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<br /> ;:'.;;; • d"' 13. la►au CttwrgPa� (f thc lo:yn sccurcd by this Sccueiey Ins�fumci�t Li nub�c�:t t�►��Inw w�hll'Ii F:i191il:JMUi1117Y1���all '���,.,,. .fiyif,�•;=y';:`".-
<br /> '' charRes,and that law is iinnlly interprcu:d ro thnt:i�c int�rest or otl�er In:�a dbi�rgcx cnlledtc4l or tu{a ci�ll�•e.tc�l h��an�uee�I+jn ^�;,�xM;�;w,
<br />:zi; �;� ' �•=, wIth tho loan oxceed the�xrmitted Ilmits,then:(a)�:ny E►ich loan churge shul!1�red�iced hy ihr,umuuut nc��ev,��y w�s�hn c� =;=;_-_.-,A:W.-�°`�`-----
<br /> . , tt�s chsrgo to the perm{Ucd liinit;�.nd ib)�+�iy�11119 nlready cnllectr.ti fruro Il�►cruw•er whlc�i eRCt��!c�l���mit�cd liuilt�v;lll �''`"'.,�`��-«,�.:-�-
<br />_c.�°�:,,,� ...� , � be rc�itr�dtd to Barr�wer.l.cndcr mny shoas�tu mukc�iii�cci'►m�l iiy i�du�i�+�Usu�ryhw!{i�!�►�..d ur,il.:�•tt:;;R:�::�ur Fsy tt+.�!!;�� ., � :.:..:�,.�_.°A:-;
<br /> ''� '' adireet paynient to Eiorrowee. 1Pn refund reduces prineipxl,tho reilucll�u�wUl Ix�U�eated n9 u partial ptc�ti�,ymev.l wnh+xu ! � ° �• =---
<br /> `. .�'tiT-' _
<br /> r. any prcpayment chargc undcr thc Notc. • �` � '-
<br /> `• •.. . lA. Notkes. Any notice to Bnrrowar prnvidcd fi�r in Ihiti Sccurity Instrumcnt nh�tll tx�6{ven P�y�tr.11��cuuy i1 +�r � ,
<br />�.`J� '��;`,�. �• .� by m�iling it by tirst clnss mnil unlcss upplicuvlc Inw rcyulrcy usc �if an�►thcr mc�hc►J. 't'ito nuUcc hhall Iw�IU��+.�c�t tn il�c , .. ,'`i��',---
<br /> �'�'.::.,::;' .'-.':�,;�'ci„ Feoperty Address or any uthcr�ddress Ii�rrowcr design;►ics by nnlicc to I,c�tdcr. Any nuticc tu I�tnitr nh:�ll Ix� �lvcn hy I °
<br /> ti;, .�;�,.;` first class mall ro I.cndcr's nddress htatcd I�crcin or nny othcr nddress I,cndce dcsignntcs hy urnlcc tu Nurruwcr. Any n���l�c � ., ..
<br /> ;��',.. ��' , �;•,;;� providcd for in thls Securiry Instrument shall bc dccn�cd[n hnvc bccn givcn t�t Qorn►�vcr��r l.cndcr whcn givtiii ny p��+vi�t��d � �� ;
<br /> " • ` in this pamgreph. � j
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<br /> ,`:�� •"����� IS. Governing L�aw;Severebliiry. '('his Security Insu�ument sh�ll t►c boverncd hy federul Ic�w and IhL luw nt�he
<br /> ��t��"� ' ��r.;'��!�"';� judsdiction in which thc Property is I�xatcd.In thr,cvcnt tliut nny pruvisian or rinusc af�his Sc�urity(nst�•unur���ur thc Nn�r. � . �
<br /> ''' �`'��` � "''"��` '�� conflicts with applicablc 1aw,such conflict shull nc4 uffcct othcr pruvlsb►ns af tlds Sccurlty Instrumcnt ur�icc h+�ic �ohlrh ; .. �
<br /> "•,';.;,::;;,. �. ���.::,; � ".
<br /> �•n�•�'�'�;; " can be given effect without the cunflicting proviwion. 'Pu this tnd tNe pruvlstuns of thiy 5ecurity Insf►iunent nnd U�c Nutr �
<br />« ` � : _� are declared to be scvcrnble. ( '" ..
<br />� ,:.�,�,. .,�_.v�r,
<br /> 16. Borro�ver's Copy. Finrrowcr shnl!bc given une c�m(ornud cupy��f�he Notc nnd oi�hiy tis-curi�y h��i���i�i�iiL � ,�
<br /> , ..
