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<br /> "�� °Iil:'���k��:�"J►A'L9,11 F6,.:I��iE����v���i�im,n������1•i�::.�;�ft��,c��-��tci1 rn tii::(l�'U}i�yty� :!nd nl�c���c�fr_��i��i.�,{i�urte►r:�tcca,
<br /> ..a�3 tix;:a�s,::� ji�:�ai•h.���aftc�•n p:�u u4'tfi;:pYCq;;:�ly. lAll ecpl,�cc�i�,iu:;�iud c:ddidoi��;sGi+ll cdsu h;;�:nvci��:d i�y tDis �ccu�liy
<br /> 6asva�nrcnt, Ail oS�fic fov�going�c rcfci�icd ta in tF�i�:Sccurity hiytr►�mciu as t{�c"�ro�c�ty." ,, .
<br /> 13C�RR�W�R COV�NAFJTS that BUrroa•cr is lawfully sciscc!aF thc estnte hercby cc�nvcycd und hns Ihc eipht tn grnnt �;'__
<br /> und convey tiic['ropercy nnd tt�ut t��c F'roperty is uncnctunbcrcd,exccpt for cncumbmnccs of'rccord. l�ar�Y�wcr w�m�nts cuid �;
<br /> will d:find�;encrally the titls ta ihe ProRcaty a�ninst all clnim�nnd dernands,subJet:t t�any encumUranccs of rec��nl. ��
<br /> T..[S �F:�U[:iT`! INSTRUI�7�Ni c:ui+ibl�zes uaifarrn covenants far nattonnl ���e nnd n�m-uniforrn covena.nts wlih �.�:.
<br /> Ifmited variatlons by Jurisdiction to wnsdtute a�miform security jnstniment covering renl propeny. `='�'`
<br /> IJNIFORM COVENANTS. Rorrower and Lendcr covcnant and agrce ns follp�vs: �'�-
<br /> 1. I'�yment o[Princtpel and Interest;Prepayment and Lnte Charges. Borrower shall proinptly gay whcn due rhe �;�yT
<br /> principal of and interest on th��cbt cvidenceci by ihe Note and�ny prcpayment and latc charges dua undcr thG Nnte.
<br /> 2. FtiancLs[or 7�xes Rnd Insnran�e. Subject to applicable law or to A writte�uaiver by Lender,Ponovier shal!p�y to ,��••
<br /> Lcnder on the day month{y�rnynxents ura duc unslcr the Note,until the Note is paid in fuU,n sum("Funds")for:(n)yearly �,:i-
<br /> c irl leaschold S'��
<br /> taxes nnd assessments wliich�nny attain priority ovcr this Security Inshurttent as a licn on ti�e Fioperty;(b)Y ` earl tlood � �
<br /> payments or ground �nts on the Property, if any: (c) yei+rtly haa:ard or pre�perty insurance premiums; (d) y y �
<br /> insur�ncc prcm,iums, if nny; (c) ycariy mongafie insurancc premiums, if nny; and(fl any sums payabl� by Banower ta
<br /> Lendcr,in r.ccoid�ncc with the provisions of paragraph 8,in lieu of the paymcnt of mortgagc insurancc prcmiams. Thesc �'.,
<br /> itr.ms nre cnlled"Bscrow Items:' Lender may,at any time.collect and hold ELnds in an amount nat to exceed the maximum �=-:
<br /> nmaunt a lender for n federaUy related monglge[oan may require for Borrower's escraw accour�t under the federal Real ..;'
<br /> Gstate 5ettlement Procedures Act of 1974 as amended from time to time, 12 U.S.C.$2G01 et.reg.("RESPA"),unless another
<br /> latr ih�t upplie.n to the Funds�ets a lesscr amount. If so,L.ender m�y,.zt nny ame,collect and hold Fl�nds in un amount not to .
