Co-signers. The covenAnts and ugrecments of this --
<br /> _ Securiry Instrument shal! bind mid benefit the successon f►nd ussigns o4'Lender and Borro�ver,subject to the provisions of ��
<br /> --_-=y�� paragr.iph l7. Bortower's covenants und agrcements sh,dl be joint and several. Any Bortower who co-signs thil Security =-_
<br /> ,�,,,_�'�;--�_' [nstrument but does not execute the Note: (a) is co-sisning this Security lnstrument only to mort�age,grant nnd convey that --�-
<br /> -�="--�--� _;;,�� Dorrower�interesc in the Propeny under the terms of this Security Instrumcnt: (b)is not personally obligatcd to pay the sums
<br /> - ="�:�-c.';a�,;;�� secured by this Security Instrument:and(e)agrees that Lender and any other Borrower muy agree to extend,modify,forbear �`'�'-"
<br />-��"`;�f �s or make an �ccommodati�ns �vith rc nrd to the terms of tt►is Secunt Instrument or the Note without that Borrower's k:'"'
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<br />-:=;jm;,�t?��'��� consent. ..•,:.
<br /> _.,,,,.,,`=;�� 13. Loan l.:enrges. ii me ioan secureci oy cnis �ecuriiy Iu�t►uu�cui „ �uuje�i t� r� �uw :���ct ,�i, r�ax�ir:�r� l:,ar ��;�:
<br />..:�� �- chargcs,and thut law is�nully interpreted so that the interes[or other loan char�es collected or to br,collected in cor.ner,tion �^_�
<br />-��:�;4;�,t�''e� with the Ioan exeeed the permitted limits, then: (a) any such loan char�e shaU t�e reduced by the amoun[necessary to reduce 2:
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<br /> ,:. .�,�.�.+„ the charge to the permitted limit;and(b)any+ums already collected from Bortower which excceded pertnitted limits�vill be -rqr_
<br /> M=�'=��-" rcfunded to Borrower. L.ender m�y choose to make this mfund by reducing rhe principul awcd undcr the Notc or by making a �.�.
<br /> - �• . •
<br /> :��:���`!� • dircct payment to Borrower. If a refund reduces principal,the rcduction will be trcuted as a paitial prepayment withaut any 4'.:;�
<br /> ��=' ' prepayment char�eunde-the Note.
<br /> �-��"=�pa��� 14. Notfces. Any notice to Barcower provided for in this Securiry Instrument shull be given by delivering it or by .
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<br /> =�:�aGd,k:`,,,� muiling it by first class mail unless applicable faw rcquires use of anothcr method.Thc notic:c shall bc directcd to thc Property .
<br /> ' '� Address or any other address Borrower designutes by natice to Lendcr. Any notice to Lender shall be given by firs[class
<br />._`_ °`;:+���`�� mail to Lender's address stated I�erein or uny other uddress Lender designutes by nocice to Borrower. Any notice provided for �
<br /> r�-`-�:;++*� in this Sccurity l�trumcnt shull be decrned to have bcen givcn to Bortowcr or Lender when given as provided in this ,
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<br /> paragraph.
<br />--�;"'-"ry-�= ' IS. Governing Law; Severublllty. This Securiry Intitrument �hall be governed by federal law and the law of the '
<br />__' "`��-.��r:�= jutisdiction in wF�ich Ih�Property is locuted. [n the event that any provision or clause of this Security Instrument or the Note ..
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<br /> _.t�_,,�j..,,�, conflicts with applicable law,such conflict shall not xffect otlier provisions u4 this 5ecurity Instrument or the Note wliich can
<br /> --'=-:•�Y;:�-,-: be givcn effect wiihout the conflicting provision. Tu this end the provisions of this Security Instrumcnt nnd thc Note am
<br /> �`�����"1,-t'���� decl;u�ed ro be sevcrable.
<br /> �- �'`�'�` 16. Borrower's Copy. Barrower shall he given one conformcd copy of the Note and of this Securiry Instrument.
<br /> r��=��y;•. --���• 17. 7lransPerotthe PropeMy or a Henc�icl�al IntPrest in Borrower. If all or any part of thc Propeny or any intcrest in .
<br /> ='!'.�`"r �,:. . it is sold or transferred(or if a beneficial ineerest in Borrowcr is sold or transferrcd und Borrower is not a natural person)
<br />.��`�'�`•.�•.-: v.�ithout Lender's priur written cansent,Lcnder may,at ies op[ion,rcyuirc immediate payment in f'ull of all sums secured by
<br /> T '"! � . this Securiry Instiumcnt. Hawever,this option shull not be excrciscd by Lendcr if excrcise i5 prohibited by fedcr,tl law a5 of
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<br /> = - the date of this Security G�strument.
<br /> = If Lender exercises this option,Lender slnall givc Borrower nntice of":scceler.uion. The notice tihall pruviJe a period of
<br /> n ` � " not Icss than 30 c]ays:from thc datc thc notice is dclivcrcd or mailcd within which Borrowcr must pay ull sums secu�d by this
<br /> -'`�``�''- ' Securit Instrument. If Borrowcr failti to 1 thesc sums rior to the ex ►ration of dtis eriod. Lendcr ma mvokc .ui
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<br />'•" remedies permitted by this Security lnstrument without further notice or demand on Borrower. �
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<br /> _',.. :`..:::. :�.::. 18. Borrotver's Right to Rcinstatc. if Borrowcr mcets ccrtain ronditions, Bortower shall havc thc right to have
<br /> � ' enforcement of this Secueity Instrument disrnntinued at any time prior to the earlier oT: (:i)S days(or tiurh other period as
<br />, • • • . Singlc�amily••Fannfe l�tae/Ilreddle A1uc UNI(�ORM INti'1'RUAf1:N7'--Unifomi Cnvcnant, 4/4D lPux����J�Paa�'S�
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