<br />• �• <�`�•��� � 17. 'Pransfer of the Properiy or a 8cnefictol interest In finrrower. If�dl�►r nny pnrt uf ihc I'ro�w�ty ur nny � ° -•
<br />,;1.' :°' •;,, :;�..,; +r,;. �, � •-
<br /> � � .•s intorest in it is sold or trnnsferrcd(or if.+bcncfici�il interest in Uorrower Is svld ur trunsfcrred and Clurrnwcr is nut n nauirnl I �,
<br />'��•' '.�r"� •'`,R�,'.;�,• ' person)without Lender's prior writtcn rnnsent, I..cndcr muy, ut its i�ptiun. requi�r inmicdituc paymcnl In full ui nl! tiuur� ��
<br /> '}• ����! • ��.+.�••�; secured by this Security Instrument However,this option tihull nut be exercised by Lender if excrcisc iti pruhihftcd 1►y tcdr.ral I �' • _
<br /> � �� � . ����'`:`" law as of the datc of ti�Is Securlty Instru�nent.
<br /> ,�''�1.'���.'."•� •�:r:': If Lender exercises this aptian,Lender shnll givc Dnrrowcr noticc uf uccelcrittlun. 'i'hc nati+.�c�sha11 pruvidc n�xrl�Kl I ': �
<br /> �'�������"�' - of not less than 30 dnys from the dute the notice is dcliveresi or muilcd wfthfn which fic►r�awer must pay ull tiums��rc�ncd �
<br /> "':,;,�. �1�`��''`�`� by ttds Security Instrument. If Bonowcr fails to pay thcsc sums prfnr a�thc ex��ir�tinn of this peri�xl,L.cndcr mny invnkc � �_�?''
<br /> :;;;�;,.::
<br /> '..-,,.,,,,•„ any remedics pern►itted by this Security Instrumcnt without fwthcr notlrc ur dcnuutd un Ilorrowcr.
<br /> ,;.�: 18. Dorrower's Right tv Retnst�te. If Ilorrower mects cennhi cundltlims, I�urrower 4hn11 Irove ihc rIg1U tu Ic�ve ,
<br /> ' enforcement of this Security lnstrument discontinued at uny �ime pri��r to thc ci�rlicr i�f: (n) 5 duyv (or such utlier �!crlixt I n
<br /> - — -- -- - .• �_ �.....,�».�.,. ----. . . ��
<br /> ' ''`';,;':.,;:f�. as applicable law muy specify for re►nstatcmenq bciore sai�oi ine F=n�poriy pur,ouni ta o��y�rwe�.�, ss.�::,rs�.....,,���...� � „
<br /> Securiry Inswmens; or (b)cntry of a judgmcnt enforcing this Sccurity Instrumcnt, 7'hose a�ndiliuny are tlmt I�or�owcr: �•
<br /> �,.,•,`�:'`';�`!� (a)pays I.ender all sums which then would b e due un der t his Securiry Instrument und�he N��te n� if nu ucrclermfon had �
<br /> occuned;(b)cures any default of any other covenants or agreements;(c)p.�ys ull expet�ses incurred in enlu�ci»g this Srcurity ;
<br /> Instrument, including,but not limited to, rcasonable uttorneys' fces;and ld) tnkcs such uctiun ns IAndcr may rca�unuNly y
<br /> � . require to assure thnt the lien of this Security Instrument, Lender's ri�hts in the Property nnJ Horrowcr's ublfgntfim tu n:�y �
<br /> the sums secured by this Security In�wment shull continuc unchnnged. U�xm reinsuitement by iiorrower,this Sccurity In• � „ y,.`
<br /> � ;:.�;�,,��, strttment and the�bligations seeure.d hereby shall remain {'ully effecNve:►s if no ucceleratiun hnd�xcurred. Huwever.thls
<br /> • ��� • .� right ro reinstnte shaU not npply in the cuse of nccelemtlon under paragruph 17. � ,. ° ,. ��. .
<br /> �., .... .
<br /> � 19. Sale of Note;Ctrenge of i.o�n Servlcer. 'I'he Nnte or u partinl intcrest in thc Nute(tugether with thl.r Sccurity ; „
<br /> Tnstrnmentj mny bc sold one or more times without priur noticc tu Borrowcr. A sulc may result in u changc in thc entiry i
<br /> (known as the "Loan Se�vicer") that collects monthly paymcnts duc under the Note und this Securiry Intiirunmm. 7'here , �
<br /> �'' �:�' also may be one or more changes of the Loan Seroicer unrclnted to u sute ��f the Note. If tttcre is n cha�ige af thc l.uan
<br /> � Servicer,Bonower will be given written notic�of the changc iu«ccordance witli parngr�ph Id ub�ive und appltci�ble law. ,
<br /> Tiu r►otice will state the name and ad�lress of the new I.oan Scrvicer and thc nddress t�� which paymetets should t►c mnde.
<br /> The notice will also conwin nny other informntion required by applicable Icnv.