<br /> exc�ed the lcsser:uriount. Lendcr �nay esamate thc amount of Funds due on the basis of currcnt data und rensonable
<br /> estimutes of expenditums af future Escrow Items or othenvi�e in uccordance with applicable luw. �r: ;
<br /> The FLnds shall bc held in an institution whosc deposits are insured by a fedcral agency, insuumentality, or cntity -�
<br /> (including L,ender,if Lender is such an institution)or in any Federal Home Loan Bank. L.ender shall apply d�e Funds to pay
<br /> the Esctow Items. L.ender may not charge 6orrowcr for holdin�and applyinb the Funds,annually unalyzing thc escrow `�,r�
<br /> account,or verifying ihe Escrow Itetns, t�a�less f.,ender pays 8orro�ver interest on the Funds cuid applicaGle law permits „
<br /> Lender to make such a charge. However.Lender muy require Dorrower to pay c►one-dme charge for an independent real •� ==
<br /> estate t,�x reponipg service used by Lender i�connecdon with this loan,unless applicable la�v provides otherwise. U�less an ,
<br /> agcecment is madL or upplicable law requires interest to be paid.Lendcr shall not bc requircd tn pay Borrower any inter�st or i'="
<br /> eamin�s on the Funds. Bonower And Lender may agree in writing,however,that interest shall be paid on the Funds. Lender •;,•�•;
<br /> shall give to Borruwer,without charge,an annuul uccounrins of the Fbnds,showing credits and debits to the Funds nnd the
<br /> purpose for which each debit to tlie Funds was made. 7'he�Lnds aze pledged as additional security for all sums secured by ;�:..'
<br /> this)ecurity Inswcrten[. ` •�n
<br /> If the F1�nds held by Lender exceed the amounts permitted to be held by applic�ble IAw, Lender shall account to p
<br /> Rotru�vcT for the excess Funds In accordnnce with the requirements of applicablc law. If the amount of the Funds held by G���:
<br /> Lender�t any time is not sufficient to pay the Escrow Items when due. Lcnder may so notify Horrower in writing, and,in �"���
<br /> such case Bonower shall pay to Lender the amount nec�ssary to malce up the deficiency. Bonower shall make up the °
<br /> deficiency in no more than t�velve monthly payments,at Lender's sole discretion. ' �1�.
<br /> Upon payment in full of a11 sums secured by this Security Inswment.Lender shall promptly refund to 8onower any
<br /> Funds held by Lender. If,uncler paragruph Z1, Lender shall acquire or sell the Properry.Lender, prior to the acquisition or �� .':
<br /> sale of the Property, shall apply any runds held by I..ender at tha time of acquisition or snle as a credit against the sums }� ;
<br />- secured by this Sec!�ryry Instrument.
<br /> 3. Appitcation of Payments. Unless applicable law provides othenvise, all puyments receivcd by Lcnder under •
<br /> paragraphs 1 and 2 shail be upplicd:fint,to any prepayment cltarges due under the Note;second,to amounts payable under �"
<br /> paragraph 2;third,to interest due;fourth,to principal due;nnd last,to any lute charges due under the Notc. ;
<br /> 4. Cuurges; Licns. Borrower shall pay all taxes, t�.ssessments, chargcs, fines and impositions attributable to the ��, ,
<br /> Property which may nttain priority over this Security Instrument,nnd leasehold payments or ground rents,if any. Borrower
<br />- shull pay these obligations in the manner provided in paragraph 2,or if not paid in that manncr,Bortowcr shall pay them on .
<br />- time directly to the persnn owed payment Sorrower shull promptly fumish to Lender;ill notices of amounts to be paid und�r
<br /> this pan�raph. If Borrower ma[ces thcse pnymcnts directly,Borrower sh�ll promptly fumish to Lender receipts evidencing
<br /> „-
<br /> the paymcnts. '
<br />- Borrower sh�ll prompdy discharge any lien u�hich has priority over this Security[nsuument unless Borrower.(a)agrees �.�i,.
<br /> in wdting to the payRr�entbf ttte o6ligarion secu�d by the licn in a mmtner acceptable to Lender;(b)contests in good faith the
<br /> lien by,or defends ugelnsi enforcement of the lien in,legal proceedings which in the Lender 5 opinion operate to p�vent the
<br /> �nforcement of U�e liea;or(c)secures from the holder of the lien an agreement satisfactory to Lender suburdinuting the lien
<br />- to Q�is Security Instrum�ent. If Lender determines that any p�ut of thc Property is subject tu s lien which mny attain prioriry
<br /> over this Security Inswment,Lender may give Borrower u notice identifying the lien. Boaower shall satisfy the lien or uilce �
<br /> one or more of lhe nctions set forth ubove within 10 days of the giving c�f norice.
<br /> S. Hazard oe•Property Insurnnce. Borro�vcr shall kcep the improvemenu now existi�g or hereafter erected on the �
<br /> Property insured uguinst loss by fire,hazards included within the term"extended covcrage"and any other hazards,including
<br /> floals or flooding, for which i.endr,r requires insurance. This insumnce shal! be maintained in the amounts and for the
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