<br /> ?A. Hoznrdous SubstAnces. Bonower shaU not causc or permit thc presencc, usc. dkpusnl, storagc, ur rcl�asc
<br /> zn
<br /> �, ., of any Ha7ardous Substunces on or in the Property.Borrowcr shall not d�i,nor nllow anyonc clsc 1a di�,anything nffccting �
<br /> , the Properry that is in violaaon of uny Environmental Lua�. The preceding two sentences shull unt apply t�i the presenre. ,
<br /> ' � use,or storage on the Properry of small quantities of Heuaedo�s S�bstimces that are�;enerally recu?Sni2ed tc►he appruprfute
<br /> ro normal residenual uses and to maintenancc of the Property. .},
<br /> • Bonower shnll prompUy give l.ender written notice of nny invetitiguti�m,cl�im,demund,Imvauit ur uiher nction hy
<br /> nny governmental or regulntory agency ar privute puny imnlving thc Nropcny t►ttd �my Hnzardous 5uF�smnre or �
<br /> Environmcntal Law of whIch Borrowec hus uctuni knowlcdgc, lf Borruwcr Icarns, o� ia notificd by nny�uvcrnnuntal ur
<br /> regulatory authority,that any removal or other remediation of any Huzurdous Substunce uffecting du P�ti�petty fv neressnry,
<br /> ' � ' Borrower shall pmmptly takc nll n�ecssary remcdiul uctions in nccordancc with Fnvironmcntal l.a�v.
<br /> As used in this parageaph Z0. "Hazurdous Substnnccs"urc thosc substunccs defincd ns tuxfc or h.�rordnus�ub,tunccy
<br /> by Environmentul Law and the following subsklnces:gasoline,kerosene,uther Onmmable or tuxic petrnlcum pr�xlucts,tuxic
<br /> � pestic[des and herbicides, volutilc solvents, matcrials containing usbestoy or f��rmaldcbydc, und radlo3ctivc nmtcrinls. Ay
<br /> used in thls parngmph 20,"Environmentel Law"mesns fcderul 4a�vs and laws of the jurisdictlon whcrc�he Propcny is lor.ucd
<br /> � that relnte to health, safety or environmental protection.
<br /> f
<br /> . > .' NON-UNIFORM COVENANTS. Borcowcr and Lendcr furthcr covenunt nnd s►grec ns fullo�vs:
<br /> 21. AcceleraHon;Remedles.Y.ender shull gtve nottce tu Uorrawer prlur to eccclCrattnu fofln��in};Ilnrrowee'n
<br /> �t �� bnaeh ot any coveiwnf or agreement tn thls Security Instrument(but reot prtor to�cceleratlon ondce�pxrHgrnph 17
<br /> �,; °" wilt�s a�►plicable luw provides otherwlse).'Che notice shall epeclfy:(u)the defQUlt=(b)tNo eMfun rcqulred to curc Ihc
<br /> ,-- -._ . � .. .. . . .--' ._�.�_..-an.t�.,� e►!.o dufn�I.a nnflro la nlvon fn itnrrnuar. hv auldnl�Iho dcfnult mtu! _.
<br /> — __-___._.-:--------�--� QCiRUIT�lcl a aaie� nve�ca�s.�a,�w..��o ............�.�...�.�.___ _.n..�." --'--..__, _� . �--^- --'--" ----• _
<br /> 5 '
<br /> y I1!Cill'+Et�;aud(d)thet failure tu cure the default an or bcionr the dite epecllted In the nutice may ee�ult In tt�reterHtlot►
<br /> * of the stuns securecl by thls Security Instrument nud sule ot the Property.'I'he nottce echall(Urther Infarm ItormNCr
<br /> � of the rigf►t to reinstate aRer acceteratiun and thr rlght to brb�a�ourt actton to nssert the non-cxlstence oP o+defuult
<br /> or any�t�tcr defe�e of Borrowcr to ncceleratfon acid sale. It thc defnnit ly�iot cuned on or[►eCarc Ihc datc ti�xciflcd
<br /> �► En tho notice,i.ender at ite op4ia�n may requlre immedt�te paymcnt in i'ull uf ull nunts►��aured by tidr 4ecurlly I�i�lrimi��►1
<br /> � without farther demand ntid rnay invoke the poweo•of salc�nd nny uthcr rcrtuclles��cemfucd fiy ep��llc�blr tow.IA��ilcr
<br /> " shall l�e entltled ta salpcet oll expcnses Incure•ed In pursuing the remedles provldrd In Ihly nurpgroph zi, lac�octln��,
<br /> but not llmited tu, ��sonable attorneys' fees and costs o!tlitc evtdencc.
<br /> ioim 2Ai1 9r10 q>.�.�����q��•a.5r,i
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